business.com receives compensation from some of the companies listed on this page. Advertising Disclosure
Introduction
About Me
Nicole Urbanowicz has worked as an editor/writer covering the finance, insurance, retail, cosmetic science, and travel industries for a number of publications. Her articles have appeared in The Wall Street Journal, Dow Jones Newswires, Associated Press, CNN Money, Yahoo Finance, WWD, and Travel Weekly, to name a few. Nicole has a master’s in finance from Harvard University and a bachelor’s in journalism from Boston University, and she works as an independent contractor in various industries. She is a former life and health insurance agent-producer. Nicole recently produced a YouTube series on the pandemic and its impact on businesses and the real estate market. She is based in New York City.
Experience
Founder
at
Babcia Anna
May 2023
-
Present
Host/Producer
at
E-spire TV
May 2020
-
January 2023
Education
Harvard University
Degree:
MAField of Study:
FinanceBoston University
Degree:
BSField of Study:
JournalismNicole's Product and Service Reviews
Our team conducts an independent analysis of products and services that can help manage your business.
06.16.23
The Best Business Insurance Providers of 2023
Business.com is the most popular review site for business...
Nicole's Activity
article
What Is a Surety Bond? Surety bonds act as a legally enforceable guarantee that help small business owners secure third-party contracts. Learn how they work.
Updated May 17, 2023
article
What Is Risk in Business Insurance? Insurance risk is the probability of an adverse event that causes an insurance claim. Learn how business insurance risk is assessed and how to lower it.
Updated February 21, 2023
article
What Is Coinsurance in Business? Coinsurance for small businesses helps cover property and business assets, so the insurer knows there's adequate coverage. Here's how it works.
Updated March 28, 2023
article
What Does Commercial Auto Insurance Cover? Commercial auto insurance is critical for businesses that operate vehicles and have employees driving for work purposes. Here is what you need to know.
Updated July 31, 2023
article
The Insurance Claims Process and How to File An insurance claim is required for you to receive any money for your loss. Here is how to file one.
Updated July 31, 2023
article
What Is Business Interruption Insurance? Business interruption insurance is a policy, clause or endorsement that can help you if an unforeseen event shuts down operations. Learn how it works.
Updated February 21, 2023
review
The Hartford Business Insurance Review and Quotes ReviewRead our unbiased review of The Hartford. See how The Hartford compares to the best Business Liability Insurance.
Updated September 14, 2023
article
Builder’s Risk Insurance: Not Just for Builders If a property is at risk for loss or damage during construction, consider builder's risk insurance. Learn what builder's risk covers and who needs it.
Updated May 17, 2023
article
What Is a Loss Payee on an Insurance Claim? The loss payee has the first-in-line legal rights to an insurance claim payout. Here's what you need to know.
Updated March 24, 2023
article
Lawsuits on the Rise: Small Businesses Need EPLI Learn why and how your small business should invest in employment practices liability insurance.
Updated June 26, 2023
article
Insurance Deductions and Expenses for Small Businesses This guide explains which insurance costs are deductible from small businesses' tax bills.
Updated May 17, 2023
article
What Is a Workers’ Comp Ghost Insurance Policy? This guide explains workers' comp ghost insurance, which is used to meet insurance requirements held by vendors, partners or clients.
Updated April 03, 2023
article
What Are Insurance Endorsements? Insurance endorsements are a way to broaden or narrow coverage on an existing insurance policy. Here's how insurance endorsements work.
Updated April 10, 2023
article
What Is Subrogation in Insurance? Subrogation lets an insurance company recover money for insurance claims from a third party. Learn how subrogation works in various insurance types.
Updated February 21, 2023