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Nicole Urbanowicz profile picture

Nicole Urbanowicz

Senior Writer & Expert on Business Operations
New York, NY
Introduction
About Me

Nicole Urbanowicz is a small business owner who studied management and finance at Harvard, where she received her master’s degree. Before becoming an entrepreneur herself, she started her career writing about business and investing for Dow Jones and The Wall Street Journal, after which she became a research analyst for Allured Business Media, using business intelligence data to develop strategic guidance.

At business.com, Urbanowicz covers a range of insurance topics, including workers’ compensation, endorsements, coinsurance and more.

Today, in addition to running her e-commerce business, Urbanowicz continues to provide financial analysis and advice and uses her certification from the New York State Department of Financial Services to consult on insurance matters.

Experience
Founder at Babcia Anna
May 2023 - Present
Host/Producer at E-spire TV
May 2020 - January 2023
Education
Harvard University
MA
Finance
Boston University
BS
Journalism
Nicole's Activity
What Does Commercial Auto Insurance Cover? - thumbnail
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What Does Commercial Auto Insurance Cover?
Commercial auto insurance is critical for businesses that operate vehicles and have employees driving for work purposes. Here is what you need to know.
Updated June 27, 2024
The Insurance Claims Process and How to File - thumbnail
article
The Insurance Claims Process and How to File
If your business suffers a loss that’s covered by insurance, you’ll need to file an insurance claim. Here's how a claim works and how to file one.
Updated November 02, 2023
What Is Coinsurance in Business? - thumbnail
article
What Is Coinsurance in Business?
Coinsurance for small businesses helps cover property and business assets, so the insurer knows there's adequate coverage. Here's how it works.
Updated February 21, 2024
Builder’s Risk Insurance: Not Just for Builders - thumbnail
article
Builder’s Risk Insurance: Not Just for Builders
If a property is at risk for loss or damage during construction, consider builder's risk insurance. Learn what builder's risk covers and who needs it.
Updated June 27, 2024
What Is a Loss Payee on an Insurance Claim? - thumbnail
article
What Is a Loss Payee on an Insurance Claim?
The loss payee has the first-in-line legal rights to an insurance claim payout. Here's what you need to know.
Updated November 07, 2023
Insurance Deductions and Expenses for Small Businesses - thumbnail
article
Insurance Deductions and Expenses for Small Businesses
Make sure to take all the deductions possible for your business insurance expenses. Here is how to stop paying too much in taxes.
Updated January 03, 2024
What Is a Workers’ Comp Ghost Insurance Policy? - thumbnail
article
What Is a Workers’ Comp Ghost Insurance Policy?
Learn what a workers' comp ghost insurance policy is and how it can help your small business, if you meet the requirements.
Updated November 03, 2023
What Are Insurance Endorsements? - thumbnail
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What Are Insurance Endorsements?
Insurance endorsements are a way to broaden or narrow coverage on an existing insurance policy. Here's how insurance endorsements work for your business.
Updated January 11, 2024