Directory of life insurance information and providers. Review listings to life insurance companies and life insurance solutions for small to mid-sized businesses.
Purchasing Resources for Life Insurance
Get business life insurance coverage from a company with exceptional claim service. State Farm agents understand the needs of small businesses and can help you protect your business & plan for your future. Find an agent today.
Less Than $1/Day for $250,000 of Coverage. Get a Quick Quote Now!
From New York Life. No Exam, just health info. See Affordable Rates!
Save up to 70% on Low Cost Life Insurance You Can Count On.
Feel Secure and Protected With the Guaranteed Growth of Cash Value.
A1 - Life Insurance - Punjab Insurance Inc
You need a life insurance in Canada and Punjab Insurance is the place to look for it. Your satisfaction is our priority.
American Income Life Company Blog
American Income Life official blog where agents share sales tips, experience and success stories with the AIL community.
American Income Life Insurance Company
Headquartered in Waco, Texas, American Income Life Insurance Company is licensed in 49 states.
Life Insurance from Real Insurance Australia offers Family Life Cover for you and your family.
Life insurance, wealth management and financial advice in Australia.
Guardian empowers Australian families to take control of their insurance needs through providing a wide range of personal insurance products.
Insurance Store Financial Protector - Family Defender
We provide important information about life insurance and encourage all to be educated consumers. We also provide quotes for life insurance on line.
Lifebroker is a free service to assist you with all of your personal life, trauma, disablement and income protection insurance needs within Australia.
Life and disability insurance experts offering term life insurance quotes online from over 80 of the nation's top rated companies.
Puritan Life Insurance Company
We offer life coverage, annuities, and other insurance and financial solutions to mature individuals from their peak earning years through retirement.
Obtaining life insurance is an important step to protecting your family. We can help you figure out if whole or term life insurance is what you need.
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Life Insurance for Small Business Owners
Tips to protect your small business and finances if you die or become disabledBy K. Ring, Freelance Writer Small business owners need to protect their businesses and assets in the event of death or disability with business life insurance. Many small business owners are sole proprietors, which leaves their families vulnerable to business debts.
Be realistic when choosing life insurance companies and benefit amounts; make sure the debt for your business is covered with business life insurance. Many small business owners also include adequate life insurance benefits to allow their small businesses to operate for at least a year after their death.
Disability insurance can be included in life insurance policies, especially for the business owner. Disability insurance will cover either a permanent or temporary disability and will supplement income lost due to the disability.
Life insurance policies vary by the life insurance company and the amount of monetary benefit you choose. Life insurance rates and quotes are based on:
- Your age and overall physical condition at the time you apply for the life insurance;
- The occupation that’s considered the main function of your business, and the danger rating of the occupation; and
- The benefit amount and type of insurance you choose, the payment selected and the base rate of the insurance company.
Determine how much life insurance you need
Make a list of your business expenses that must be paid off in the event of your death. Include mortgages, property taxes, liens, business loans and vendors owed. Make a list of the minimum amount of money needed, then include your annual salary from the business. Calculating this life insurance information helps you determine the amount you need.
Try: Use the Metlife human value calculator, which helps determine how much life insurance you need. SmartMoney also offers an interactive survey for your life insurance needs.
Choose the type of life insurance you need
Term life insurance is the type of life insurance most small business owners buy. Term life insurance offers good value for the money but doesn't have any cash value other than the death benefit. Key Man insurance is used to insure the life of a key employee whose death would cause financial hardship to the small business. Whole life insurance is more costly but it does have cash value that you can use while you own the policy.
Universal and variable life insurance policies are investment driven. Premium payments can be made from interest earned on the investments, but remember these types of life insurance policies can also lose investment money. If you are considering this type of life insurance, make sure the actual face value of the policy isn't affected by investments.
Try: The Insurance Information Institute provides in-depth life insurance information and a of the different types of life insurance policies available for small business owners.
Compare prices and get life insurance quotes online to save time
Check the rating of the insurance company you are considering. Life insurance companies are rated by their financial stability, as well as their credit and debt rating. A sound insurance company is a sound investment for your life insurance premiums.
Compare apples to apples. If you are considering straight term life insurance, make sure the insurance company comparisons also compare straight term life insurance, while others provide you with life insurance rates and quotes for whole life insurance.
Get online life insurance quotes from several companies at once. There are several insurance companies that offer a multiple quote service. You save time by using a multiple quote service because all your information is only entered once.
