What type of credit card processing would be the best option for a rural/seasonal country club?
We are a small community with a population of ~1,500 residents. We are a non-profit club and want to be able to still offer affordable services to our members/guests.
For a seasonal business, a mobile credit card processor that has pay-as-you-go terms might be the way to go -- that way, you don't have to worry about any monthly or annual fees and you only pay for the processing you use. If your members/guests prefer to use rewards credit cards/premium credit cards, the rates will be a little better, as well. Here's a link to our review if you want to see the processors we recommend: https://www.business.com/categories/best-mobile-credit-card-processing/
But, if you would typically charge more than $3,000 in credit/debit transactions per month and your members/guests prefer to pay with debit cards, it would be worth looking into a full-service processor that lets you put your account on ice (seasonal hold). Rates are a little lower--especially for debit and regular credit cards, but you will have to pay monthly and annual fees. Here's a link to our recommendations for this type of processor: https://www.business.com/categories/best-credit-card-processing/
Best of luck with your decision. Please let us know which company you pick and how it works out for you!