Manufactured Homes Basics

Your dream home may be a manufactured home
By Kathryn Keep When many people think of manufactured homes, they immediately think of mobile homes or trailer parks. In truth, manufactured homes are now almost as varied as the people who live in them. Modern pre manufactured homes can have basements or more than one story, much like traditionally built homes. Because a factory does most of the work, they are more economical and environmentally friendly than a house built on site.

Manufactured home floor plans are spacious and efficient. Heating and cooling efficiency are top priority. While the benefits are clear, the terminology of manufactured homes basics can be a little confusing. Here are the basic types of prefabricated homes:

1. Mobile homes are factory built houses built before 1976, when HUD code because standard.

2. A manufactured home is a factory built house that meets or exceeds the HUD code, but may not meet local building codes and may have restrictions on where you can place it.

3. A modular home is a factory built house that meets or exceeds the state and local building codes of the permanent home site.

Search local listings for used manufactured homes for sale

Used manufactured homes are often great deals, especially if they are in need of a little loving care. As with buying any home, always utilize the services of a certified home inspector and be realistic about what problems you can fix or live with.
Try:  Local realtors and their websites are useful tools to help you find efficient prefab homes. MHVillage has a home search that makes it easy to find exactly what you're looking for in any state. Also, check out the listings on the Manufactured Housing Global Network.

Find new manufactured homes

There are many manufactured homes dealers and manufacturers to choose from. A local dealer is a possible option, but it pays to explore all options before deciding where to buy your new home.
Try:  A great example of a quality dealer for the Midwest is RedBud Homes. Factory Expo Homes is a manufacturer selling direct. No matter where you turn for your new home, it is worth checking the company's reputation with the better business bureau.

Live in luxury custom manufactured homes

Today's custom manufactured home can include everything from appliances to furniture. While the options are dizzying, the cost may be lower than you think.
Try:  One of my favorite modern prefab is the HOM, which includes uniquely designed furniture and lighting. Nationwide Homes offers easy customization options worth checking out.

• In terms of insurance and financing, new manufactured homes are the same as any other home. Unfortunately, this may not be true of used ones, particularly if the home is not on a permanent foundation. The only way to know for sure is to check with your lender and insurance agent.