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Quickly find providers of mortgage insurance, including private mortgage insurance and mortgage life insurance. Research brokers offering mortgage protection insurance. Identify companies that provide mortgage insurance quotes online.

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Mortgage Insurance News and Trends

Private mortgage insurance falls under strict regulations that can change with the political climate and consumer economic considerations. Changes in legal requirements often affect mortgage protection insurance and are important areas to follow for you and your clients.

Mortgage Insurance Education and Training

While most brokers, Realtors or loan officers you hire should have adequately trained when it comes to mortgage insurance, it never hurts to offer a refresher on the subject. Tailor your training to your employees' knowledge level and amount of training they've already had.

What is mortgage insurance? - Bankrate.com

If your down payment on a home is less than 20 percent of the appraised value or sale price, you must obtain mortgage insurance, either private mortgage ...

How To Get Rid Of Mortgage Insurance | Bankrate.com

Feb 6, 2013 ... You can get rid of private mortgage insurance with planning and patience.

Mortgage insurance - Wikipedia, the free encyclopedia

For information on insurance guaranteeing payment of the mortgage in the event of death or disability, see mortgage life insurance. Mortgage Insurance (also ...

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Mortgage Insurance - What is PMI and how does it work? - Zillow

Mortgage lenders make many borrowers purchase mortgage insurance to protect the lender if the borrower is unable to pay the mortgage. In other words ...

Everything you need to know about PMI - HSH.com

May 5, 2014 ... Over the years, HSH.com has been asked almost every question imaginable about mortgage insurance. Years ago we put together a large, ...

FHA Requirements: Mortgage Insurance - FHA.com

FHA requirements include mortgage insurance for FHA loans to protect lenders against losses that result from defaults on home mortgages.

Mortgage Insurance Definition | Investopedia

An insurance policy that protects a mortgage lender or title holder in the event that the borrower defaults on payments, dies, or is otherwise unable to meet the ...

Ant Insurance (MPPI)

Cover yourself for mortgage protection insurance, as well as income and loan protection. We are a standalone insurance provider offering great value.

www.antinsurance.co.uk
Drewberry Mortgage Insurance

The London based mortgage insurance adviser providing mortgage life insurance and mortgage payment protection services to individuals across the UK.

www.drewberrymortgageinsurance.co.uk
Helpucover (MPPI)

Cover yourself with great value, low cost mortgage protection insurance (MPPI) from helpucover.

www.helpucover.co.uk

Mortgage Insurance


When it comes to mortgage insurance, the choices and requirements from lender to lender are complex and widely varied. Understanding the basics of mortgage insurance and what each different type of policy provides can help make choosing the right mortgage protection insurance product easier for yourself or your business.

Private mortgage insurance is designed protect your lender in the event of a default. Also know as PMI, this type of insurance is required by the Federal Government. PMI is automatically figured in to your mortgage payment if your loan is greater than 80% of the value of your property.

Mortgage insurance quotes are available from your lender at the time you apply for a mortgage. Although most lenders have preferred companies they work with, it’s never a bad idea to get several mortgage insurance quotes.

Understanding mortgage insurance will:

  1. Enable you to eliminate private mortgage insurance as soon as you qualify.
  2. Empower your choices with regards to mortgage insurance companies and mortgage insurance premiums.
  3. Equip you to make informed choices about the need for mortgage life insurance.
  4. Help you determine your eligibility for better mortgage insurance rates.

Research federal laws regarding private mortgage insurance

Understanding your rights as the purchaser of a mortgage when it comes to private mortgage insurance will save you money over the life of your loan. PMI is automatically removed when your principle balance is within the limits of the law, so spending money on an appraisal along the way could end PMI sooner.
The Federal Trade Commission and The Money Alert are great resources for easy to understand information on PMI.  

Shop a variety of lenders before determining which mortgage company is right for you

Most people go straight to their bank when thinking about a mortgage. Although a bank is a good option, mortgage companies want your business and are ready to compete if they know you're a smart shopper.
Rebuild.com and Lending Tree offer fast and easy mortgage comparison shopping. These companies specialize in one-stop mortgage shopping where banks and lenders compete for your business and you can see mortgage comparisons side by side.

Decide if you need mortgage life insurance

Mortgage life insurance is insurance that pays the balance of your mortgage in the event of your death or the death of your spouse. However, if you have adequate whole life or variable life insurance, you may not need the additional coverage.
LifeInsurance.com and Advantage Quotes provide not only great information about mortgage life insurance but free quotes and a variety of insurance products for many of your insurance needs.

Find out what you can do to get the best mortgage rates

Financial decisions you make now can determine what kind of mortgage interest rate you qualify for. Cleaning up your credit history, paying off a few debts and getting more into your savings each month makes you a candidate for a better interest rate. This will effect how much you borrow, how long you have to pay it off and may totally eliminate the need for PMI.
Buyers Ed. and HSBC North America Military Financial Education Center have great check lists to help you prepare to apply for a mortgage. Each resource gives step by step instructions on how to clean up your credit history, get all your documents in order and qualify for the best rate for your particular situation.  
  • Develop a relationship with a realtor or mortgage company that can give you the most personal service. Look for local companies who are willing to walk with you through the entire process and make sure you're getting the best products and mortgage insurance rates for your unique situation.