Top Vendors for US Health Insurance

Providers of health insurance in the US.
State Farm

Get business health coverage from a company with exceptional claim service. State Farm agents understand the needs of small businesses and can help you protect your business & plan for your future. Find an agent today.

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Health Insurance

Directory of health insurance providers. Research companies offering various medical insurance packages, including small business health insurance quotes and rates. Find business h… more »

Health Insurance Information Resources

Health insurance information resources can help lead you in the right direction when looking for health insurance. Whether you need to get insurance for yourself or for your employ… more »

Medical Liability Insurance

Providers of medical liability insurance to the healthcare industry. Research companies offering medical professional liability insurance and medical malpractice insurance for medi… more »

Dental Health Insurance

Directory of dental insurance providers offering dental health insurance plans for businesses. Research companies offering dental insurance for self employed individuals as well as… more »

Long Term Care Health Insurance

Long-term care insurance brokers and providers, as well as resources and information on long term care insurance. more »

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Insurance Quotes

Directory of companies specializing in insurance quotes for small and mid-sized businesses. Find links to insurance providers offering competitive business insurance rates and free… more »

Insurance for the Self-Employed


You've living your dream: Self-employed and making a living. Whether you're a freelance artist or engineer, you need to protect your business by buying some basic insurance, including health, disability, liability and errors and omissions coverage.

Three things you need to know about insurance for the self-employed:

  1. About 60 percent of the 45 million uninsured Americans are self-employed or small business employees. Don't give up. Find affordable health insurance by using the Web for instant quotes, joining associations for price breaks, and buying a plan with a high deductible and lower premium.
  2. If you have a history of earning income from your occupation, consider disability insurance, a safety net that helps you pay the bills if you're hit by a long-term illness or accident. Every year 12 percent of American adults suffer a long-term disability before age 65.
  3. Buy errors and omissions insurance to protect yourself from professional mistakes. If you're slammed with a lawsuit charging professional negligence, this can help you swim, not sink.

Surf the Web for instant free quotes

Search engines scan thousands of companies for preliminary quotes. These are consumer referral companies, not insurance companies, so you'll get competing quotes.

Join an association for access to insurance benefits

If you belong to a club, ask if it has a group health insurance plan. If you're a loner, join a professional organization or small business association.

Get up-close and personal

Prefer high touch to high tech? An exclusive local agent is well-trained but only sells his company's plans. A non-exclusive local agent can customize a plan for special circumstances.

Patience is not a virtue

If your business is your sole source of income, get disability insurance with as short a waiting period as possible. Policies typically require 30 to 180 days before they start paying – but try negotiating.

Open a health savings account

Get tax-free savings while you stash money for medical emergencies. You're eligible if you have a high deductible health plan.

Duck when an angry client sues

Errors and omissions insurance protects you from catastrophic lawsuits charging you with failure to perform professional duties.
  • Deduct 100 percent of your health insurance premiums from taxes.
  • If you're leaving a company to work for yourself, a short-term health insurance plan may be cheaper than coverage under COBRA, the federal law that allows you to stay with your employer's insurance for 18 months after you depart.
  • Buy insurance when you don't need it. The young and healthy get cheaper rates.