Progressive Review

By Business.com Editorial StaffLast Modified: December 19, 2017

When shopping for general liability insurance, finding the best deal with the necessary coverage and quality service is important. Progressive Insurance helps you compare quotes so you can determine if you’re getting the best rates. Progressive has a strong financial rating, so you know you are dealing with a reputable company, which is important if you need to make a claim. Like many other providers, Progressive offers a suite of business insurance products so you can find all the coverage you need for your business in one place.

Progressive offers business liability insurance in a Business Owners Policy (BOP) or as standalone coverage for business owners that don’t need a BOP. The typical customers for a standalone general liability policy are small business owners and contractors. It’s a good idea to protect your small business with at least general liability insurance, and some employers even require you to carry a certain amount of general liability insurance before you can work for them.

Progressive's general liability insurance includes coverage to protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. If you need to protect things like personal property, or commercial buildings such as garages or storage facilities, you might require the additional protections provided in a BOP.

As a contractor, you might not own any commercial buildings that require property insurance or need to cover payroll and other operating expenses. However, you’re still exposed to liability risks in your job. Progressive can cover your claims to help you mitigate those risks. They also offer Blanket Additional Insured Coverage to contractors who qualify, which extends your existing liability insurance to other entities as required by some contracts with employers.

Pricing varies depending on the coverage you need, but the company offers discounts and claims to be price-competitive. Progressive is so confident that it is priced well that its website has a tool to compare rates. However, it is always a good idea to check with other companies for current discounts.

Progressive has agents and local offices nationwide. Sometimes it’s good to deal with a company in-person rather than just having a number to call. The company also has an above-average customer service rating. When you are worried about your business, it’s good to know that the insurance company you work with values the customer experience.

Progressive is a good company to look at for a balance of affordability and good customer service. The company offers all the standard protection that a small business needs. Progressive Insurance has a good financial standing as a company.

Business.com Editorial Staff
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