Compare These Top Vendors for Directors and Officers Insurance


Providers of directors and officers business insurance for your business. Protect your company from the unexpected with directors and officers insurance poilices. Browse our directory of vendors for officer and director insurance rates and quotes.
State Farm

All business owners take risks, but not with their insurance company. State Farm agents understand the needs of small businesses and can help you protect your business & plan for your future. Find an agent today.

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Texas Auto Insurance

Providers of auto insurance in Texas. Browse listings of Texas auto insurance companies and review providers offering Texas auto insurance quotes online. Select providers of auto insurance in Texas that meet your business needs.

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Auto Insurance in Massachusetts

Find Massachusetts auto insurance providers to protect your company cars or other business vehicles. Review various car insurance companies in Massachusetts to get the most appropriate automobile insurance for your business needs.

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California Auto Insurance

Quickly find providers of California auto insurance coverage. Search listings for links to car insurance companies in California offering competitive California auto insurance rates and quotes.

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European Auto Insurance

Find European auto insurance providers and European car insurance companies to protect your company cars or other business vehicles. Review various UK car insurance providers to get the most appropriate automobile insurance for your business needs.

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Auto Insurance in Oregon

Quickly find providers of auto insurance in Oregon. Research Oregon insurance companies offering car insurance for Oregon families and individuals. Identify brokers offering Oregon auto insurance quotes online for increased convenience.

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Automotive Accident Analysis Consultants

Accident investigation services, including reconstruction and failure analysis.

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Motorcycle Insurance

Business directory to motorcycle insurance.

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RV Insurance

Business directory to RV insurance.

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Directors & Officers Liability Insurance

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To protect your assets in the case of a lawsuit, you may want to decide to take out directors and officers liability insurance coverage. The insurance is paid out to the directors or officers of a company to cover damages in case they are sued. Read More »

Texas Auto Insurance

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Car insurance in Texas, like gas or rent, is expensive yet necessary. It doesn't just protect your car from dents; it protects you and other drivers from both bodily harm and financial ruin. Read More »

Directors and Officers (D&O) Liability Insurance


Corporate counsel will tell you: The more money your firm pulls in, the more people will come out of the woodwork to claim a part of it. Shareholders, former employees, current employees, vendors and suppliers, creditors, even competitors. General business insurance won't protect against claims that hold directors personally responsible for company actions (like in the Enron or WorldCom cases). Enter directors and officers (D&O) insurance. Attracting top management talent and even decent outside directors requires more than cash and benefits. If they're smart, your prospects will be checking to see how much coverage for them is in the deal. Here are some tips on keeping your management team focused by transferring the risk using D&O coverage:

Do you need D&O coverage?

As you might expect, it's not as simple as buying coverage and moving on. If you company is not required by state law to defend directors, then coverage - even if you buy it - won't apply.

Benchmark your company

Get an idea of the real numbers to figure out where your company fits into the D&O scheme.

Review D&O plans from the big league insurers

Your local bank or regular agent will be happy to talk business liability insurance, but chances are they don't sell D&O. In part, that's because it's an expensive product and hard to sell to small business.

Find coverage through your trade association

Often, the best deals on business liability insurance are through a trade or professional associations. If you don't already belong, it might be a good time to join.
  • New U.S. securities legislation, especially Sarbanes-Oxley, has made D&O a hot topic among companies that trade. If you are considering going public, talk to your lawyers about coverage well in advance.
  • D&O coverage is particularly pertinent when companies collapse, leaving no assets behind to defend directors. If your industry is shaky or high-risk, high-reward, potential managers will be particularly concerned about getting coverage.
  • While most common among larger, public companies, non-profits worry too about coverage, since board members tend to be wealthy, high-profile execs. If you volunteer to sit on a charity board, ask about what D&O it carries for your work there.