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Builders insurance is coverage against liability losses in the event of an accident. This protects laborers who are injured and material destroyed during construction. For accidents which involve machinery, tools, or any other supplies there will be reparations made to the company for its losses. In the case that an employee suffers injury while employed insurance can cover medical expenses. There are two different branches of insurance which cover these losses separately. Builders risk insurance covers material expenses and builders general liability insurance covers medical expenses. Choosing a plan which suits the needs of your company is essential for long term profitability.
For a business which does large amounts of construction there will inevitably be losses due to on site incidents. Having the proper insurance to cover these losses can save money in the long term. Depending upon the specific needs of your employees and work site the plan you choose will vary.
Adding the appropriate builders insurance to your company can save your business in cases of serious work site incidents. Being protected is a preventative measure against severe consequences. If you are considering adding insurance to your construction company for liability or risk try clicking the links to the left for more information.
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