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Learn how to manage your finances and get resources on financing your business needs from expert financial professionals.

Latest: Advice, Tips and Resources

Article
Employee Expense Reimbursement
By David Gargaro | February 15, 2022

In some states, employers are required to reimburse employees for expenses. In others, this could be a recruiting tool.

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How Business Bootstrapping Works
By Donna Fuscaldo | February 15, 2022

Don't want to take on debt or give up control of your new business? Here's how to bootstrap your enterprise instead.

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Accounting Ratios: What They Are and Why They Matter to Small Business
By Erica Sandberg | February 15, 2022

Accounting ratios give you a better understanding of your business's financial position.

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What Small Business Owners Should Know About Direct Deposit
By Simone Johnson | February 14, 2022

Learn about the pros and cons of using direct deposit payroll services.

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Debt or Equity? Determine the Right Capital Mix for Your Business
By Donna Fuscaldo | February 14, 2022

Here is how to find the right debt-to-equity ratio for your business.

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Should You Pick the Cheapest Payroll Service?
By Simone Johnson | February 14, 2022

If you're a budding business owner, you may need an affordable payroll service, but is it wise to choose the cheapest one you can find?

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What Are Cash Flow Statements?
By Simone Johnson | February 14, 2022

Cash flow statements break down the financial status of your company to show the money flowing in and out.

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How to Improve Your Small Business's Cash Flow
By Sean Peek | February 14, 2022

Cash flow is critical for businesses, so cash flow management is key. Here's how to improve your business's cash flow situation.

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Why Small Business Owners Should Think About Taxes Year-Round
By Sean Peek | February 14, 2022

Tax season can be a very stressful time, but by folding tax planning into your business strategy, you can quickly and efficiently process your taxes.

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Business Loans You Can Get With Bad Credit
By Donna Fuscaldo | February 14, 2022

If you have a bad credit score and need a business loan, these financing options could help you secure the funding you need.

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How to Start Budget Planning for Your Business
By Sean Peek | February 14, 2022

Started a new business? Find out why your business needs to start budget planning.

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Applying for an SBA Loan vs. Funding From an Alternative Online Lender
By Donna Fuscaldo | February 14, 2022

SBA and alternative loans are two very different ways to fund your business.

Article
Key Actions Small Businesses Should Take to Survive COVID-19
By Tucker Mathis | February 14, 2022

Take steps to preserve your cash and access, expand online sales pathways, and cultivate customer relationships to survive a financial crisis.

Article
The 8 Cheapest Franchises to Buy in 2020
By Max Freedman | February 14, 2022

Franchises are a way to own and run your own business, without having to put in the legwork to determine what to sell or how to market it.

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3 Tips for Building an Investor-Ready Franchise Business
By Howard Goldstein | February 14, 2022

You can do these things in advance to make your business investment-worthy.

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19 Tips to Avoid a Tax Audit of Your Small Business Return
By Andrew Martins | February 14, 2022

Getting audited by the IRS can be a stressful and, ultimately, costly event. To help avoid that scenario, we've collected 19 tips to avoid being targeted by the IRS.

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Spend Wisely: How to Get the Most Out of Your Business Credit Cards
By Jennifer Dublino | February 14, 2022

Here are six ways small business owners can get more from credit cards.

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Which Business Credit Card Fees Are Tax-Deductible?
By Dock David Treece | February 14, 2022

Can you deduct that credit card fee? Find out which credit card fees are tax-deductible.

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Capital vs. Operating Grants: Which Does Your Business Need?
By Donna Fuscaldo | February 14, 2022

Learn the differences between capital and operating grants, and how to decide which funding option is right for your business.

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Bonus Depreciation: A Small Business Guide
By Kaylyn McKenna | February 14, 2022

Need new equipment for your business? Find out if you could save money on your purchase with bonus depreciation.

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The Solopreneur's Guide to Retirement Funds
By Donna Fuscaldo | February 04, 2022

Find out which retirement savings plans self-employed individuals can use and how to get started with them.

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What Is Dynamic Pricing, and How Does It Affect E-commerce?
By Jawad Khan | February 03, 2022

Dynamic pricing is one of the trends that has taken the e-commerce industry by storm. Find out why it's important for your business.

Article
What Is the Triple Bottom Line?
By Paula Fernandes | February 03, 2022

The triple bottom line is a sustainability-based accounting method that focuses on people, profit and planet. Here's how it works for businesses.

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Traditional vs. Roth IRAs: What SMB Owners Must Know
By Max Freedman | February 03, 2022

Traditional IRAs are taxed when you liquidate them in retirement, while Roth IRAs are not.

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The Role of a Strong Accounting and Finance Team in Seeking Capital
By Matthew G. | February 03, 2022

You may be tempted to neglect the accounting side of your business, but you might also be hurting your access to capital.

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Small Business COVID-19 Diaries: Part 3
By Adam Uzialko | February 03, 2022

COVID-19 upended economic activity and disrupted small business owners' lives. Here are stories from real entrepreneurs about how the novel coronavirus pandemic is impacting them.

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Best Practices to Follow Before Applying for a Small Business Loan
By Matthew G. | February 03, 2022

These practices will help you quickly and successfully find the best loan for your small business.

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A Guide to Restaurant Payment Processing
By Jennifer Dublino | February 03, 2022

Choosing the right credit card processor for your restaurant is important. Here's what you should consider before signing a contract.

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Small Business Guide to Restaurant Inventory Software
By Sean Peek | February 03, 2022

Wasted food takes a bite out of your profits. Restaurant inventory software can help.

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Should You Take Out a Personal Loan for Your Business?
By Donna Fuscaldo | February 02, 2022

Taking out a personal loan is one way to bankroll your business, but it does involve some risk.