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Contractors Insurance - Progressive - Progressive Commercial

Our contractors insurance could provide you with a Business Owner's Policy ( BOP) with general liability insurance, Workers' Compensation insurance, and ...

General Liability Insurance - Progressive

If you're a contractor, we understand you might only need general liability insurance - not a BOP. For example, you might not own any commercial buildings that ...

Contractor Insurance – State Farm® - State Farm Insurance

Contractor insurance with State Farm helps contractors get the property and liability protection that is right for them. Click here to find an agent today.

GEICO | General Liability Insurance Quote ~ Call for a general ...

Protect your company with business liability insurance. General liability insurance is the commercial insurance protection you need for ... Contractors & Artisans ...

Contractor Liability Insurance. Protect Your Business. - NetQuote.com

Employment laws such as worker's compensation don't apply to contractors. But this shouldn't be taken as a signal to overlook contractor liability insurance, ...

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Contractors Insurance - Progressive

Contractors insurance is a group of coverages that protect against many job related ... It usually includes general liability insurance with other business related ...

Learn About Business Insurance for Contractors - Nationwide ...

Learn more about Nationwide's business insurance for contractors, and request a free quote today. Electrical contractors, excavation contractors...you name it.

Insurance for Contractors - Erie Insurance

Erie Insurance Group offers Fivestar coverage for contractors to cover property, income protection and liability.

Construction Insurance | Contractors Liability insurance – The Hartford

The scale and complexity of these projects underscore the need for owners and contractors to ensure they have the right insurance programs in place.

General Contractors - Travelers Insurance

Tailored, industry-specific product: In addition to all the core lines of insurance, we offer construction-specific coverages such as contractors professional liability  ...

Sample Independent Contractor Liability Insurance Quotes | Sample ...

See sample small business insurance quotes for independent IT contractors and learn what protection different coverages provide.

Mainline Insurance

Mainline Insurance offers a wide variety of contractors insurance. From general liability to workers compensation. Get a fast and free quote today!

www.mainline-ins.com

A Guide to Contractor Liability Insurance


When you are in the contracting business, you need contractor liability insurance. Every company needs insurance in some form. While your job may not be dangerous on an average day, the circumstances in which you work make you more liable for various problems than other occupations. It’s important to find an insurance agency that covers third person personal and bodily injury as well as workers compensation for their injuries. One accident can be the difference between bankruptcy and continued success.

You’ll need your insurance to cover a few things. Bodily injury happens when someone is injured on your premises. If someone falls ill or is hurt while on the job, your insurance will be able to pay for all medical charges, including follow up doctor’s appointments. Conversely, if a third party person is hurt at your place of business, you will be covered with the Damage of Property clause.

In the case that someone finds your advertisement to be false or hurt your competitor, advertising injury will cover the legal fees associated with such a claim. Any other lawsuit from a customer, a fellow business or stockholder will be taken care of by your personal injury coverage. Different companies will cover various problems; however the most common are slander, trademark infringement, and privacy issues. If you believe any of these will give you trouble, be sure that your insurance company actually covers all of them.

While some companies may differ in their available plans, you want to be sure that your coverage includes everything mentioned above. You insurance should then pay for all medical expenses, hospital bills and first aid at the scene of the accident. If the mishap requires surgery, x-rays or other work such as dental, and worst case scenario, a funeral, the insurance should be able to cover all of those fees.

It’s important that you check in the fine print that there are no variations on whether they have to pay or not. It is not uncommon for this to happen. Because of something as minor as improperly filed paperwork you can be responsible for every fee. Finding an agency that is upfront about what they will cover and the circumstances under which they will not cover it is very important. As a business, you will eventually need various forms of insurance, and you want to find one good company that is honest. Down the road you may be able to get bundled package prices for the different insurances. Finding the right insurance agency can save you money in many ways.

It is important that you get your contractor liability insurance. At any time a problem could happen on your premises, whether to you, an employee or third party person. When that happens, it would be devastating to your business to be caught without coverage. To decide what company to choose from, glance through our list of pre-screen insurance agencies. They have been provided to you for your convenience from the professionals at Business.com.