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Finance

Everything you need to know about how your business can achieve financial success.

Latest: Advice, Tips and Resources in Finance

North Payments logo
Review
North Payments Review
By Mike Berner | August 22, 2024

North American Bancard is a credit card processor with quick setup that serves high-risk businesses. Learn about its fast approval process and features.

Article
Should You Pick the Cheapest Payroll Service?
By Sean Peek | August 22, 2024

QuickBooks, Rippling, Gusto and Zenefits are among the cheapest payroll services that also boast a range of features for small businesses.

Article
Factors to Review When Choosing a Credit Card Payment Service
By Jennifer Dublino | August 22, 2024

Ready for your business to accept credit cards? Consider these 10 credit card payment services to choose the right one for your small business.

Review
SBG Funding Review
By Mike Berner | August 21, 2024

Smart Business Growth (SBG) Funding prides itself on helping small businesses by making the loan application process easier. From a quick application process and minimal paperwork to fast funding,...

Review
PayPal Business Loans Review
By Matt D’Angelo | August 21, 2024

PayPal offers both term loans and working capital loans to small businesses with a PayPal Business account.

Fora Financial logo
Review
Fora Financial Review
By Mike Berner | August 21, 2024

Fora Financial offers working capital loans for small businesses. Loans range from $5,000 to $500,000. This merchant cash advance company extends its offers to small businesses that have been in...

Article
Which Is Better: Cash- or Accrual-Based Business Accounting?
By Sean Peek | August 21, 2024

Cash- and accrual-based business accounting are analysis methods for determining a business's financial health. Learn which is right for your business.

Article
7 Accounting Mistakes That Cost Small Businesses Significant Growth
By Jamie Johnson | August 21, 2024

Minor small business accounting errors can have a significant effect on your business's finances. Learn the most common accounting mistakes to avoid.

Article
There’s a Fee for That: Pros and Cons of Surcharging Credit Cards
By Jennifer Dublino | August 21, 2024

Should you start surcharging to mitigate credit card processing fees? Learn the pros and cons of surcharging, as well as some alternatives.

Article
Unique Ways Small Businesses Can Increase Cash Flow
By Mark Fairlie | August 21, 2024

Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.

Article
How the Self-Employed Can Make Roth IRA Contributions
By Jennifer Dublino | August 21, 2024

This guide explains how self-employed people can make Roth IRA contributions to save for their retirement.

Article
What Is a Hard Money Loan?
By Simone Johnson | August 21, 2024

Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key for this type of lending.

Article
What Is GAAP? A Guide to Generally Accepted Accounting Principles
By Jamie Johnson | August 21, 2024

GAAP refers to a set of rules and standards used for financial reporting in the U.S. Learn how GAAP principles work and what they mean for your business.

Article
5 FreshBooks Alternatives
By Dachondra Cason | August 21, 2024

While FreshBooks is popular accounting software, others might work better for your company. Learn about some alternatives.

Article
Do You Understand the Fine Print of Your Loan Agreement?
By Siri Hedreen | August 21, 2024

Important information is tucked away in the fine print of a loan agreement. Learn what to look for and what you're agreeing to before you sign it.

Article
What to Do If You Can’t Get a Business Loan
By Donna Fuscaldo | August 21, 2024

Here's what to do if you can't get a business loan, and why being turned away isn't the end of the world.

Article
Business Loan Terms You Should Know
By Simone Johnson | August 21, 2024

When seeking a business loan for your small business, it's important to understand the terms banks use. Learn the most important business loan terms.

Article
Should You Use a Business Credit or Debit Card?
By Donna Fuscaldo | August 21, 2024

Discover which is best for your business – a business debit card or a credit card.

Article
How to Start Budget Planning for Your Business
By Sean Peek | August 21, 2024

Business owners need budgets to help them manage money and meet financial goals. Learn how and why to start budget planning for your business.

Article
Small Business Guide to Alternative Lending
By Donna Fuscaldo | August 21, 2024

Alternative lenders offer more flexible terms and faster approval and funding than traditional banks. Discover more about alternative loans.

Article
Accounts Payable vs. Accounts Receivable: What You Need to Know
By Jamie Johnson | August 21, 2024

Accounts payable is money your business owes, and accounts receivable is money owed to you. Learn how accounts payable and accounts receivable differ.

Article
Wave Accounting Software Alternatives
By Jamie Johnson | August 19, 2024

Wave is a good option for accounting software, but it has certain limitations. Consider seven Wave alternatives that can grow with your business.

Article
The Difference Between an Accountant and a Bookkeeper (and Why You Need Both)
By Dachondra Cason | August 19, 2024

Understanding the distinction between accountants and bookkeepers can save your business a lot of money.

Article
You Can Do It: How to Start a Business Without a Loan
By Donna Fuscaldo | August 15, 2024

Debt isn't the only way! Here are alternatives to getting a loan in order to start your business.

Article
How to Qualify for an Agricultural Loan
By Max Freedman | August 12, 2024

It can be difficult to keep up with the costs associated with running a farm. Low-interest agricultural loans help farmers stay afloat.

Article
How to Self-Fund Your Business
By Sean Peek | August 12, 2024

While self-funding a business is difficult, it isn’t impossible. Here are important tips for entrepreneurs considering the idea.

Article
Traditional vs. Roth IRAs: What SMB Owners Must Know
By Max Freedman | August 05, 2024

SMB owners are responsible for their own nest eggs. Which retirement account should they choose? Compare the pros and cons of traditional and Roth IRAs.

Square logo
Review
Square Review and Pricing
By Mike Berner | July 31, 2024

Square is a top credit card processor with no fees, low rates and pay-as-you-go terms. Learn why Square is the best credit card processor for startups.