HMOs
Tips & Advice to help you make your decision on HMOs
Health maintenance organizations is a type of managed care organization that utilizes the services of doctors, hospitals and other health professionals who have agreed to participate in the organization. HMOs are common in the United States in part because of the Health Maintenance Act of 1973 which requires employers with 25 or more employees to offer an HMO plan if they offer other healthcare options.
HMOs vary widely in the type of coverage they provide and the facilities and services they give their customers. As an employer, you may be legally required to provide HMO coverage for your employees. It is your responsibility to learn about your legal obligations, understand the HMO business and choose a plan that you can afford and provides benefits to your employees.
Business.com has the resources to help you meet your responsibilities. Their comprehensive database is the perfect starting point for your research. From informative articles to HMO providers, you can find everything you need. Use the listings shown on the left side of the screen to find the sources you need to select the right HMO plan. Scroll through the list and follow the links to explore all the options at your disposal.
HMOs Education and Training
Finding out about HMOs onlineBy J. Stoltzfus, writer/programmer LOCAL CITIZEN Within the complex world of medical insurance, the HMO or health maintenance organization has traditionally provided a low-cost option for providing Americans with policies carrying relatively low premiums, at the cost of a less expansive feature set on the type of policies carried by these companies.
For any business wanting to get educated on this kind of health insurance, whether it's a firm looking to send staff to school, or just looking for informative resources, the web can be a viable option:
1. For finding college or trade schools programs that will prepare staffers in all that is needed to deal with billing, claims handling and more for HMO health insurance.
2. For finding out more about the specific types of coverage that the HMO plan provides, to analyze and compare costs.
3. For getting information on general handling of this type of plan for any in-house task.
Find school programs for HMO health insurance over the web
One resource that business leaders can find over the web is a wide array of program details on how schools will prepare staff to handle all aspects of HMO plans, including HMO quotes, communications from HMO groups and HMO providers and much more.
Try: Get medical assistant training for working within an HMO (as noted in the descriptive web page) at North-West College. Many other schools (like Everest College) offer HMO training as part of a medical billing regimen, along with other health care skills training options: learners get to understand the aspects of an HMO that contrast to other types of insurance policy providers.
Find more education and consulting for HMO health insurance
Another way to handle the need for education on HMO healthcare is to go to sites online that will showcase services and education for getting a business into a thorough knowledge of dealing with HMOs.
Try: See the article at CBS News on HMOs. The Education Resources Information Center has a program on HMO training. Agencyinfo.net has an informative article on the advantages and disadvantages of HMOs.
Use other helpful web links for critical information on HMOs
There's also a lot more on the web about HMOs: from helpful guides to materials, as well as specific HMO resource sheets dealing with this kind of plan for different perspectives. Wade through the various sites to get a good look at how HMO plans are treated and administrated.
Try: Find state resources like this one from New York State Insurance online for comparing HMO plans. Interested parties can find more info sources on HMO plans at Kaiser Permanente (some are in PDF format). For help with handling problems arising from disagreements in HMO coverage, this link from Consumers Union can be worth its weight in gold.
- Make sure your HMOs education and training includes education on the fundamental tenets of HIPAA, a medical info privacy law governing all kinds of patient records. Following HIPAA limits liability and advances a medical career.
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