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Advice

How do I put together a business proposal to secure a bank loan?

QUESTION | BY Valerie Glasgow | 2 ANSWERS | LAST ACTIVITY ON 02/18/20

My uncle was renting a space on a retail lot that has other working businesses. My uncle recently passed away, and the owner has offered the entire lot, along with the storefront and an extra parcel...

Advice

What are the best software products used in the banking industry?

QUESTION | BY Roberto Romello | 2 ANSWERS | LAST ACTIVITY ON 02/10/20

I want to know a list of recommended software products used in the banking sector that addresses a bank's core banking needs and helps manage evolving customer expectations. Please list out the...

Advice

What type of credit card processing would be the best option for a rural/seasonal country club?

QUESTION | BY Ivy Bremer | 1 ANSWERS | LAST ACTIVITY ON 01/28/20

We are a small community with a population of ~1,500 residents. We are a non-profit club and want to be able to still offer affordable services to our members/guests.

Advice

What tips do you have for securing funding from an international funding institution?

QUESTION | BY Syed Rossedi Tuan Dalam | 1 ANSWERS | LAST ACTIVITY ON 09/22/19

I have proposed my business plan to international investors. I've highlighted my business model, ROI potential, financial projections, as well as planning for initial and future stages. What else can...

Advice

Is the Square a direct credit card processor like TSYS and First Data?

QUESTION | BY Gary Smith | 3 ANSWERS | LAST ACTIVITY ON 09/19/19

Several credit card salespeople want to sell me their credit card terminal services. Some tell me they are direct processors (meaning that my transactions do not go through a "middle-man" processor...

Advice

Do I need a separate business bank account when just starting out?

QUESTION | BY Barbara Ciosek | 11 ANSWERS | LAST ACTIVITY ON 07/06/19

Can I use my regular personal bank account for business and just keep clear records of all my business expenses or do I need to set up a separate business bank account?

Advice

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Advice

Any helpful primers I should know about before I apply for a bank loan?

QUESTION | BY Renata Harrison | 16 ANSWERS | LAST ACTIVITY ON 05/13/19

I want to apply for a small business loan. The banks I have researched so far have pretty tight standards for applying. Is there anything I can show or do beforehand to increase my chances of getting...

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