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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Latest: Advice, Tips and Resources in Finance

Article
How to Reconcile a Business Bank Account
By Dock David Treece | February 21, 2026
Learn how to reconcile your business’s bank account by comparing your recorded transactions to the bank statements. Then, you can follow up on any errors.
Article
What Are Chargebacks, and How Can You Avoid Them?
By Skye Schooley | February 20, 2026
Reduce chargebacks through clear return policies, detailed receipts, prompt customer service and thorough documentation for all transactions.
man in a workshop holding a laptop and credit card
Article
Spend Wisely: How to Get the Most Out of Your Business Credit Cards
By Jennifer Dublino | February 20, 2026
Business credit cards help manage cash flow, build credit and offer rewards. Use them wisely by paying balances in full and monitoring employee spending.
Article
How to Properly Use a Credit Card to Finance Your Small Business
By Ruth Hoffmann | February 20, 2026
Credit cards offer an effective way to fund a small business, but only if you pay off your balance each month and take advantage of the available perks.
Article
Is it Better to Buy or Lease a Car for Business?
By Max Freedman | February 11, 2026
Should you buy or lease the company car? Here are the pros and cons of each to help you weigh which is best for your needs.
Article
A Guide to Payroll Forms for Employers
By Simone Johnson | February 11, 2026
Managing payroll forms is a necessary part of owning and running a business. Learn about the payroll tax and report forms business owners must understand. Answer a few questions about your purchase,...
Lightspeed logo
Review
Lightspeed POS Review and Pricing
By Skye Schooley | February 10, 2026
Lightspeed is a top POS system for retail businesses. Learn about its feature-rich software and advanced e-commerce, reporting and management tools.
Gusto logo
Review
Gusto Payroll Software Review and Pricing
By Jessica Elliott | February 10, 2026
Gusto helps small businesses manage payroll and HR processes. Explore its features, usability and limitations in our Gusto review.
adding machine and numbers
Article
Is It Time to Hire a CPA?
By Max Freedman | February 10, 2026
CPAs cost $150-$400 per hour and should be hired at business startup if affordable. They stay current on tax laws and make fewer errors than doing it yourself.
Article
Which Business Credit Card Fees Are Tax-Deductible?
By Sally Herigstad | February 10, 2026
Businesses can deduct credit card annual fees and other fees as business expenses. Learn how to deduct business credit card fees on your taxes correctly.
Article
How to File Medical Claims
By Leah Zitter | February 10, 2026
Medical offices bill insurance providers for clients' services. Learn what's involved, including HIPAA regulations, what to include and what can go wrong.
Medical billing on a computer
Article
What Is Medical Billing and Coding?
By Leah Zitter | February 10, 2026
Medical billing and coding systems ensure that health providers get paid for their services. Learn the steps in medical billing and medical coding.
Article
How to Accept Credit Card Payments Over the Phone
By Adam Uzialko | February 10, 2026
You can accept credit card payments over the phone by securely keying the customer's card details into your POS terminal, mobile app or virtual terminal.
Article
How to Choose a Mobile POS System
By Skye Schooley | February 10, 2026
There are a lot of mobile point-of-sale apps out there. How do you choose the best mobile POS for your business?
Payment processor
Article
Payment Gateway vs. Payment Processor: Key Differences Explained
By Jennifer Dublino | February 10, 2026
A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.
Article
Capital vs. Operating Grants: Which Does Your Business Need?
By Donna Fuscaldo | February 10, 2026
Capital and operating grants are two different ways to fund your business. Here's what you need to know before applying for a business grant.
Article
A Guide to Restaurant Payment Processing
By Jennifer Dublino | February 10, 2026
Restaurants benefit from using payment processors that offer POS integration, fraud protection, flexible terms and support for mobile and online payments.
Article
Find Out Which Credit Card Payment App for Android Works Best for You
By Adam Uzialko | February 10, 2026
Mobile credit card payment processing apps for Android include PayPal, Square, SumUp, QuickBooks and Shopify, offering varied fees, hardware and features.
Article
14 Accounting and Cash Flow Management Lessons From CEOs
By Catherine vanVonno | February 10, 2026
Learn the best practices for handling cash flow and other accounting issues. These useful tips and strategies will help you manage business finances.
Article
Common Payroll Discrepancies and How to Fix Them
By Sean Peek | February 10, 2026
These are the most important steps you can take to prevent payroll discrepancies and, if they do occur, how to fix them.
Article
PayPal vs. Merchant Account: What’s the Difference?
By Jennifer Dublino | February 10, 2026
PayPal functions as a digital wallet with higher transaction fees than merchant accounts but offers simpler setup with no monthly fees for basic accounts.
Article
Hidden Gotchas in Your Business Loan Repayment Terms
By Adam Uzialko | February 10, 2026
There's more to a loan than paying your monthly installment. Look for these hidden terms and fees a lender might include in a loan agreement.
Article
The Best Way to Take Payments With Your iPhone
By Jennifer Dublino | February 10, 2026
You can accept iPhone payments with credit card readers from processing companies like Clover Go, Square Reader, PayPal Zettle, Helcim, Payanywhere, or SumUp.
Article
Six Simple Steps to Valuing Your Small Business
By Russell Smith | February 09, 2026
If you’re looking for investors or want to sell your business, you must determine its value. Follow these six steps to calculate it.
Article
The Best PayPal Alternatives
By Anna Baluch | February 03, 2026
Top PayPal alternatives include Stripe for e-commerce, Square for POS, Authorize.Net for multi-channel payments, Shopify Payments and Braintree by PayPal.
person working at a desk in a wheelchair
Article
What’s the Difference Between Net Income and Profit?
By Sally Herigstad | February 02, 2026
Profit and net income are found on your company's income statement. Learn the difference between these financial terms and what they mean for your company.
businessowner holding a credit card
Article
How to Apply for a Business Credit Card as a Sole Proprietor
By Andrew Martins | January 30, 2026
Sole proprietors can use a business credit card to build credit, earn rewards and even out cash flow. Learn how to improve your chances of qualifying.
Article
How to Calculate Gross and Net Pay
By Julie Ritzer Ross | January 30, 2026
In order to pay your employees correctly each pay period, you need to know how to calculate gross and net pay. Learn how to ensure your payroll is precise.
Bar POS
Article
How to Choose a Bar POS System
By Skye Schooley | January 30, 2026
Every bar owner understands that bars have unique needs, and so does your bar POS system. Learn how to choose the best bar POS system for your business.
Article
Which Government Loans Are Available to Entrepreneurs?
By Adam Uzialko | January 30, 2026
Need a small business loan with low interest rates? Learn about the government loans available to entrepreneurs.