New Jersey State Employees Credit Union

Business.com / Accounting / Last Modified: February 22, 2017

A NJ credit union can be a wise choice for your banking needs. A NJ state employee credit union provides some of the lowest loan rates ...

A NJ credit union can be a wise choice for your banking needs. A NJ state employee credit union provides some of the lowest loan rates around. When you want to expand your business, increase your working capital or purchase assets, a state employee’s credit union in New Jersey has competitive interest rates and flexible terms.

Choosing to bank at a New Jersey state employee’s credit union is tricky. In order to join a credit union for NJ state employees you need to be a NJ state employee or a family member of a NJ state employee. Check to see if you qualify for a state union or try an employees' federal credit union in NJ.

Consider the following when looking for a NJ state workers credit union:

1. Learn specifics about a NJ state employee credit union from others.

2. Find New Jersey state employees credit union from online sources.

3. Look for a local state of New Jersey employee credit union branch.

Locate a specific NJ state workers credit union by name

One of the best forms of advertising is word of mouth. Listen to others when you're looking to join a New Jersey government employees' credit union. You can then research each credit union to see if you qualify and decide if any of them meet your business needs.

Find the NJ credit union that is nearest to your business

Since residency is a common requirement to become a member, you need to find a NJ state employee credit union that is close to your business.
Credit Union Administration site, you can find NJ credit unions by charter number, name or state, and sort them by name, region or type of membership as well as several other options.

Select a New Jersey state employees' credit union to join

Depending on where your business is located, it may be a factor as to which NJ credit union you want to join. Check the membership page to see if you qualify.
  • Once you qualify for membership in a state employees' credit union in New Jersey, you remain a member even if your circumstances change.
  • Since you may be eligible for more than one New Jersey state credit union, shop around. Compare the interest rates for savings, checking and loans as well as any minimums they require, so you get the best deal a New Jersey state employees credit union offers.

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