Try: Use Accuquote, IntelliQuote or Insure.com to receive life insurance quotes online from several companies at the same time.
- Check with the Insurance Commissioner of your state to verify the company is licensed to sell insurance in your state.
Less Than $1/Day for $250,000 of Coverage. Get a Quick Quote Now!
From New York Life. No Exam, just health info. See Affordable Rates!
Save up to 70% on Low Cost Life Insurance You Can Count On.
Feel Secure and Protected With the Guaranteed Growth of Cash Value.
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Provider of life assurance, pensions, investment products and services for the corporate and personal markets.
A life insurance underwriter with over 1 million policies-in-force in Singapore alone. AAA rated by Standard & Poors.
Offers a comprehensive set of annuity, pension, employee benefits, accident & health, and life insurance products. Headquartered in Wilmington, Delaware.
Provider of life insurance plans to corporations. Also offers investment management services.
Offers annuities, personal accident, life, credit life, and group insurance.
US-based international insurance organization and underwriter of commercial and industrial coverages in the US.
Based in the UK, provides personal and business customers a comprehensive range of mortgage, investment, personal banking and insurance products, cash transmission services and corporate banking facilities.
http://www.alliance-leicester-group.co.uk/
Underwrites a wide range of property and casualty coverage for personal and business use including auto, homeowners, workers' compensation, commercial multiple peril policies as well as group property and casualty insurance. Licensed in all 50 states, bu
http://www.allmerica.com/home.htm
Allstate Life Insurance Company
Online resource for information gathering, estimating your term life insurance needs, comparing major carriers, getting your free quote, and beginning your application.
http://www.allstatetermlife.com/
Provider of term life and medical insurance products to people in Latin America and the Caribbean.
American Hardware Mutual Insurance Company
Offers a range of insurance products for home, auto, life, and business. Headquartered in Columbus, Ohio.
http://www.motorists-american.com/
Offers auto, business, home, health and life insurance and headquartered in Madison, Wisconsin.
Offer insurance and financial security products from disability insurance to cancer and annuity products. Focuses on marketing to the educational community, a broad range of employers as well as selected groups and trade associations. Headquartered in Ok
American General Life & Accident
A subsidiary of American General Corporation and is Headquartered in Nashville, Tennessee. Offers a range of life insurance coverages through subsidiary and sister companies.
American Heritage Life Investment Corporation
A Florida holding company whose principal subsidiaries are life insurance companies serving the workplace market. They also market group life and health insurance, and credit life, disability, and property products through licensed agents and brokers.
American International Assurance- Hong Kong
Offers whole life, endowment, invstment-linked, medical, critical illness, and cancer insurance
American Republic Insurance Company
Health and life insurer located in Des Moines, IA. Site contains information about the company, current jobs, sales opportunities, and products.
American United Life Insurance Company
Offers pension, group, and reinsurance programs and is headquartered in Indianapolis, Indiana.
A diversified insurance and financial services company that offers life insurance, group dental and vision products, annuities, pension products including 401(k), public finance services, and a wide variety of investment products and services. Headquarte
Ameritas Variable Life Insurance Company
Offers a range of life insurance and annuity product and is headquartered in Lincoln, Nebraska.
Amica Mutual Insurance Company
Headquartered in Lincoln, Rhode Island and offers auto and life insurance.
AMP General Insurance (Australia)
The largest life insurer in Australia and one of the largest in New Zealand, and also provides superannuation and asset management products and services.
http://www.general.amp.com.au/
Offers life, superannuation, and asset management products in Australia and New Zealand.
Multiline insurance service corporation based in California. Associated with Blue Cross, Blue Shield, Calfarm, CareAmerica, Health Plan of the Redwoods, Kaiser, PacifiCare and Universal Care.
Aurora National Life Assurance
Offers a variety of individual and group life insurance and annuity products, including single and annual premium whole life, term life, deferred and immediate annuities, qualified retirement annuities, and guaranteed investment contracts. Headquartered
An integrated financial services group offering bonds and trusts, health, general, and life insurances, and a range of savings accounts and mortgage loans.
Provides life, home, car, and business insurance and is headquartered in Lansing, Michigan.
A broad based investment and financial services operation that offers investment, insurance, retirement, home loan, and health insurance services.
Offers personal and commercial auto, home, property, and accidental death coverage.
Offers a range of insurance programs designed for financial institutions and their customers. Life & credit products include accidental death & dismemberment, involuntary unemployment, basic renters, and mortgage life insurance.
http://www.balboainsurance.com/
Providing life and health insurance, annuities, and financial services.
