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In the United States there is an official department known as the Department of Housing and Urban development, or HUD. HUD has the responsibility of working to increase home ownership in the U.S., via several different programs. A HUD housing program help make owning a home a reality for more people and helps support the growth of communities. There are requirements to participate in housing programs through HUD and lower income families are the first to be assisted.
With all of the changes and new government programs that occur each year it can be hard to know exactly what is available. HUD works with home buyers, home builders and Realtors to make buying a home more affordable. There are several ways to find out about HUD housing programs that may benefit you. Visit the official HUD website, talk to a real estate agent or use the links on the left side of this page to find several helpful entities to explain and help you find the best HUD program for your situation.