The Consolidated Omnibus Reconciliation Act of 1985 (COBRA) requires that companies continue to provide health benefits to former employees for up to 18 months. COBRA is a federal law that applies to companies with more than 20 employees and some states also have "mini COBRA' laws that apply to smaller companies.
Congress designed and implemented COBRA for the benefit of workers who lose a job and the health insurance benefits tied to that job. The plan provides for the temporary continuation of health insurance for employees, their spouses and children.
COBRA Insurance is the leading information site on COBRA Health Insurance. COBRA Insurance is a leading provider of Temporary Insurance.
Note: If you currently have COBRA coverage, you can switch to coverage through a Health Insurance Marketplace plan between now and July 1, 2014.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their ... Provides information about major provisions of the Health Insurance ...
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See options if you have COBRA insurance coverage at HealthCare.gov. Keep your plan or move to Health Insurance Marketplace coverage. Learn more today.
Explore COBRA health insurance alternatives at eHealth & save up to hundreds of dollars per month on your health insurance coverage.
If so, there's no need to panic. Although you no longer have health benefits as part of your job, you have other coverage options, such as COBRA insurance.
This article is about the US medical insurance law. For other uses, see Cobra ( disambiguation). The Consolidated Omnibus Budget Reconciliation Act of 1985 ...
Sep 17, 2013 ... Many laid-off workers continue the insurance they got on the job by paying for it themselves through an expensive option known as COBRA.
Federal COBRA is a U.S. law that applies to employers and group health plans that .... Health insurance for people who cannot find individual health insurance ...
COBRA (the Consolidated Omnibus Budget Reconciliation Act) is a federal law that allows you and any any of your immediate family members to stay on an ...
COBRA stands for Consolidated Omnibus Budget Reconciliation Act which was passed in 1986 to amend the Employee Retirement Income Security Act, the Internal Revenue Code and the Public Health Service Acts and provide continued group rate insurance to those who might lose the benefit under some conditions. Coverage may be extended to former employees, their spouses, former spouses, children and to retirees.
This type of coverage must be provided by employers who have 20 or more part or full time employees. Employers in this category are required to provide the benefit but not to pay any part of the premiums for the qualified beneficiaries. Those opting to take COBRA benefits pay the premiums themselves but at the group rate the employer pays. Costs are generally much higher than when the employer was contributing to the premiums, they are still significantly lower than paying premiums or individual coverage.
Numerous companies offer this type of insurance. If you are an employer seeking to offer this coverage to your employees and their dependents, you can review the potential providers at Business.com. Their listings, shown on the left, can help you locate a firm providing these services at prices that fall within your budget.
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