Bankers Life insurance Company of NewYork
Offers term, universal, whole, and survivorship life insurance products as well as annuities in the New York area. Headquartered in Woodbury, NY.
Offers most property/casualty risks and delivers life, health and annuity products and trust services. Specializes in mutual funds, communications, cost control services and retirement needs for specialized markets. Headquartered in Columbus, Ohio.
http://www.bestofamerica.com/BOA/index.html
Offers life and homeowners insurance in the UK.
British Caribbean Insurance Co. (Jamaica)
Offers works damage, plant & machinery, liabilities, bonds, and motor risk insurance.
Offers life and Accident & Health reinsurance products, and investment and retirement programs to Canada, the US, Ireland and the UK.
Part of Canada Life Assurance. UK subsidiary provides life assurance, group life and group income protection.
Canadian Premier Life Insurance Company (Canada)
Offers group life, accident, sickness and credit insurance.
http://www.canadianpremier.com/
Provider of individual health insurance, including temporary plans, for kids, individuals and families based in Chicago, Illinois.
CGU Life Insurance Company of America
Offer life planning coverages, group employee benefits, tax sheltered annuities, and payroll deduction services. Headquartered in North Quincy, Massachusetts.
CIGNA International (Netherlands)
Offers property & casualty, group, and reinsurance as well as employee benefits programs.
Life insurance company that also provides investment management services for individuals.
Multiline company supplying home, auto, life, farm, business and group insurance, plus financial security products.
A diversified international financial services company that offers insurance, retirement savings, banking and funds management.
Colonial Life & Accident Insurance Co.
Offers disability, accident, sickness, and death coverage. Headquartered in Columbia, South Carolina.
Columbus Life Insurance Company
Comprised of universal, term, and participating whole life insurances, along with annuities. Variable products, mutual funds, and equities are available to registered representatives through our subsidiary Capital Analysts Incorporated, a broker-dealer an
Continental General Insurance Company
Based in Omaha, Nebraska. Products include: health care plans, life insurance, dental insurance, cancer, annuities, long-term care, home medical care, short-term medical, and accident/disability.
http://www.continentalgeneral.com/
Part of the Allianz insurance group. Provides home and motor insurance.
http://www.cornhilldirect.co.uk/
Country Casualty Insurance Company
Offers life, health, and property insurance in 10 Western states. Home offices are located in Bloomington, Illinois.
http://www.countrycos.com/company.html
Offers life, health, and property insurance and is headquaartered in Bloomington, Illinois.
CUNA Caribbean Insurance Society
Offers marine, aviation and transport, motor vehicle, pecuniary loss, personal accident and property insurance.
Provider of life, home, motor and travel insurance. Also offers savings and investments.
http://www.directline.com/welcome.htm
Eagle Star Insurance (Ireland)
Offers general and life insurance that include pension, investment and protection products. Headquartered in Dublin, Ireland and is a subsidiary of Zurich Financial Services Group.
Ecclesiastical Insurance Group
Firm established to provide insurance to churches and congregations. Offers financial services and insurance products outside the church community.
Financial services group of companies, including Prudential banking, Egg Financial products and Egg Investments. Provides personal investment products and services such as savings, loans and insurance, and online shopping.
Offers life and health insurance and is headquartered in Salt Lake City, Utah.
A mutual life insurance company providing services including individual life insurance, group life and health coverage, annuities, retirement savings, pension plans and segregated fund investments to Canadians.
A subsidiary of AXA Financial, Inc. Offers a portfolio of traditional and variable life insurance and, fixed and variable annuities.
Provider of life and health assurance for the individual and insurance cover for businesses.
http://www.fairlifeassurance.com/
Farm Bureau Financial Services
Offers a range of products including auto, business/commercial, crop, farm & ranch, health, home, term life, and whole life insurance as well as estate planning services.
Farmers and Traders Life Insurance Co.
Commited to marketing life insurance on a "needs" basis. Offers a complete portfolio of whole life and term insurance, universal life insurance, as well as flexible and single premium deferred annuities.
Subsidiary of Fairfax Financial Holdings Limited. Insurance products for commercial businesses and personal lines markets.
First Colony Life Insurance Company
Information about life insurance products from GE Life & Annuity / GE Financial Assurance, including universal life, variable universal life, interest sensitive whole life, fixed and variable annuities, and group term and disability.
http://www.firstcolonylife.com/
First Penn-Pacific Life Insurance Company
Offers linked benefit life products, universal life insurance, term life insurance, and fixed annuities.
