What is the best personal finance software to use?
Either to manage my own money or money for my business. The only two I can think of off the top of my head are Quicken and Mint. And web apps count, too. In fact, I'd probably prefer one over something I'd have to download.
I use Replicon for the purpose of expense management and reporting. I have not found any better option than this. Here is the link for your reference - http://www.replicon.com/olp/expense-reports.aspx
They question you should ask yourself is "Do I need a software or should an accountant take over because I hate fuzzing about with numbers and never manage to have a dime left after paycheck?" mint.com - now owned by Intuit who has the same back bone as Quicken and their $10M system your bank installed will do the job and keep you mobile for free across the world. Business: don't mess with the taxman and hire an accountant now!
I have used several and love Quicken Home & Business. I LOVE that it automatically downloads all my transactions from my banks and credit cards right into the software and all I have to do is assign account numbers.
For personal, I'd recommend Mint since you don't want to have to download anything. Or check with your bank, and see if they have a money management program with their online banking services. I know some banks are incorporating that into their banking services which will eliminate the need for another software.
For business, it really depends on the type, size, and your personal preferences as to what I would recommend. I'm a certified QuickBooks ProAdvisor, so I'm a big fan of that software, however I do use other software such as Xero and Peachtree, so I do not limit myself to those. Each one has features and benefits that you'll need to consider which is best for your situation.
I would recommend quickbooks online vs quickbooks desktop. MoneyManager is also okay.
AceMoney is an ideal software for users of all financial stages. AceMoney personal finance software is easy for anyone to install and use, making it a simple and convenient tool for optimizing your personal finances. It will also provide you with the necessary information in order to achieve all of your financial goals such as information on how to create a budget, manage investment accounts and includes different types of loan calculators
Stick with Quicken, most bookkeepers know it and it's very easy to use. Plus the software can grow with your company until it's time to upgrade.
Listen to your customer. He is telling you how to sell him.
If you have never used a software package to track your personal and/or business finances, try a few no or low cost ones, freeware has a few, shareware. The major premium packages usuallly have trials also.
Use one of more for a little while to see the learning curve, does it give you the information you want to see, can you import financial data from your bank/broker, etc. to minimize the amount of data entry and the time involved. Do you need a background in accounting to understand it? Etc.
Unless you are in a rush.
I personally use Quick Books for my business. I was a bookkeeper for many years, and find this is simple to use, and according to my Tax Accountant, is easy to read the reports in order to do our taxes. For personal finance I have always liked the simplicity of Quicken, and it helps me keep all my accounts straight and balanced.
Recently got a call from someone who needed help to use quicken home/business. I was quite surprised not only a small business wanted to use quicken but intuit still putting out new versions. Intuit has been throwing so much support to quickbooks. I used to use quickbooks but by 2011 it stopped being good enough for my clients and prospective clients. This person I suggested simply accounting. I have found simply accounting more efficient and the reports more professional for construction, legal, restaurant, and retail.
I have been testing some cloud accounting. I am lukewarm on wave which is free but it is ok for very simple bookkeeping. All the others freshbooks, xero charge too much per month for unlimited transactions.
If you consider webapps, i will recommend xero. works quite well interface is easy with a lot of options that get interesting as your business grows. They got a free version with a limited number of transactions to allow you to test and even use it if your transactions are not that many
I hope "Handdy Accounts" can suit your needs and it makes your financial tasks even lighter. If you'd like to access the software, take a few seconds by giving a try for free (trial pack) at first to assure the actions are dependable.