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Texas Auto Insurance

Providers of auto insurance in Texas. Browse listings of Texas auto insurance companies and review providers offering Texas auto insurance quotes online. Select providers of auto i… more »

Auto Insurance in Massachusetts

Find Massachusetts auto insurance providers to protect your company cars or other business vehicles. Review various car insurance companies in Massachusetts to get the most appropr… more »

California Auto Insurance

Quickly find providers of California auto insurance coverage. Search listings for links to car insurance companies in California offering competitive California auto insurance rate… more »

European Auto Insurance

Find European auto insurance providers and European car insurance companies to protect your company cars or other business vehicles. Review various UK car insurance providers to ge… more »

Auto Insurance in Oregon

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Insurance Calculator Key Terms


Whether you're using an auto, life, homeowner's or other insurance calculator, knowing the information you need and understanding the basics is important. A basic knowledge of the insurance category you are researching can help you save time researching the information when you start your calculating process. Determine what information you'll need to understand, and learn the basic terms associated with insurance calculators now.

Dwelling coverage or market value

Dwelling coverage is not the same as the market value of your home. This amount is important to understand when calculating possible homeowner's insurance. The dwelling coverage is the amount a policy would pay to replace your home. Market value is based on your home and the land it is on, while the dwelling coverage is solely based on the home value.

Dependent

When considering insurance, you'll need to include all dependent information in your calculations. A dependent is defined as anyone who counts on you to support them. This can include children, elderly parents living in your household and others you support.

Disability income gap

The disability income gap is an amount of money you may still need to pay bills and other expenses not covered by the disability insurance you receive through a work, health insurance or government paid disability program.

Term or full

There are two main types of life insurance-term and full. A term life insurance policy will pay a set sum if the policyholder dies within a certain period. A full policy is set in place for the policy holder's entire life.

Return on investments

Return on investments is the amount of money you plan to earn from interest on accounts.

Chargeable loss

Chargeable loss is an amount assigned by auto insurance companies after an accident. All insurance companies must assign a percentage of fault amounts for all the drivers involved in any accident. The Federal Insurance Act sets the standards for determining the chargeable loss amounts.