The Hartford’s small business liability insurance provides financial protection for your small business when faced with lawsuits, injuries and property damage that can take valuable focus away from your business. It has been providing insurance for over 200 years, and it insures more than one million small business owners today. This insurance company not only insures your business but has programs to help you minimize your risk. The company even offers discounts for putting risk reduction processes and equipment in place. The Hartford was the first insurer to create a dedicated small-business unit over 30 years ago. According to Forbes, it is one of America’s most reputable companies. It has also been recognized by J.D. Power for providing an outstanding customer service experience.
The Hartford’s general liability insurance covers your business for lawsuits due to negligence, personal injury, libel, slander, errors, omissions, faulty products, advertising misprints and more. You have two ways to get a quote. You can call a local agent or get a customized quote online. Either way, the quote process usually takes between 10 and 20 minutes. Once you’re signed up for The Hartford’s general liability insurance for small business, you can manage your account online. You can pay online, access your billing and policy documents, and manage users.
The Hartford has a special option that covers your websites and blogs. The Data Breach coverage option is offered to help you comply with regulatory requirements. The company provides guidance on how to prevent and handle a data breach, and it covers response and liability expenses so you can quickly restore your client’s confidence if a breach occurs.
The best way to maintain your daily operations without interruption is to lower your risks. The Hartford’s risk management services provides one-on-one consultations, safety seminars and programs that provide discounts for installing safety equipment and adhering to best practices.
Liability claims can be complex and very expensive. The Hartford’s claims specialists are trained to respond quickly and empowered to act decisively on your behalf. The company is proactive; its policy is to call customers immediately after they file a claim to address any questions or concerns and to avoid any potential problems.
The Hartford is worth considering as a provider of general liability insurance for your small business due to its risk mitigation, convenient online resources, valuable optional coverage, reputation for excellent customer service and long history of providing insurance for businesses.