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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Trending Financial Articles

Why Small Businesses Need Online Payment Apps
Fewer people are relying on cash and want to use different methods, like online payment apps, to purchase items.
Donna Fuscaldo
Donna Fuscaldo
From Collections to Repossession: A Timeline of Debt
Debt collection occurs in phases and, although it can seem overwhelming, there are options for relief.
Kiely Kuligowski
Kiely Kuligowski
Everything to Know About Business Checking Account Fees
Business checking account fees can eat away at your profits and affect your cash flow if you aren't careful. Before you choose a business checking account, make sure you know what fees it may charge.
Donna Fuscaldo
Donna Fuscaldo

Latest: Advice, Tips and Resources in Finance

Article
Overhead Cost and How to Calculate It
By Dock David Treece | January 20, 2026

Overhead costs are expenses tied to things other than the production of goods or services. Here's how to calculate overhead.

Article
What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | January 20, 2026

Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.

Article
How to Get Your Business Loan Application Approved
By Donna Fuscaldo | January 20, 2026

Get your business loan approved by maintaining strong cash flow, credit scores above 650, organized financial records, and a detailed business plan showing ROI.

Article
How Much Do Payroll Services Cost?
By Sean Peek | January 20, 2026

If you plan to outsource payroll, CPAs and payroll services are good options. Here's a look at what CPAs and payroll services offer and how much they cost.

Article
What Is General Ledger Accounting?
By Jamie Johnson | January 20, 2026

Maintaining a general ledger helps you gauge a business's financial health and avoid accounting mistakes. Learn what a general ledger is and how it works.

Article
What Is the Triple Bottom Line?
By Paula Fernandes | January 20, 2026

Triple bottom line measures success via people, profit, and planet. John Elkington coined the term in the mid-1990s. Examples include Patagonia and DHL.

Article
Understanding PayPal Credit Card Fees
By Adam Uzialko | January 20, 2026

PayPal charges 2.89% + $0.29 per online transaction and 2.29% + $0.09 for POS payments. No monthly fees make it affordable for startups and small businesses.

Article
What Is Retro Pay?
By Danielle Fallon-O’Leary | January 20, 2026

Find out the circumstances under which employers owe employees retro pay, how it differs from back pay, the tax implications and how to calculate it.

Article
Credit Card Receivables Financing Guide
By Jennifer Dublino | January 20, 2026

Credit card receivables financing advances funding based on future sales with high approval rates. Factor rates tend to be 1.1-1.5 with 10-20% holdback rates.

Article
How to Properly Use a Credit Card to Finance Your Small Business
By Ruth Hoffmann | January 16, 2026

Credit cards offer an effective way to fund a small business, but only if you pay off your balance each month and take advantage of the available perks.

Article
PayPal 1099: How to Report Self-Employment Income to the IRS
By Jamie Johnson | January 16, 2026

You have to report PayPal income to the IRS. Learn how PayPal tracks your income and how to fill out a PayPal 1099.

Article
Common Payroll Discrepancies and How to Fix Them
By Sean Peek | January 16, 2026

These are the most important steps you can take to prevent payroll discrepancies and, if they do occur, how to fix them.

Article
How to Improve Your Accounting Skills
By Jennifer Dublino | January 16, 2026

Mathematical skills can determine financial success. Whether or not it comes naturally, here are tips to sharpen your ability.

Accounting
Article
Debt vs. Equity Financing
By Max Freedman | January 16, 2026

If you are considering debt or equity financing, it is important to know the pros and cons of each.

Article
The Ever-Changing Landscape of Bots and Credit Card Testing
By John Canfield | January 16, 2026

Credit card testing fraud, driven by bots, is costly and damaging to SMBs and credit cardholders. Learn how to protect your business and customers.

Article
What Happens if You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | January 15, 2026

Learn what happens when you can't pay back your small business loan from the SBA.

Article
Meet the Angels: Silicon Valley’s Most Well-Known Investors
By Jennifer Dublino | January 15, 2026

Silicon Valley is home to some of the most powerful investors in the nation. Check out this list of some of the most well-known investors in the Valley.

Article
Top Small Business Grants
By Simone Johnson | January 15, 2026

Small business grants are basically free money from federal, state or privately funded programs. Learn about small business grants and how to apply.

person handing someone cash
Article
Differences Between an Angel Investor and a Venture Capitalist
By Will Jiang | January 15, 2026

To know which financing option is right for your business, it's important to understand the differences between angel investors and venture capitalists.

businessman writing in a notebook and typing on a calculator
Article
What Is Accounting Automation and How Can It Help SMBs?
By Amanda Hoffman | January 15, 2026

Discover how accounting automation helps small businesses save time, reduce errors and improve cash flow.

accountant using a calculator
Article
Why Offering Multiple Payment Methods Is a Must for SMBs
By Amanda Hoffman | January 15, 2026

Discover how to boost sales and loyalty by offering multiple payment options.

Woman accountant use calculator and computer with holding pen on
Article
How to Get Professional Guidance for Your SMB on a Budget
By Amanda Hoffman | January 15, 2026

Discover budget-friendly ways for small businesses to access expert financial guidance.

Article
What Are Payroll Reports?
By Julie Thompson | January 14, 2026

Payroll reports list pay rates, hours, overtime, vacation, withholdings and more. Here's what your business needs to know about payroll reporting.

Article
What to Do If You’re Behind on Your Taxes
By Sally Herigstad | January 14, 2026

Getting behind on your taxes can result in penalties, including liens and levies on your business. Here’s what to do if you’re past due.

Article
Find Out Which Credit Card Payment App for Android Works Best for You
By Adam Uzialko | January 14, 2026

Mobile credit card payment processing apps for Android include PayPal, Square, SumUp, QuickBooks and Shopify, offering varied fees, hardware and features.

accountant using a calculator
Article
Top Wave Accounting Software Alternatives
By Jamie Johnson | January 14, 2026

Wave is a good option for accounting software, but it has certain limitations. Consider seven Wave alternatives that can grow with your business.

Article
How to Accept Credit Card Payments Using Your Phone
By Simone Johnson | January 14, 2026

Accept credit cards on your phone using mobile readers and apps from Square, PayPal, or Chase. Download the app, connect a reader and start processing payments.

Article
What Do Tax Professionals Cost and How Can They Help Your Business?
By Sally Herigstad | January 14, 2026

No matter what type of taxes you need help preparing, it's crucial to choose the right business tax consultant – and one whose prices fit into your budget.

Article
10 Critical Elements of Professional Invoices
By Megan Totka | January 13, 2026

Invoicing is crucial for small business cash flow. Learn how to create an effective professional invoice that increases the likelihood of timely payments.

Article
How to Find and Attract Business Investors
By Mark Fairlie | January 13, 2026

Need an investor to help grow your startup? Here's how to find an investor and what to look for.