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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Latest: Advice, Tips and Resources in Finance

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Article
Should Your Restaurant Accept Mobile Payments?
By Jamie Johnson | July 27, 2026
Customers want payment options like digital wallets since they’re fast and convenient. Learn the pros and cons of accepting mobile payments at your restaurant.
Review
OnDeck Review
By Matt D’Angelo | July 27, 2026
OnDeck offers fast term loans and lines of credit for fair-credit borrowers, but average APRs near 56% can make it a pricey option. Learn more in this review.
Stax logo
Review
Stax Payments Review and Pricing
By Mike Berner | July 27, 2026
Stax is a POS system provider that offers payment options for businesses. Business.com reviews the platform, discussing pricing, features, and pros and cons.
Article
Business Credit Card Fees Explained
By Adam Uzialko | July 23, 2026
Business credit card fees can quickly add up. Learn how annual fees, APR, cash advance fees and other charges affect a card's true cost before you apply.
Review
SurePayroll Review and Pricing
By Matt D’Angelo | July 20, 2026
Our SurePayroll review covers 2026 pricing, plans, features and support to help you decide if this Paychex-backed payroll service fits your small business.
credit card processor
Article
Stax vs. Square: Credit Card Processor Comparison
By Jennifer Dublino | July 17, 2026
Stax and Square give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.
Article
PayPal Credit Card Processing: How to Accept Card Payments With PayPal
By Adam Uzialko | July 16, 2026
The digital payment service, PayPal, also offers credit card processing. Small businesses will find this payment processor option affordable and easy to use.
hands typing on a keyboard
Article
Month-End Close Checklist for Growing Small Businesses
By Adam Uzialko | July 16, 2026
Learn the eight steps of a month-end close, how to fix common bottlenecks and how to build a close calendar your team will follow.
Article
How to Calculate Loan Payments
By Mike Berner | July 16, 2026
When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.
person using a calculator to do accounting
Article
FreshBooks vs. QuickBooks Comparison
By Mike Berner | July 16, 2026
FreshBooks and QuickBooks are two of the best accounting software programs for small businesses. Here’s how they compare.
Article
18 Small Business Grants for Minorities
By Adam Uzialko | July 16, 2026
Business grants help provide free funding to minority business owners. Check out the most updated list of minority business and how to apply.
person punching numbers on a calculator
Article
How to Build a Rolling Cash Flow Forecast for Your Small Business
By Adam Uzialko | July 16, 2026
Learn how to build a rolling cash flow forecast that shows you shortfalls weeks early, while you still have time to act.
Article
Free Small Business Budget Template and How to Create Your Startup’s Budget
By Jamie Johnson | July 15, 2026
Need a free business budget template download? Get it here and learn how to use it to track your monthly and annual business revenue and expenses.
salespeople with headsets in an office using laptops
Article
A Small Business Owner’s Guide to Chart of Accounts Setup
By Adam Uzialko | July 15, 2026
Learn how to build a chart of accounts that gives you clean books, useful reports and an easier tax season.
Article
The SBSS Score Explained: What It Is and Why It Matters When Applying for a Loan
By Jamie Johnson | July 14, 2026
Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.
person using a calculator
Article
What Is a Business Savings Account?
By Adam Uzialko | July 14, 2026
Business savings accounts are useful for maintaining an operational reserve, saving for tax expenditures and planning for emergencies while also keeping your money in an interest-bearing account.
person holding a credit card
Article
Using an SSN vs. EIN for Business Credit Cards
By Adam Uzialko | July 14, 2026
Most business credit cards require an SSN, even if your business has an EIN. Learn how issuers use each number, when EIN-only approval is possible, how personal guarantees work and what it takes to...
person working at a desk in a wheelchair
Article
The Complete Guide to Small Business Invoice Management
By Chad Brooks | July 14, 2026
Invoice management can get messy as a small business grows, but establishing a clear invoice management system can ensure you stay organized and get paid on time.
accountant using a calculator
Article
How Offering Multiple Payment Options Results in Faster Payments
By Adam Uzialko | July 14, 2026
Providing your customers with multiple payment options increases the likelihood they pay quickly, strengthening your cash flow and reducing invoice follow up.
businessperson calculating an invoice
Article
The Steep Costs of Late Payments for Small Businesses
By Adam Uzialko | July 14, 2026
Timely payments are critical for small businesses, which rely on healthy cash flow to survive. The costs of late payments can add up and threaten a business’s survival.
Article
How to Find and Attract Business Investors
By Mark Fairlie | July 13, 2026
Need an investor to help grow your startup? Here's how to find an investor and what to look for.
Article
Is a Line of Credit or a Term Loan Better For Your Business in 2026?
By Donna Fuscaldo | July 13, 2026
Lines of credit and term loans could be useful for your business in 2026. This guide explains which is best based on your needs.
Article
4 Ways to Boost Your Balance Sheet
By Donna Fuscaldo | July 13, 2026
Want to improve cash flow or look good in the eyes of the bank or investors? Here's how to strengthen your balance sheet.
Fora Financial logo
Review
Fora Financial Review
By Mike Berner | July 09, 2026
Fora Financial offers short-term loans up to $1.5 million to SMBs that have been in business for as little as 6 months and drive $240,000 in annual revenue.
payment gateway
Article
What Is a Payment Gateway? How It Works for Small Businesses
By Adam Uzialko | July 09, 2026
Learn how payment gateways work, what they cost and how to choose a secure, scalable payment setup for your e-commerce business.
Clover logo
Review
Clover Credit Card Processing Review and Pricing
By Mike Berner | July 09, 2026
Clover offers robust credit card processing services, with various plans for its POS system. See our full review of features, pricing and limitations.
colleagues talking in front of a laptop
Article
Accounting Cycle 101
By Dachondra Cason | July 09, 2026
Learn how the accounting cycle works, from recording transactions and preparing trial balances to closing the books, plus how accounting software can simplify the process.
Review
OnPay Review and Pricing
By Jessica Elliott | July 08, 2026
OnPay is a payroll and tax filing service that simplifies workflows and automates compliance. We reviewed OnPay's features, pricing and ease of use.
Article
How to Apply for a Business Credit Card if You Have Bad Credit
By Donna Fuscaldo | July 07, 2026
Qualifying for a business credit card with bad credit is hard but not impossible. Learn about card options if you have bad credit, such as secured cards.
Advance Funds logo
Review
Advance Funds Network Review in 2026
By Natalie Hamingson | July 06, 2026
Advance Funds Network is an alternative lender known for extremely fast application approval turnaround, sometimes as quickly as just a few hours.