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Directory of liquor liability insurance providers, agents and brokers to protect your business if you sell, distribute, manufacture or otherwise provide alcohol beverages to your clients.

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What is Liquor Liability Insurance and Why Do I Need it?

Mar 12, 2013 ... Any establishment that sells, serves, or assists in the purchase or use of liquor ( i.e. dram shop) opens its doors for a liability claim as a ...

Liquor Liability Business Insurance - About.com

A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.

Hospitality and Liquor Insurance l Party, Club, Wedding, Bar, Golf ...

We offer comprehensive liquor liability coverage for bars and all types of restaurants, including fast food, family restaurants, 24 hour diners and BYOB ( bring your ...

Wedding Liability Insurance, Event Liability, Host Liquor, Property ...

Wedding liability, liability insurance for special events, offering coverage for bodily injury, property damage, host liquor liability. Ask your wedding reception ...

Liquor Liability – is special coverage needed? - American Insurance

Any person or business entity that sells or furnishes liquor to a guest has a civil and legal duty to do so responsibly. That legal duty is spelled out in various ...

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Liquor Legal Liability Insurance - Allen Financial Insurance Group

There has always been a lot of confusion about the need for liquor liability even among insurance professionals. Liquor Liability laws vary greatly by state and ...

The Liquor Liability Insurance You Want at the Price You Need ...

Find an independent insurance agent online today and get the liquor liability coverage you need for your business or wedding. Get accurate facts and savings  ...

Bars Often Roll Dice on Liquor Liability Coverage - Insurance Journal

Apr 1, 2013 ... The largest bars and restaurants in New Orleans often carry what is known as liquor liability insurance, coverage that protects a business ...

Wedding Day Insurance: Definitions and Frequent Questions

Host Liquor Liability - Included under Liability Insurance. This is a key wedding coverage, providing protection against bodily injury or property damage suits ...

host liquor liability - Insurance Glossary - IRMI.com

host liquor liability - Liability for bodily injury (BI) or property damage (PD) arising out of the serving or distribution of alcoholic beverages by a party not engaged ...

Liquor LiABiLiTY iNSurANCE PoLiCY - massagent.com

Liquor Liability insurance Policy. Table of Contents. Page. Policy Declarations. 1. Introduction. 2. Liquor Liability Coverage. 2. Who Is An Insured. 4. Limits of ...

Special Event Insurance :: Apply Now :: NASEP

Host Liquor Liability Insurance provides protection for the event holder against bodily injury or property damage suits brought by parties whose injuries arise ...

Liquor Liability Insurance


If your business manufactures, sells or serves any type of liquor, then you may have to secure liquor liability insurance. This type of insurance will protect your company from liability if one of your patrons causes physical or property damage while intoxicated.

Although cost of liquor liability insurance seems high, the benefits typically outweigh the price. Liquor insurance can keep your business from suffering major losses due to lawsuits that involved an intoxicated patron.

1. Read up on liquor liability laws and your responsibility as a business owner. If you’re liable for intoxicated patrons, then you want to make sure you stay protected legally.

2. Consider the liquor liability insurance services. You want the most cost effective policy that not only covers damage, but defense costs as well.

3. Locate liquor liability insurance brokers. Your liquor liability insurance agent can walk you through inclusions and exclusions of your policy.

Find out local laws to determine liquor liability insurance need

As a business owner in the liquor business, you should find out your local liquor liability laws. Use these laws to make a cost versus risk assessment. You may find that you can eliminate liability without the need of liquor liability insurance services.

Look at the coverage included in a liquor liability insurance policy

You'll find that liquor liability insurance companies offer different levels of protection. Go over the benefits and cost of each plan to decide whether this will provide you with adequate protection in case of a lawsuit. As a minimum, you'll want assault and battery coverage since most lawsuits stem from this incidence.

Contact liquor liability insurance agents

Once you know the benefits and laws involved with alcohol liability, you can contact a liquor liability insurance broker about getting your business covered. The company will need to know basics about your company, including business type, number of employees and annual revenue.
  • Liquor liability insurance providers may offer discounts to companies that participate in alcohol education programs. During these classes, your staff will learn safety basics about the handling and serving of alcohol.