Purchasing Resources for European Auto Insurance

European Auto Insurance Key Terms

Know what to expect before you get car coverage in Europe
By Autumn Rivers, Lead Copywriter Webflo Studios If you are in Europe for a long period of time, your insurance might not cover you and you will need to get different coverage. Most car insurance terms are different in European countries than they are in the US, so take care to understand them before purchasing any plans.

Collision damage waiver (CDW)

The collision damage waiver (CDW) ensures that you will not have to pay a high deductible if you get into an accident while in Europe. A CDW is about $20 to $30 more per day when renting a car.
Try:  Europe Through the Back Door thoroughly explains collision damage waiver.

Insurance excess

The excess fee is what the customer owes after an insurance company pays for the damages in a European car accident. If you pay a small daily fee for excess insurance, you will not be forced to pay the excess after an accident. This can save you hundreds or thousands of dollars.
Try:  Insurance4carhire explains what insurance excess is.

Breakdown cover

Breakdown cover can save you money in the event that your car breaks down in Europe. Repairs can be costly and no one wants to be stuck paying for them while on a vacation or a business trip.
Try:  European Car Breakdown Cover offers an explanation of this type of insurance coverage.

Third party

Third party insurance is the minimum coverage required in Europe. It is similar to liability coverage required in the United States, though many people opt to get more coverage when traveling abroad.
Try:  Go to Just Landed for a definition of third party insurance in Europe.

Young driver

Anyone under the age of 25 is considered a young driver in Europe. Most companies in Europe and the US charge extra fees for young drivers to rent cars or obtain insurance.
Try:  Visit Swiftcover.com to learn everything you can about the limitations imposed on young drivers in both the US and Europe.

All risk coverage

All risk insurance covers more than basic third party coverage. It is the equivalent of comprehensive insurance in the US, so it also covers injuries and property damage in the event of a car accident in Europe.
Try:  Properties Casa Blanca provides a definition of all risk coverage.

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