COBRA

Tips & Advice to help you make your decision on COBRA

COBRA stands for Consolidated Omnibus Budget Reconciliation Act which was passed in 1986 to amend the Employee Retirement Income Security Act, the Internal Revenue Code and the Public Health Service Acts and provide continued group rate insurance to those who might lose the benefit under some conditions. Coverage may be extended to former employees, their spouses, former spouses, children and to retirees.

This type of coverage must be provided by employers who have 20 or more part or full time employees. Employers in this category are required to provide the benefit but not to pay any part of the premiums for the qualified beneficiaries. Those opting to take COBRA benefits pay the premiums themselves but at the group rate the employer pays. Costs are generally much higher than when the employer was contributing to the premiums, they are still significantly lower than paying premiums or individual coverage.

Numerous companies offer this type of insurance. If you are an employer seeking to offer this coverage to your employees and their dependents, you can review the potential providers at Business.com. Their listings, shown on the left, can help you locate a firm providing these services at prices that fall within your budget.


Purchasing Resources for COBRA

State Farm

Get business health coverage from a company with exceptional claim service. State Farm agents understand the needs of small businesses and can help you protect your business & plan for your future. Find an agent today.

State Farm Visit statefarm.com

Kaiser Permanente®

Compare Health Insurance plans now and Save! Fast Quotes Apply Online.

COBRA Alternative

Affordable Health Coverage. Free Quote. Apply Online Today!

COBRA Administration

Complete COBRA Administration Low as .55 per employee per month

COBRA Insurance

Compare COBRA Insurance Options Online - Health Plans from $1 / Day

Cobra Health Insurance

Find Affordable Cobra Health Plans, Compare Top Carriers & Start Saving

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