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Just like you wouldn't own and operate a car or a truck without vehicle insurance, so you shouldn't operate a plane without aviation insurance. You don't want to risk losing everything you've invested in your plane should a storm blow it across the air field or a tree fall on it and damage a wing.
Aviation insurance, like car insurance, protects a plane owner should his or her airplane be damaged due to an accident or to an act of nature like a hurricane or a tornado. Such insurance also, generally, offers some liability protection in the event that someone is injured when riding in your plane.
Look for insurance from a reputable, proven company. A good insurance agent will take the time to get to know your individual circumstances and insurance needs. She or he will also work to sell you just the coverage you need without adding on a lot of extras that really don't apply to you. A good agent will also be available to answer your questions, even after the sale.
When searching for a company to insure your plane, it's wise to review the offerings of several different companies. Business.com offers a variety of insurance vendors. Visit the links on the left to learn more about the products and services they offer.
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