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Everything you need to know about how your business can achieve financial success.

Latest: Advice, Tips and Resources in Finance

Article
The Solopreneur’s Guide to Retirement Funds
By Donna Fuscaldo | August 02, 2022

How do self-employed people plan for retirement? Here are a few retirement plan options for the solopreneur.

Article
Self-Employed Guide to Tax Benefits and Deductions
By Andrew Martins | August 02, 2022

Tax deductions are critical for self-employed entrepreneurs. Here's how to offset your tax bill with benefits and deductions.

Article
Important Tax-Saving Tips for Small Business Owners
By Dachondra Cason | August 02, 2022

With new tax laws taking effect, follow these best practices to ensure your business is well positioned come tax time.

Article
How to Accept Mobile Payments via SMS
By Jennifer Dublino | August 02, 2022

SMS payments are when a buyer texts you to make a purchase, or you send a text invoice. Learn how to accept SMS payments from customers.

Article
Everything You Need to Know About the Statement of Shareholder Equity
By Donna Fuscaldo | August 02, 2022

A statement of shareholder equity can tell you if your business is doing well or if it's time to fine-tune some of your activities.

Article
PayPal 1099: How to Report Self-Employment Income to the IRS
By Jamie Johnson | August 02, 2022

You have to report PayPal income to the IRS. Learn how PayPal tracks your income and how to fill out a PayPal 1099.

Article
The SBSS Score Explained: What It Is and Why It Matters When Applying for a Loan
By Jamie Johnson | August 02, 2022

Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.

Article
Understanding PayPal Credit Card Fees
By Adam Uzialko | August 02, 2022

PayPal is an incredibly popular and easy-to-use service for those looking to accept credit cards for their business, but you need to understand its fees.

Article
Venmo for Business: Is It Right for You?
By Jennifer Dublino | August 02, 2022

Venmo for Business lets small businesses use Venmo as a contactless payment option. Here's how to start accepting Venmo payments for your business.

Article
Which Is Better: Cash- or Accrual-Based Business Accounting?
By Sean Peek | August 02, 2022

Cash-basis accounting and accrual-basis accounting give businesses insight into their financial performance. Which method is right for your business?

Article
Why Every Company Should Have a Business Savings Account
By Ken Gosnell | August 02, 2022

Smart business leaders understand the power of saving for future growth. Here are four ways companies and CEOs benefit from a robust savings strategy.

Article
How to Write an Effective Credit Explanation Letter for FHA Mortgages
By Joyce Walsack | August 02, 2022

Here are some tips for loan officers and borrowers to craft a credit explanation letter that gives a mortgage loan the best chance of approval.

Article
How to Use a No-Interest Credit Card to Fund Your Business
By Donna Fuscaldo | August 02, 2022

Here's everything you need to know about using a 0% APR business credit card for your small business.

Article
1099-MISC vs. 1099-NEC
By Julie Thompson | August 02, 2022

This guide explains the differences between tax forms 1099-MISC and 1099-NEC, which affect independent contractors and freelancers.

Article
How to Calculate Blended Overtime Pay
By Max Freedman | August 02, 2022

When a multi-wage employee works overtime, on which of their wage rates do you base their overtime rates? Blended overtime pay answers this question.

Article
How to Budget for Hourly Employees Annually
By Julie Thompson | August 02, 2022

This guide explains how to budget for hourly workers when running payroll and why it benefits small businesses to do so.

Article
Using Form 941 to Pay Quarterly Payroll Taxes
By David Gargaro | August 02, 2022

This guide explains Form 941, which employers need to fill out for tax withholdings from employee paychecks during payroll.

Review
Intuit QuickBooks Online Review
By business.com editorial staff | July 26, 2022

Intuit QuickBooks Online is a top choice for accounting software with small businesses. Read our review and rating.

Review
Wave Financial Review
By business.com editorial staff | July 26, 2022

Wave is the best free accounting software, and is well suited for freelancers, small service-based businesses and new companies with little or no inventory.

Review
Zoho Books Review
By business.com editorial staff | July 26, 2022

Zoho Books is online accounting software for microbusinesses. You can use it for bookkeeping, invoicing and inventory management.

Review
Sage Business Cloud Accounting Review
By business.com editorial staff | July 25, 2022

Sage Business Cloud Accounting is cloud-based accounting software for small businesses that is affordable and easy to use with a strong selection of features.

Article
The Difference Between an Accountant and a Bookkeeper (and Why You Need Both)
By Dachondra Cason | July 21, 2022

Understanding the distinction between accountants and bookkeepers can save your business a lot of money.

Article
8 Ways to Keep Your Small Business Afloat in Any Financial Climate
By business.com editorial staff | July 21, 2022

Take these steps to ensure your small business's survival in a recession or economic crisis.

Article
The Best PayPal Alternatives
By Jennifer Dublino | July 20, 2022

PayPal is a popular payment facilitator with many helpful business features. But other services, such as Square and Stripe, may be better options for some.

Article
What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | July 20, 2022

Could a merchant cash advance or working capital loan be the answer to your cash flow problems, or would it make them worse?

Article
Types of Fast Business Loans
By Max Freedman | July 20, 2022

Find out which fast lending methods you can choose from when you need a business loan and what you need in order to apply.

Article
What Is a Rising Rate Environment?
By Donna Fuscaldo | July 20, 2022

If interest rates rise, small business owners should prepare. Here's how.

Article
How a Bridge Loan Can Hold Your Business Over
By Dock David Treece | July 20, 2022

This guide explains how bridge loans work and how businesses can use them to purchase assets or complete projects.

Article
Pros and Cons of Merchant Cash Advance Loans
By Max Freedman | July 20, 2022

Considering a merchant cash advance for your business? Before accepting one, learn the pros and cons.

Article
How to Know an Investor Is Offering You a Good Deal
By Adam Uzialko | July 20, 2022

Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.