business.com receives compensation from some of the companies listed on this page. Advertising Disclosure

Home

Business Basics

A complete resource for starting, managing, and growing your business. Discover everything you need to know at business.com.

Presented by in Partnership with
Intuit QuickBooks

Latest: Advice, Tips and Resources

Review
Cox Business Review
By Chad Brooks | December 17, 2021

Cox Communications is an internet service provider that serves businesses of all sizes in 17 states across the U.S. It has internet services for small, mid-sized and enterprise-sized organizations.

Review
The Hartford Review
By Nicole Urbanowicz | December 17, 2021

Read our unbiased review of The Hartford. See how The Hartford compares to the best Business Liability Insurance.

Review
CNA Review
By Chad Brooks | December 17, 2021

CNA provides insurance solutions to more than 1 million businesses and professionals worldwide. Its coverage includes general liability, business interruption, cyber risk, commercial auto, equipment...

Review
Chubb Review
By Chad Brooks | December 17, 2021

Read our unbiased review of Chubb. See how Chubb compares to the best Business Liability Insurance.

Review
AIG Review
By Chad Brooks | December 17, 2021

Read our unbiased review of AIG. See how AIG compares to the best Business Liability Insurance.

Review
GetResponse Review
By Kiely Kuligowski | December 17, 2021

GetResponse email marketing software offers excellent integration and email-sending tools. It offers everything a business needs from an email marketing service at a price that fits nearly any...

Review
Elavon Credit Card Processing Review
By Lori Fairbanks | December 17, 2021

Elavon is one of the largest credit card processors in the world. Though its focus is SMBs, it works with businesses of all sizes. Elavon's services include retail, mobile and online credit card...

Review
OneUp Review
By Lori Fairbanks | December 16, 2021

OneUp is accounting software for small businesses. It can track inventory and create sales orders, invoices and purchase orders.

Article
14 Ways to Save Money on Business Insurance
By Kimberlee Leonard | December 06, 2021

You shouldn't cut corners when it comes to business insurance. Here are ways to reduce your insurance premiums without sacrificing coverage.

Article
What Is a Hold Harmless Agreement?
By Kimberlee Leonard | December 03, 2021

A hold harmless agreement releases a party from the consequences of another's actions. Learn how and when to use a hold harmless agreement in business.

Article
What Is an Insurance Rider in Business?
By Kimberlee Leonard | December 02, 2021

While standard business insurance policies protect your business, when extra coverage is needed, you'll obtain a rider. Learn how riders work.

Article
How Do Commercial Car Insurance Deductibles Work?
By Kimberlee Leonard | December 01, 2021

Commercial car insurance deductibles work just like personal auto insurance deductibles. Learn about collision and comprehensive claims deductibles.

Article
Average Commercial Car Insurance Costs
By Kimberlee Leonard | December 01, 2021

The average cost of commercial car insurance depends on vehicle, location, driving record, industry, and more. Learn how to choose the right coverage.

Article
Builder’s Risk Insurance: Not Just for Builders
By Nicole Urbanowicz | November 08, 2021

If a property is at risk for loss or damage during construction, consider builder's risk insurance. Learn what builder's risk covers and who needs it.

Article
What Is Commercial Liability Auto Insurance?
By Kimberlee Leonard | November 08, 2021

Commercial liability auto insurance covers the same types of liabilities as personal auto insurance, but the policy is for commercial vehicles.

Article
What Is Coinsurance in Business?
By Nicole Urbanowicz | November 04, 2021

Coinsurance for small businesses helps cover property and business assets, so the insurer knows there's adequate coverage. Here's how it works.

Article
What Is Subrogation in Insurance?
By Nicole Urbanowicz | November 03, 2021

Subrogation lets an insurance company recover money for insurance claims from a third party. Learn how subrogation works in various insurance types.

Article
What Is Tail Insurance in Business?
By Kimberlee Leonard | November 02, 2021

Tail insurance is a policy endorsement that lets you file a claim after a policy's term ends. Learn how tail coverage can protect your business.

Article
Workers’ Comp and Taxes
By Kimberlee Leonard | October 16, 2021

This guide describes how receiving workers' compensation affects taxes.

Article
What Is Excess Liability Insurance?
By Kimberlee Leonard | October 01, 2021

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.

Article
How Much Does Insurance Cost for a Small Business?
By Kimberlee Leonard | September 30, 2021

Learn how to budget for the right types of policies and what factors affect your small business insurance costs.

Article
What Is Malpractice Insurance?
By Kimberlee Leonard | September 17, 2021

If you work in the medical industry, you need to understand malpractice insurance. Learn more about what it covers.

Article
What Is Gap Insurance?
By Kimberlee Leonard | July 28, 2021

This guide defines gap insurance and describes the situations in which small businesses would benefit from a gap insurance policy.

Article
Workers’ Compensation for Independent Contractors
By Kimberlee Leonard | July 28, 2021

This guide explains workers' compensation for 1099 independent contractors, who face unique circumstances compared to W-9 workers.

Article
Why Your Business Needs Indemnity Insurance
By Kimberlee Leonard | July 28, 2021

A key component of an insurance policy is restitution for those who have a claim against you. Here's how indemnity insurance provides that.

Article
What Is a Loss Payee on an Insurance Claim?
By Nicole Urbanowicz | July 28, 2021

The loss payee has the first-in-line legal rights to an insurance claim payout. Here's what you need to know.

Article
The Insurance Claims Process and How to File
By Nicole Urbanowicz | July 28, 2021

An insurance claim is required for you to receive any money for your loss. Here is how to file one.

Article
What Does Commercial Auto Insurance Cover?
By Nicole Urbanowicz | July 28, 2021

Commercial auto insurance is critical for businesses that operate vehicles and have employees driving for work purposes. Here is what you need to know.

Article
Insurance Deductions and Expenses for Small Businesses
By Nicole Urbanowicz | July 28, 2021

This guide explains which insurance costs are deductible from small businesses' tax bills.

Article
Business Insurance Guide
By David Gargaro | May 14, 2021

This guide to business insurance can help you understand the policies available to your small business and determine which policies are right for you.