Life insurance brokers.
Purchasing Resources for Life Insurance Agents
Get business life insurance coverage from a company with exceptional claim service. State Farm agents understand the needs of small businesses and can help you protect your business & plan for your future. Find an agent today.
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Less Than $1/Day for $250,000 of Coverage. Get a Quick Quote Now!
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Life Insurance Agents
Find life insurance providers who specialize in business life insurance productsBy Laura Major Protecting your company's assets requires seeking the services of life insurance agents and brokers. Knowing the type of insurance your business needs determines which insurance agency to select. Businesses carry the standard policies such as liability, property and business interruption insurance. However, insuring key players is essential. Your corporate executives are valuable tools to successfully running your business. As a result, an executive loss is a risk to the livelihood and momentum of the company.
Consider your time when choosing between an independent or company life insurance agent. A life insurance brokerage works with many different companies, often conducting the legwork for your benefit leaving you to run your business. If you prefer building a relationship with one insurance company, research numerous companies for the best benefits. Whether you choose an agent or a broker, be aware of the following:
- Know your long-term business goals and which employees require coverage.
- A life insurance company agent is limited to company products while brokers can provide options across a variety of providers.
- All states require insurance licensing, so focus on the relationship between the provider and the life insurance companies as well as the industry designations your prospective agent or broker holds.
Research business-focused life insurance agencies and how much coverage you need
Select insurance providers who specialize in products specific to business needs. Term life insurance is a viable option for insuring business executives. Since employees are not a permanent asset, as the policy owner and beneficiary, you set the term length and the amount of coverage. However, depending on the executive, a whole policy with an investment feature is attractive as well.
Try: Utilize the Life Stages insurance product tool at the Insurance Information Institute to decide the type of life insurance you need. Knowing how much coverage you need is just as important. The Life and Health Insurance Foundation for Education provides a life insurance estimation tool to assist you in selecting the appropriate amount of insurance coverage.
Determine if a life insurance agency or a life insurance brokerage firm would work best
A relationship with an insurance provider can last for many years. Therefore, it is necessary to understand the type of participation you need from your insurance broker or agent.
Try: The National Association of Insurance and Financial Advisors offers a listing of the best agents among their company-sponsored peers and in the industry. Reviewing the list of life insurance brokers at the National Association of Independent Life Brokerage Agencies encourages building a solid relationship regardless of the insurance company you choose now or in the future.
Investigate the service records of the life insurance agents or brokers in your area
Each state has set requirements for obtaining an insurance sales license. Be sure that the provider you select holds a license to sell insurance products in your state and conducts services in an ethical manner.
Try: Inquire with Spectrum Insurance Group to find a business life insurance provider licensed in your area. Select an insurance agency with confidence when you research the service record of the company and its sales agents at National Association of Insurance Commissioners.
- Life insurance plays an important role in estate planning and asset protection. Make your choices in conjunction with your other investments. An umbrella policy that encompasses all of your insurance needs will reduce costs and ensure proper coverage regardless of the unexpected event.
High Close Rate Insurance Leads. Real Time Leads, Custom Filters!
Less Than $1/Day for $250,000 of Coverage. Get a Quick Quote Now!
Save 70% on Life Insurance. Compare rates from top providers.
Save up to 70% on Quality Term Life Coverage. Get Your Free Quote Today
USA's #1 Term Life Sales Agency. Find Your Best Buy & Save Today!
Searches top-rated life insurance companies and emails you the lowest quotes on level term life insurance.
Provides Life, Health, Disability Insurance and more. Website explains services and offers quotes.
http://www.advantage-insurance.com/
Insurance Brokers and Insurance Risk Auditors providing medical, disability, critical illness, life, retirement, personal and business insurance.
Armed Forces Benefit Association
Provider of low-cost life insurance for military families during peace and war.
Atlanta Insurance Agency, Inc.
Independent Insurance Agents insuring auto, home, and life, for Georgia. Online quotes available.
Contains a database that surveys over 180 of the most competitive companies, including over 600 different policies.
Provides employee benefits services including PPO, HMO, and POS health plans.
http://www.bayareabenefits.com/
Participating companies contribute quotes and summaries of all life insurance policies.
A full service independent life brokerage agency specializing in serving independent life brokers and their clients.
http://www.equitybrokerage.com/
A team of insurance professionals whose combined expertise offers clients the highest quality life and disability insurance services in the marketplace.
http://www.globalfinancial.com
Full-Service Life and Health Insurance Brokers: employee benefits for small companies health, life, and disability insurance for individuals and families. Serving Silicon Valley and the San Francisco Bay area in California.
Insurance brokerage includes specialists in home, motor, business, liability and life insurance.
Provides businesses and individuals throughout the Midwest with a full line of commercial and personal insurance products.
http://www.thehortongroup.com/
Provider of a level of expertise in all types of insurance and financial services.
http://www.friedman-group.com/
Matrix Direct Insurance Services
Provides term life insurance policies from highly-rated insurance companies.
Mid-Atlantic Insurance Associates (MAIA)
MAIA Online provides term life insurance information and other financial services for families and businesses. The site helps you discover the insurance you need BEFORE talking with an insurance representative.
Informational resource for facts and data regarding Retirement Annuities.
http://www.retirementannuities.com/
A financial consulting firm, specializing in the sale of life insurance annuities.
http://www.safeharborfinancial.com/
A life insurance brokerage firm acting as a clearinghouse to shop all second-to-die and/or survivorship life policies issued by the top-rated companies at the lowest possible premiums.
http://www.survivorshiplife.com/
Tips & Advice to help you make your decision on Life Insurance Agents
No matter what you may have heard, you do need lifeinsurance. There are many types of life insurance policies for individuals andfor businesses. As a business owner you have not only your own life to considerbut you should also consider offering some sort of life insurance policy foremployees as well. Because the intricacies of life insurance policies, coverageand small details can be quite confusing even for a successful business owner,you may want to talk to a few life insurance agents to evaluate your needs andthe possible life insurance policies available to you and your employees.
Life insurance coverage varies from insurancecompany to insurance company and the pricing and ... more
No matter what you may have heard, you do need lifeinsurance. There are many types of life insurance policies for individuals andfor businesses. As a business owner you have not only your own life to considerbut you should also consider offering some sort of life insurance policy foremployees as well. Because the intricacies of life insurance policies, coverageand small details can be quite confusing even for a successful business owner,you may want to talk to a few life insurance agents to evaluate your needs andthe possible life insurance policies available to you and your employees.
Life insurance coverage varies from insurancecompany to insurance company and the pricing and plans available cover everyend of the spectrum from great coverage for a low price to so-so coverage foran exorbitant price. This is why you should always shop around before you decideon a life insurance policy. To find reliable and professional life insurance agents you may want to click some of the links on the left side of this page ,these links compiled by Business.com are here to help you gather theinformation you need to make an informed choice in life insurance.
