Condo Insurance

Tips & Advice to help you make your decision on Condo Insurance

Unlike homeowner's insurance, condo insurance only requires that you insure part of your property. Common areas such as hallways, the exterior of the building, and any common grounds should be insured by a policy bought by the condo association.

Condo insurance is limited by the items that it must cover. For example, a hurricane or flood that damages the building will often be covered by condo association's insurance policy. However, the individual owners of the condos may be responsible for splitting the deductible. Condo insurance may cover your portion of the deductible if that situation occurs.

You should also consider if you want cash-value or replacement-cost coverage. Cash-value condo insurance has less expensive premiums but will only cover the initial cost of the items in your condo less depreciation. Replacement-cost coverage will cover the cost required to buy new items for your condo without depreciation but is more expensive to purchase.

Finally, consider whether you want to cover both the contents and the structure. The contents of your condo are the rugs, furniture, and electronics, while the structure includes the flooring, cabinetry, and fixtures. You can choose to insure only the structure, but it could be a costly decision if something happens to your condo. To learn more about condo insurance, browse Business.com and visit some of the included links.

Purchasing Resources for Condo Insurance

Calif. Condo Insurance

Direct Condo Insurance. Affordable Condo Coverage w/ Low Rates.

Condo Insurance

Get Free Condo Insurance Quotes - Get Coverage from $10 Per Month.

Condo Insurance Plans

Protect Your Condo and Property! Our Home Insurance Ranks #1

Condominium Associations

Association Insurance Specialists Hassle Free Online Quotes Save Big

Realtor's E&O Insurance

C.A.R.'s Exclusive E&O Program for CA REALTORS® - Get a Quote Now!

Condo Insurance - Progressive

Get a condo insurance quote and purchase a policy online through Progressive Home Advantage.


Condominium Insurance

Get an affordable online quote in minutes. Protect your personal possessions with Homesite.


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