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Get StartedIf your company offers use of a boat or other watercraft for your employees, it is recommended that you find specialty insurance to protect your interests. While it is simply good business to protect your property from damage, it is equally important to protect your business as a whole.
When you allow your employees to board your vessel, you are risking a certain amount of liability should the employees behavior cause an accident. Especially if the employees are drinking, it is important that you and your interests are covered for injury to the employees while they are using company property.
Another aspect of boat insurance for your company property is the liability that your company may have if the boat is involved in a personal injury accident where a third party is harmed. In that situation, since the boat is owned by the company and not an individual, it is possible the injured party will sue the company because the company allowed the boat to be used by the employee.
Finding the right insurance company to answer your questions and help you secure the best possible boat insurance is a little easier with the resources listed on the left side of this page. Business.com has compiled this list of resources to help you in your search.
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