Business Insurance
Every business faces risk, but you can minimize the potential consequences by purchasing the right insurance policies. From general liability insurance to workers' compensation, our insurance guides explain coverage types, exclusions, rates and everything you need to know to protect your business.
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How Much Does Insurance Cost for a Small Business?
By Kimberlee Leonard | June 23, 2026
Small business insurance costs depend on many factors; every policy serves a different risk-protection purpose. Learn about small business insurance costs.
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When to Get a Standalone Insurance Policy vs. Business Owner’s Policy Bundle
By Adam Uzialko | May 14, 2026
A standalone insurance policy offers specific coverage, but a bundle can provide your business with great savings. Combine them for the best of both worlds.
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Excess Liability Insurance Explained
By Kimberlee Leonard | May 04, 2026
Learn how excess liability insurance works, what it covers, how it compares to umbrella insurance, what it costs and how to tell if your business needs it.
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Workers’ Comp Insurance: How Much Do You Need?
By Max Freedman | February 26, 2026
Too much coverage wastes money, but too little can expose your company to claims and court awards. Here is how to calculate exactly what you need.
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How Does a Workers’ Comp Settlement Work?
By Kimberlee Leonard | February 20, 2026
A workers' compensation settlement covers several costs incurred when an employee is injured. Learn about the workers' compensation settlement process.
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Workers’ Comp Insurance and Taxes: A Guide for Employees
By Kimberlee Leonard | February 20, 2026
Workers' compensation has tax implications that every employee and business owner should understand. See our guide.
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What Is Business Interruption Insurance?
By Lauren Kubiak | February 20, 2026
Business interruption insurance policies can help when unforeseen events shut down operations. Learn how business interruption insurance works and what it covers.
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Things to Keep in Mind When Choosing Business Insurance
By Sean Peek | February 11, 2026
Choosing insurance for your company or employees is important, and should not be done casually. Here’s what to consider when getting insurance.
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Business Insurance Guide
By David Gargaro | January 28, 2026
This guide to business insurance can help you understand the policies available to your small business and determine which policies are right for you.
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What Is Commercial Umbrella Insurance?
By Jennifer Dublino | January 22, 2026
A commercial umbrella insurance policy can give your business more coverage for less money. Learn if you need umbrella insurance and how to shop for it.
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What Is Cyber Insurance?
By Sean Peek | January 22, 2026
Cyber insurance can help companies notify customers about data breaches involving their personal information and can protect from cyberattack damages.
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The Insurance Claims Process and How to File
By Nicole Urbanowicz | January 22, 2026
If your business suffers a loss that’s covered by insurance, you’ll need to file an insurance claim. Here's how a claim works and how to file one.
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What Is General Liability Insurance?
By David Gargaro | January 20, 2026
If a third party gets hurt at your workplace, they can sue you. Here's how to protect your company.
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What Is a Workers’ Comp Ghost Insurance Policy?
By Nicole Urbanowicz | January 20, 2026
Learn what a workers' comp ghost insurance policy is and how it can help your small business, if you meet the requirements.
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What Is Commercial Liability Auto Insurance?
By Kimberlee Leonard | January 15, 2026
Commercial liability auto insurance covers the same types of liabilities as personal auto insurance, but the policy is for commercial vehicles.
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Workers’ Compensation Claim Process Guide
By Max Freedman | January 15, 2026
Business owners should ensure their employees understand the workers' compensation claims process. Learn what's entailed and how the claims process works.
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Employment Practices Liability Insurance: Why Small Businesses Need EPLI
By Jamie Johnson | January 15, 2026
Employment practices liability insurance protects your business from past or current employee lawsuits. Here’s how EPLI works.
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What Is Intellectual Property Insurance?
By Kimberlee Leonard | January 15, 2026
Your business needs intellectual property insurance if you hold patents or trademarks. Learn what intellectual property insurance covers.
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What Is Malpractice Insurance?
By Jennifer Dublino | January 15, 2026
Malpractice insurance can protect your business. Learn about malpractice insurance, who needs it, what types exist, how much it costs and how to get it.
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14 Ways to Save Money on Business Insurance
By Kimberlee Leonard | January 15, 2026
You shouldn't cut corners when it comes to business insurance. Here are ways to reduce your insurance premiums without sacrificing coverage.
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What Is a Cyber Insurance Risk Assessment?
By Kimberlee Leonard | January 14, 2026
A cyber insurance risk assessment finds the systems and assets most at risk of cyberattack. Learn about cyber insurance and how risk assessments work.
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What Are Insurance Endorsements?
By Nicole Urbanowicz | January 13, 2026
Insurance endorsements are a way to broaden or narrow coverage on an existing insurance policy. Here's how insurance endorsements work for your business.
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Insurance Deductions and Expenses for Small Businesses
By Nicole Urbanowicz | January 13, 2026
Make sure to take all the deductions possible for your business insurance expenses. Here is how to stop paying too much in taxes.
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What Is Professional Negligence?
By Kimberlee Leonard | January 13, 2026
Professional negligence is when an industry professional doesn't properly fulfill their duties, leading to damage or harm. Learn how to avoid lawsuits.
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What Is an Insurance Rider?
By Kimberlee Leonard | January 13, 2026
While standard business insurance policies protect your business, when extra coverage is needed, you'll obtain a rider. Learn how riders work.
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What Is a Workers’ Comp Exemption?
By Kimberlee Leonard | January 13, 2026
This guide explains how workers' compensation exemptions work and to which employees these exemptions may apply.
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Specialty Insurance Basics
By Mark Fairlie | January 12, 2026
A business needs specialty insurance for items not covered by ordinary homeowners or automobile insurance. Learn if your company needs more insurance.
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What Is Tail Insurance in Business?
By Kimberlee Leonard | January 12, 2026
Tail insurance is a policy endorsement that lets you file a claim after a policy's term ends. Learn how tail coverage can protect your business.
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Looking for Business Insurance? 10 Questions to Ask a Prospective Broker
By Kimberlee Leonard | January 09, 2026
Business insurance is critical – and complex. Learn how to vet a reputable broker who can help you decide which risks to insure against and for how much.
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What Is Coinsurance in Business?
By Nicole Urbanowicz | January 09, 2026
Coinsurance for small businesses helps cover property and business assets, so the insurer knows there's adequate coverage. Here's how it works.