Allstate’s small business liability insurance provides protection for your business when faced its with claims that can damage your finances and operations. Allstate is the largest publicly held personal lines property and casualty insurer in America. The company is financially strong and it is one of the Fortune 500 Largest Companies in America. It is also one of the largest insurance companies in America by market share, which means that a many businesses have put their trust in Allstate. It has over 70,000 employees, agency owners and staff. This kind of financial strength is a huge asset when considering general liability insurance for your small business.
Allstate’s general liability insurance helps protect you from lawsuits due to injury or property damage for which your company is found liable. It provides for your company based on a per-loss limit and an annual limit, which can be set at either $2 or $4 million. Allstate does not offer coverage for medical payments, personal and advertising injury, product liability or professional liability. Claims can be made 24/7 by phone or online, or by calling an Allstate agent during business hours.
The company insures over 10,000 small businesses across the country. Allstate Commercial Certified agents must meet extensive business insurance and risk assessment training requirements. You can receive a quote from a nearby agent. The agent will perform a tailored risk assessment to provide the appropriate liability insurance solution for your small business.
Allstate has partnerships with many industry trade associations that provide business insurance policy discounts to small-business owners nationwide. In addition to the national associations who have partnered with Allstate, there are also many local and state partnerships. Discounts are especially helpful to small businesses that need to save capital for operational expenses while they are getting established.
The fact that Allstate has a huge market share in the industry speaks volumes about how well trusted the company is. It also has an extensive network of highly trained agency owners and staff due to its emphasis on ongoing professional training programs. It’s partnerships to provide discounts on general liability insurance for small businesses makes it worth looking at in order to keep more of your cash where it can be most useful. Allstate's strong financial position means that it has the ability to resolve any financial liability claims that your business might encounter.