When business sends you traveling, particularly overseas, having an adequate travel insurance policy guarantees you will have medical coverage outside of your primary health insurance policy. A good travel insurance policy will also protect you against losses if you need to unexpectedly return home in the middle of a trip or if you are forced to evacuate due to a natural disaster. More»
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Travel insurance covers unexpected expenses that can occur during international or domestic travel. This may include trip cancellation costs, medical expenses, and loss or theft of property during your trip. Additional riders may be necessary if you also want coverage for terrorist attacks or medical expenses derived from high-risk activities, such as bungee jumping or skydiving. Both personal and business travelers use trip cancellation insurance.
If you frequently travel for business, or if you have employees who are frequent fliers, your company's travel agent may be able to negotiate a specially priced travel insurance plan for you. If you have to purchase travel insurance on your own, some well-known companies that provide this type of insurance include MEDEX Assist, Travel Guard, Access America, International SOS, HTH Worldwide and Travel Insured International. Many companies allow you to purchase from a local agent or buy a policy online. Before purchasing travel insurance, compare policies offered by different companies, since not all plans cover the same types of potential loss. In some cases, travel insurance may not be necessary. Check to see if your current insurance policy covers travel or if your credit card offers some protection against loss before choosing a travel insurance plan.
Learn more about travel insurance from the links on this page from Business.com.