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foreign liability coverage - Insurance Glossary - IRMI.com

A specialty policy for an insured's liability for foreign operations arising out of a permanent ... The commercial general liability (CGL) policy provides coverage for  ...

Commercial General Liability Coverage for International Advantage ...

Make international commercial general liability coverage the first line of defense against ... Insurance provided by insurance companies within the ACE Group of ...

International General Liability Insurance International General ...

What is International General Liability Insurance? Most U.S.-based organizations understand the legal exposures they face here at home. When businesses ...

Foreign Liability Insurance - Cravens/Warren & Company

When should your company purchase foreign liability insurance? ... Make international commercial general liability coverage the first line of defense against ...

Foreign Commercial General Liability | Momentous Insurance ...

Opening foreign markets to U.S. products and services is an important part of sustaining America's economy. According to government statistics* , international  ...

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Global-International Insurance | Global Products & Services ...

Coverage for domestic organizations with foreign exposures ... General liability; Automobile DIC/Excess liability; Employers liability; Accidental death and ...

Global Business Insurance | Liberty Mutual Group

As an international carrier, we partner with a global network of providers to offer local knowledge ... Stand-alone foreign property; Stand-alone foreign liability; Travel assistance program; Worldwide ... This is a general description of coverages.

Foreign Commercial General Liability Insurance - Church Mutual

Foreign Commercial General Liability Insurance. Chartis WorldRisk® provides third-party coverage for foreign injuries and any related foreign suits.

Foreign Insurance - Cavignac & Associates

The most common is a “Foreign Package Policy,” offered by a number of insurance companies. These policies typically include general liability, auto liability, ...

Foreign Liability Coverage - Business Insurance - About.com

It will also provide a brief overview of foreign general liability coverage. ... Business travel by you or another insured in international airspace between the U.S.A. ...

Foreign Liability Coverage: Who Needs It - Protector Group insurance

A foreign package policy contains a number of important coverage grants such as foreign general liability, foreign contingent business auto, foreign voluntary ...

International product exposures can hit business ... - Insurance Journal

May 8, 2006 ... They can get this insurance either through a global general liability policy or by purchasing a stand-alone foreign general liability policy.

A Guide to Foreign General Liability Insurance


If your company does any business outside the country, an important decision you’ll have to make is what foreign general liability insurance you should invest in. As a company with employees or offices in another country, liability insurance will cover any problems that can occur. Foreign countries have different laws and customs. In the case of a bad situation, you want all parties to be fully covered.

Some particulars to consider include coverage of employees in the foreign countries which you operate. If facing immediate medical attention from an on-the-job injury, you’ll need it taken care of in a prompt and cost effective fashion. Other possibilities such as potential hostage situations or emergency travel services could turn into a nightmare without foreign general liability insurance. Finding a foreign liability insurance carrier is necessary for the immediate response to these possibly dangerous circumstances.

As a company that manufactures overseas, your US insurance policy would not be sufficient. In the case of an incident, it would only cover lawsuits filed in the US. It is also often the case that foreign jurisdictions require policies that can only be provided by foreign coverage. If a lawsuit is filed in another country, and you are not covered by the proper foreign carrier, the ramifications can be significant. You risk losing your assets to that country and you could be banned from continuing business there.

In a foreign country, language barriers can be a problem between the company and its employees, if they are also from the foreign country. For a company that may have US employees spending a significant amount of time travelling, this can become a problem for that employee as well. In this case, it would be important to know the local language.  In addition, risk management training could be effective as well. Some companies will offer these preventative services. This can be helpful to a company that is new to foreign business practices, or a company that doesn’t interact with the foreign country on a regular basis.

If already with an agency that offers this coverage, you might receive a discount on your overall insurance with the inclusion of foreign general liability coverage. Putting your foreign affairs in the hands of a trusted insurance company is perhaps the most important precaution you can take. You need someone who is well versed in dealing with another country’s rules, culture and language.