Offers variable life, variable annuities, and fixed annuities. Headquartered in Dublin, Ireland.
An international group operating in the fields of insurance, banking and investments. Focuses on specialized market sectors in the US and Asia.
Garden State Life Insurance Company
Offers life insurance products that are delivered directly through the Internet and is based in League City, TX.
Provider of budget supplemental term and whole life and health insurance policies for children, families and seniors.
Offers personal, commercial, and workers' compensation insurance in Australia. A wholly-owned subsidiary of AMP Limited.
Located in Columbus, Ohio and offers auto, home, life, boat, farm, and commercial insurance.
http://www.grangeinsurance.com/
Great Southern Life Insurance Co.
Specializes in life insurance, financial planning, estate planning, annuities, and investments. Is a subsidiary of Americo Life Insurance Company and is headquartered in Kansas City, MO.
Offers health and life insurance products as well as annuities. Headquartered in Englewood, Colorado.
Joined with the London Insurance Group to provide individual life and group life insurance.
Provides life and disability income insurance, retirement services, and investment products such as mutual funds, securities, variable life insurance, and variable annuities.
Financial institution that provides personal financial services including mortgages, long-term savings accounts, home, motor and creditor insurance, retail banking, consumer credit and share dealing.
Imperial Life Assurance Company of Canada
Offers life, disability, health and travel insurance, trust services, annuities, segregated and mutual funds and is a subsidiary of the Desjardins-Laurentian Financial Corporation.
Indianapolis Life Insurance Company
Offers retiremant planning and estate planning services as well as a range of annuities and life insurance products. Based in Indianapolis, Indiana.
http://www.indianapolislife.com/
Insular Life Insurnce Co. (Philippines)
Offers a range of individual/family, employer, and group life insurance products.
Planning tools for life insurance, savings and investment, retirement, college tuition needs and extensive financial services such as mutual funds, annuities, long term care, term insurance.
Keyport Life Insurance Company
Offers fixed, variable, and indexed annuities and is headquartered in Boston, MA.
Offers a range of financial services including mortgage, investment, and savings products as well as home, life, and health insurance.
http://www.legalandgeneral.com
Liberty National Life Insurance Company
Products include idividual life, cancer, and individual accident & health insurance as well as annuities and payroll deduction programs. A wholly-owned subsidiary of Torchmark Corporation headquartered in Birmingham, Alabama.
Life Investors Insurance Co.of America
Offers long term care, health, accident, traditional, whole life, term life, and universal life insurance as well as annuities. Headquartered in Cedar Rapids, IA.
Lincoln Mutual Life Insurance Company
Provides term life insurance, with applications available online.
Wholly-owned by Great West Life Assurance Company. Site provides links to its subsidiaries London Life Insurance Company, London Fund Management, and London Reinsurance Group.
Provider of life, property and casualty, accident and health, and annuity reinsurance products.
Provides a broad-based portfolio of financial products and services, including life insurance, annuities, disability income insurance, retirement planning products, mutual funds, money management, and other financial products and services. Headquartered
Provides whole life and modified death benefit insurance and is headquartered in Richardson, Texas.
Home to Central Security Life Insurance Company (CSLIC), Western American Life Insurance Company (WALIC), Champions Life Insurance Company (CLIC), and FindaLink.net reference and search page.
http://www.centralsecuritylife.com/
A mutual society providing financial services. Products include life assurance, pensions, investments and mortgages.
http://www.mgm-assurance.co.uk/
Mid-Atlantic Insurance Associates (MAIA)
MAIA Online provides term life insurance information and other financial services for families and businesses. The site helps you discover the insurance you need BEFORE talking with an insurance representative.
Financial institution offering life insurance, group insurance for businesses, disability protection, pension plans, annuities, and mutual funds. Headquartered in St. Paul, Minnesota.
http://www.minnesotamutual.com/
Offers long term care, accident, health, and life insurance as well as annuities. Life insurance products include traditional, term, group, universal and whole coverages. Headquartered in Baltimore, MD.
Muang Thai Life Assurance (Thailand)
Offers a range of individual, group, and industrial life insurance products.
Mutual of America Life Insurance Company
Specializes in pension and retirement-related products, programs, and services to non-profit organizations and their employees. Based in New York, NY.
http://www.mutualofamerica.com/MoaFrame.asp
Provider of insurance and financial services for individuals or any size business, featuring health plans, life insurance, annuities, mutual funds, flood insurance and auto insurance.
