Save on commercial truck insurance from Progressive. Learn about truck insurance coverages and get a free truck insurance quote today.
Get commercial truck insurance for your needs and budget. Trusted Choice independent agents can get you the coverage you want, and the savings you need.
Commercial vehicle insurance is needed to cover the cars, trucks, and vans used in conducting your business. Large fleets as well as small businesses should ...
OOIDA specializes in commercial truck insurance coverage for small-business truckers, owner-operators and small fleets. OOIDA offers a complete range of ...
Find out how to get the best, most accurate commercial truck insurance quotes from Nationwide. Before meeting with an agent, know what commercial vehicle, ...
Reach active buyers and immediately increase your visibilityGet Started
Save on the best Commercial Truck Insurance for owner operators. Physical damage, non trucking liability, bobtail and occupational accident coverage for ...
Truck Insurance AAA - We are a full service truck insurance agency specializing in transportation insurance, including tractor trailers, Straight Trucks, and Pickup ...
Commercial truck insurance provider for owner operators and trucking companies. Coverages include liability, physical damage, bonds and workers ...
Save on truck insurance at Progressive. Request your free commercial truck insurance quote or browse truck insurance resources.
Some specialize in commercial truck insurance, while others sell it as one of a secondary line of coverages they offer. Some companies specialize in specific ...
Instantly calculate and compare commercial truck insurance quotes from multiple trucking insurance companies. Covering every type of commercial vehicle.
Use the Internet to vet truck insurance providers and streamline your search for the commercial truck insurance policy that delivers the coverage you need. Commercial truck insurance metasites allow you to get multiple quotes at one time, or work with truck insurance companies that request detailed information from you to tailor coverage for you.
Primary Categories of Commercial Truck Insurance
Owner Operator Insurance
The Owner Operator Commercial Truck Insurance category actually has two subsections: 1) Owner operators under permanent lease to a motor carrier, and, 2) Owner operators working under their own authority. Independent drivers leased to a motor carrier must adhere to the trucking insurance coverage required in the motor carrier’s lease agreement. More often than not the motor carrier has Primary Liability insurance that covers truckers working on their behalf, and includes coverage for damage and injuries (personal and property) if you are at fault in an accident.
Even if the motor carrier covers you when you’re working for them, you’ll still want to consider carrying your own Non-trucking Liability Insurance (see below), Physical Damage Coverage, and Motor Truck Cargo insurance to protect you when you’re not on a job, your truck is damaged is stolen, or the load you’re hauling is damaged is lost.
Owner Operators working under their own authority need their own Liability (Bodily Injury and Property Damage), Physical Damage, Motor Truck Cargo, and Motor Truck General Liability insurance coverage.
Motor Carrier Insurance
There are both mandatory and optional Motor Carrier Truck Insurance policies for for-hire commercial truck owner-operators. Liability Insurance is mandatory, and is available for both Bodily Injury and Property Damage. These policies will pay damages caused to others by you.
Optional Motor Carrier Insurance includes Physical Damage coverage, Collision, Comprehensive, Fire and Theft, Medical Payments, Uninsured Motorist, and Motor Truck Cargo insurance.
Private Carrier Insurance
Private carriers haul goods in their own truck for an employer or contracting company. Work with licensed truck insurance agents to determine the coverage you need, but be sure to enquire about the following:
Liability insurance: Bodily Injury and Property Damage
Physical Damage insurance: Collision, Comprehensive, Fire and Theft
Medical payments insurance
Non-Trucking Liability Insurance
The most valuable asset an independent owner-operator has is the truck itself, so protecting it is imperative. Non-trucking Liability coverage protects your rig – and your livelihood – when you’re not driving dispatch for a motor carrier.
Physical Damage coverage is usually the responsibility of the truck owner, even if the motor carrier provides Liability Insurance, and protects you in collisions and overturns, theft or natural disaster. Physical Damage policies will cover you both on and off dispatch.
Bobtail insurance is trucking accident coverage specific to a tractor being operated without a trailer, typically when off dispatch.
The size and diversity of the commercial trucking industry requires heavy regulations for safety of both drivers and the general public. Take the time to work with a trucking insurance provider who’s able to provide the best coverage, rates, and claims service you need.
Receive tips, tools, and case studies with the Business.com Advisor, our weekly email newsletter
Thanks for subscribing! To ensure you receive your weekly newsletter, please add firstname.lastname@example.org to your safe sender list.
Briefly describe your project and get matched with the top vendors!