What is the best personal finance software to use?
Either to manage my own money or money for my business. The only two I can think of off the top of my head are Quicken and Mint. And web apps count, too. In fact, I'd probably prefer one over something I'd have to download.
I use Replicon for the purpose of expense management and reporting. I have not found any better option than this. Here is the link for your reference - http://www.replicon.com/olp/expense-reports.aspx
They question you should ask yourself is "Do I need a software or should an accountant take over because I hate fuzzing about with numbers and never manage to have a dime left after paycheck?" mint.com - now owned by Intuit who has the same back bone as Quicken and their $10M system your bank installed will do the job and keep you mobile for free across the world. Business: don't mess with the taxman and hire an accountant now!
I have used several and love Quicken Home & Business. I LOVE that it automatically downloads all my transactions from my banks and credit cards right into the software and all I have to do is assign account numbers.
For personal, I'd recommend Mint since you don't want to have to download anything. Or check with your bank, and see if they have a money management program with their online banking services. I know some banks are incorporating that into their banking services which will eliminate the need for another software.
For business, it really depends on the type, size, and your personal preferences as to what I would recommend. I'm a certified QuickBooks ProAdvisor, so I'm a big fan of that software, however I do use other software such as Xero and Peachtree, so I do not limit myself to those. Each one has features and benefits that you'll need to consider which is best for your situation.
I would recommend quickbooks online vs quickbooks desktop. MoneyManager is also okay.
AceMoney is an ideal software for users of all financial stages. AceMoney personal finance software is easy for anyone to install and use, making it a simple and convenient tool for optimizing your personal finances. It will also provide you with the necessary information in order to achieve all of your financial goals such as information on how to create a budget, manage investment accounts and includes different types of loan calculators
Stick with Quicken, most bookkeepers know it and it's very easy to use. Plus the software can grow with your company until it's time to upgrade.
Listen to your customer. He is telling you how to sell him.
If you have never used a software package to track your personal and/or business finances, try a few no or low cost ones, freeware has a few, shareware. The major premium packages usuallly have trials also.
Use one of more for a little while to see the learning curve, does it give you the information you want to see, can you import financial data from your bank/broker, etc. to minimize the amount of data entry and the time involved. Do you need a background in accounting to understand it? Etc.
Unless you are in a rush.