National Guardian Life Insurance Company
Offers traditional life, universal life, and whole life insurance as well as annuities. Headquartered in Madison, WI.
http://www.nationalguardian.com/
Provider of life assurance, mortgages, savings, current accounts and investment products.
http://www.nationwide.co.uk/pcdefault.htm
Offers permanent whole life, term insurance, mortgage insurance, and coverage for final expenses and funerals as well as annuities, long term care, and rollover IRA programs.
Nippon Life Insurance Co. of America
Offers a range of employee benefit programs that include group insurance and retirement products to employees and their families. Headquartered in Osaka, Japan.
North American Company for Life and Health
A company based in Chicago, Illinois that offers a variety of 10-year, 20-year, and 30-year term life insurance products.
North Coast Life Insurance Co.
Offers a range of individual and commercial life insurance and annuity products. Headquartered in Spokane, Washington.
Offers asset management, banking, general insurance, and life insurance services to in African countries as well as in the UK.
Provides life and health insurance products, individual annuities and group employee benefits in various states.
Offers income protection, long term care, and both individual and group life insurance products.
Offers auto, homeowners, business, life, health, group, preneed, and credit insurance in Illinois, Iowa, Indiana, and Wisconsin.
http://www.pekininsurance.com/
Offers personal and business life insurance and annuity products, individual investment products including mutual funds, individually managed accounts and variable annuities. Headquartered in Hartford, Connecticut.
Headquartered in Omaha, Nebraska. Established to serve the health insurance needs of physicians, surgeons, and dentists.
Prudential Insurance Company of America
Issuer of life, personal lines property & casualty insurance, as well as annuities.
http://www.prudential.com/insurance/life/
PT Simas LendLease Life (Indonesia)
Offers disability, educational, endowment, health, mortgage & credit life, personal accident, term, whole life, and critical illness insurance as well as annuity and superannuation products.
Pyramid Life Insurance Company
Provides health and life insurance products that include medicare supplement, long-term care, home health care for senior citizens, and several life insurance products. Headquartered in Mission, Kansas.
Provides a range of financial products and services that include individual and commercial property & casualty insurance, life insurance, and mutual funds.
http://www.royalsunalliance.ca/
Group providing insurance, pensions, savings and investments.
A major general insurer in the Irish market transacting a variety of commercial and personal insurances including auto, home and travel insurance as well as commercial liability insurance.
http://www.royalsunalliance.ie/
A financial consulting firm, specializing in the sale of life insurance annuities.
http://www.safeharborfinancial.com/
Self-supporting, not-for-profit publicly owned workersÂ’ compensation insurance carrier serving only the state of Oregon.
Banking arm of J Sainsbury, the UK supermarket group. Provides insurance, loans, savings and investments.
http://www.sainsburysbank.co.uk/
Savings Bank Life Insurance Co.
Provides life insurance including term life, whole life, senior life, annuities, children's, and group term policies. Headquartered in Woburn, MA.
Savings Bank Life Insurance of Connecticut
Offers whole, term, children's and mortgage life insurance as well as annuities. Headquartered in Connecticut.
Scottish Life InsuranceCompany (Scotland)
Provides term and mortgage life insurance products as well as pension, mortgage, savings, and investment services. Headquartered in .
http://www.scottishlife.co.uk/
Offers personal, mortgage, and business protection plans as well as investmetn services. Headquartered in Edinburgh, Scotland.
Financial services group offering life assurance, savings, investments and pensions.
http://www.scottishwidows.co.uk
Security Financial Life Insurance Company
Offers individual whole life, universal life, and term life insurance and annuities, along with employee benefit plans and services, including group life insurance. A wholly-owned subsidiary of Security Mutual Life Nebraska Holding Company and is headquar
Solvene National Benefit Society
Offers universal, single premium, whole, and graded benefit life insurance as well as annuities. Headquartered in Imperial, PA.
South Carolina Farm Bureau Insurance
Offers auto, inland marine, homeowners, catastrophe, crop, fire, surety, and general liability insurance only to South Carolina Farm Bureau members. Headquartered in Cayce, South Carolina.
Southern Farm Bureau Life Insurance Company
Provides permanent and term insurance plans, retirement planning, estate and business planning and more.
A provider of group and individual financial security products. Products and services include retirement planning, disability, life and dental insurance, and annuities. Headquartered in Portland, Oregon.
