It is an opportunity if you have a business plan which tells me that you have thought it and planned it through. You might want to try in small bites and see what nibbles you get from the public.
You already know the answer, Dora. It's neither safe nor risky, and it's both.
Starting up is like many other things in life. People who believe, take the leap. All the answers to the direction one should take, lies within them.
There are millions stuck in lousy jobs with horrible bosses, but who don't quit because they know they couldn't handle the rigors of venturing on their own. Then there are others, running successful businesses without even formal education. There are some very successful business people in countries like mine [India], who aren't even educated, and who themselves wouldn't know that they 'started a venture' or are 'entrepreneurs'. But they did it either in their pursuit to happiness, out of choice, or for the lack of it.
My grandfather was one of those. He had to discontinue his education in the fourth grade because he fell short of a miniscule amount for school fees. He then came to a bigger city, worked under a tree with his employer who used to prepare a popular food item, until he had saved up enough. By the time he died, he had 3 successfully running restaurants, 2 ice-cream factories, and a huge dairy farm as testimony to his hard work.
Well, IMHO ‘opportunity’ is a very good designation for starting a business. Of course when we want to set up a company or purchase a shelf companies (http://www.extor.pl/en/companies-formation/sale-of-shelf-companies), we have to be well-prepared (in substantial and financial ways) and also well-motivated – with that kind of background it will be definitely much easier to seize that ‘opportunity’.
In my opinion everything in the world has own risk. From drinking a cup of tea to doing business. From %0.001 to %1000. It depends how we think and how we behave in our life.
As I just started a business (www.createappshere.com) two years ago, I'll share my opinion on your doubts. When it comes to starting a business, you need to be absolutely sure that you want to start it, because otherwise your business will be bound to fail if you, yourself don't completely believe in it.
As others have mentioned, you need to have at least a plan or idea WHAT you want to do (the WHEN comes later). Once you have that, the rest needs to be put on top of that; the financial aspect, the infrastructure etc.
One thing that needs to be kept in mind that regardless of what resources you have, as a starting entrepreneur, you need to be dedicated to your business idea. Dedication and commitment is the biggest resource you'll need. Simply think of the big CEO's of companies that run Fortune 500 companies that started with a small budget or none at all. Their will-power got them through it.
With having said this, I'm not saying that all startups become successful but it can increase your chances if your mind is in the right place.
Also, in the beginning it can get real rough, especially if you don't have many resources. Things can get so rough that you might want to quit, and at that time your dedication and commitment will be tested. Do you go back to the comfort of someone else's dream and work from nine to five or do you hold on until you succeed in your own dream?
One thing is certain, the feeling you have when things start picking up is amazing! The feeling of satisfaction is indescribable, just knowing that your dream is starting to blossom. If you need some additional advice or anything simply let me know through a private message.
Starting a business requires a lot of perseverance and therefore an optimistic outlook but realistic expectations. In many ways, if you start at the bottom of the economic cycle, it is a very good training! (School of hard knocks!)
You also don't want it to be a gamble...so eliminate risks you can, mitigate others or take them in manageable chunks and try to have a fallback position.
Always be ruthlessly tight when spending......is this expenditure absolutely necessary??
So if either you or partner has a steady income or part time income always helps rather then jumping all in. And remember, things always go wrong, take longer and take you to the brink. If I haven't put you off, you are ready! One or two knocks are inevitable...provided you learn from them. Good luck.!
There is always risk. What you need to do is to make choices that limit your risk such as:
-does your product or service provide a compelling solution to a problem?
-are you differentiated from your competition in a way that provides value that consumers are willing to pay for?
-have you entered the market place with a minimum viable product that tests your assumptions and gets consumer feedback?
-are you taking survivable risks, from which you can learn and adjust?
Nothing goes exactly as planned, you need to get out into the marketplace to learn customer responses to your product, so that you can learn and adjust. You need to take small risk from which you can learn from and adjust. Fail small and quickly to reach success.
Personally, I would say it's less risk working for somebody else. There is less (financial) investment in the work, which means that there is less to lose when it fails.
When I read other answers saying the contrary, it shows that risk can only be measured on a subjective scale. There is nothing wrong with that. You just have to acknowledge that your evaluation of risk is based on personal values... which also means you have to recognize your values before assessing the risk.
The "safety" of working for someone else is an illusion. Working for yourself has a great deal more upside, but you have to plan carefully. So yes, it's definitely an opportunity! Just make sure you're in love with whatever you do when you start; it will help carry you through the more challenging times.