A financial services group offering pensions, life assurance, savings, investments, mortgages and health insurance.
Member of the Standard Life group, one of the UK's providers of private medical insurance and products include, comprehensive medical coverage, travel coverage, dental coverage, in-patient treatment, day care surgery, and out-patient treatment, hospital e
http://www.standardlifehealthcare.co.uk/
A mutual insurance company offering auto, home, health, and life insurance. The web site also offers a personalized My State Farm page. Headquartered in Bloomington, Illinois.
Sun Life Assurance Company of Canada
Offers a wide variety of services and products, including life insurance, pension planning, RRSPs, group plans, mutual funds, segregated funds, and savings plans.
Sun Life of Canada US Operations
Offers estate and retirement planning services, income protection insurance and group business products. Headquartered in Wellesley, MA.
Specialist in financial protection for individuals and businesses.
Offers a range of individual and commercial life insurance products including retirement, death, disability and medical care insurance as well as flexible funding vehicles and pension fund management.
Teachers Assurance Company (UK)
Producst include pension services, savings & investments, and home, auto, and life insurance.
http://www.teachers-group.co.uk/
Provides individual, survivorship, and worksite coverage plans and is located in Waco, Texas.
The Ohio National Life Insurance Company
Offers traditional whole, universal and variable universal, term, and survivorship life insurance. Headquartered in Ohio.
Offers employee benefits including medical, dental, and long-term disability insurance, pension, and business life insurance.
http://www.wrightbenefits.com/
Provides a range of financial service products t the educational and nonprofit research communities. Life insuarnce products include individual and group life, group disability, and long-term care coverage.
The six companies that make up the Transamerica Life Companies offer life insurance and annuity products.
Offers a line of health, life, managed care, disability, long term care and dental insurance products. Located in Lake Forest, Illinois.
Provider of financial services such as deposit accounts and Internet banking.
United Heritage Mutual Life Insurance Company
Specializes in individual life insurance, fixed annuities, and group life, and disability insurance as well as mutual funds, variable annuities, and variable life insurance. Headquartered in Nampa, Idaho.
http://www.unitedheritage.com/
Unity Mutual Life Insurance Company
Provides universal and whole life insurance, annuities, pre-need, and, final expense services. Based in Syracuse, New York.
Offers a range of group, individual, and supplemental life nsurance products that include income protection, long term care, and accident coverage.
http://www.providentcompanies.com/
Variable Annuity Life Insurance Company
Provides retirement and life insurance products including investment funds and is based in Houston, Texas.
Helps professional advisors across the country design and implement estate and business continuity plans for affluent business owners and individuals. Based in Denver, Colorado.
http://www.theweinberggroup.com/
Traditional whole life and term products are issued by The Western and Southern Life Insurance Company. Universal Life and annuity products are issued by Western-Southern Life Assurance Company.
http://www.westernsouthernlife.com/
Offers individual life insurance and annuity products and is based in Garden City, New York.
Offers individual and group life insurance plans as well as medical insurance.
Provides a range of financial services including mortgage lending and asset management.
http://www.winterthur-life.co.uk/
Tips & Advice to help you make your decision on Life Insurance
You want to protect your family from the financial effects of your death. Losing a source of income during a period of mourning often adds an intense level of stress to surviving family members. You might find, however, that purchasing a life insurance policy can help reduce the amount of stress that they experience after you have passed on.
Not all life insurance policies offer the same level of protection and features. Your policy, for instance, might only cover a certain amount of funeral and living expenses for your family. Once that amount has been reached, your family will have run out of funds. That means you should choose an affordable policy that offers an appropriate ... more
You want to protect your family from the financial effects of your death. Losing a source of income during a period of mourning often adds an intense level of stress to surviving family members. You might find, however, that purchasing a life insurance policy can help reduce the amount of stress that they experience after you have passed on.
Not all life insurance policies offer the same level of protection and features. Your policy, for instance, might only cover a certain amount of funeral and living expenses for your family. Once that amount has been reached, your family will have run out of funds. That means you should choose an affordable policy that offers an appropriate level of protection. Before purchase a policy, you should also explore its features. You might find that your family will get more money if, for instance, you die during an accident at work.
Business.com wants to make it easier for you to learn about your insurance options. The links that have been placed at left will direct you to websites that offer more information about the types of insurance policies that you might want to consider. Visit these pages to make a smart choice for your family's future.
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