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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Business.com earns commissions from some listed providers. Editorial Guidelines.

Latest: Advice, Tips and Resources in Finance

business bank account graphic
Article
When to Switch Business Banks
By Adam Uzialko | April 02, 2026
Switching business banks isn’t always easy, but sometimes it’s necessary — here’s how to know when.
business bank account graphic
Article
Business Bank Account Denied: What to Do
By Adam Uzialko | April 02, 2026
Man using a calculator for finances
Article
Business Checking vs. Business Savings: Which Do You Need?
By Adam Uzialko | March 31, 2026
Review
PayPal Business Loans Review
By Matt D’Angelo | March 27, 2026
PayPal offers two small business loan products with fast funding and flexible qualifications. Read our review to learn about rates, terms, and more.
Man using a calculator for finances
Article
How to Apply a Break-Even Analysis to Your Small Business
By Simone Johnson | March 24, 2026
A break-even analysis is an essential element of financial planning. Here’s how to apply it to your business.
Review
Paychex Payroll Software Review and Pricing
By Jessica Elliott | March 18, 2026
Paychex offers enterprise-grade onboarding, payroll and HR features. Learn why it’s our top pick for larger businesses needing payroll services.
Article
1099-MISC vs. 1099-NEC Tax Form Guide
By Julie Thompson | March 10, 2026
These tax forms affecting independent contractors and freelancers have changed. Learn how and when to file.
Article
How to Create and Send Invoices With PayPal
By Jennifer Dublino | March 06, 2026
PayPal makes invoicing fast and simple — here's everything you need to get started.
Article
Should Your Restaurant Accept Bitcoin?
By Mark Fairlie | March 05, 2026
Learn when accepting cryptocurrency makes sense in restaurants ― and when it doesn't.
Article
Fixed and Variable Expenses: What Do These Terms Mean?
By Sammi Caramela | March 02, 2026
To create a proper budget, you’ll want to consider both your fixed and variable expenses. Here are some examples of each.
person using a calculator to do accounting
Article
Hitting the Books: A Guide to Retail Accounting
By Jill Bowers | February 26, 2026
Accounting for a retail business comes with the challenge of calculating and tracking inventory. Here are some methods you can use.
Article
K-1s and How They Are Used
By Jennifer Dublino | February 24, 2026
If you’re in a partnership, K-1 tax forms are used to distinguish your business’s income from your personal income.
Article
Small Business Credit Card Processing: What You Need to Know in 2026
By Elizabeth Crumbly | February 24, 2026
Customers expect businesses to accept credit cards and digital payments in 2026. This guide covers what you need to know to choose the right payment processor.
Article
How to Reconcile a Business Bank Account
By Dock David Treece | February 21, 2026
Reconciling your business account is the best way to catch errors and spot potentially fraudulent transactions.
Article
What Are Chargebacks, and How Can You Avoid Them?
By Skye Schooley | February 20, 2026
Chargebacks create significant financial and operational hurdles for modern businesses.
Article
A Guide to Payroll Forms for Employers
By Simone Johnson | February 11, 2026
Keeping accurate payroll records is critical for managing your finances and meeting your tax obligations.
Article
How to Accept Credit Card Payments Over the Phone
By Adam Uzialko | February 10, 2026
Boost customer satisfaction with another convenient payment option.
Payment processor
Article
Payment Gateway vs. Payment Processor: Key Differences Explained
By Jennifer Dublino | February 10, 2026
If you plan to accept credit cards online, you’ll need these services. Hub: Business Finances > Business Payments
Article
Capital vs. Operating Grants: Which Does Your Business Need?
By Donna Fuscaldo | February 10, 2026
These grants can help your business in different ways. Learn what they entail and which type of grant is right for your company.
handheld POS
Article
How to Choose a Mobile POS System
By Skye Schooley | February 10, 2026
When evaluating mobile POS systems, you should consider your budget, the limits of your current system and your future business goals.
Article
Find Out Which Credit Card Payment App for Android Works Best for You
By Adam Uzialko | February 10, 2026
Android-compatible payment apps can be game-changers for merchants.
Article
A Guide to Restaurant Payment Processing
By Jennifer Dublino | February 10, 2026
How do you know which payment processor is best for your restaurant? Consider these guidelines and steps to select the right credit card processor.
Article
14 Accounting and Cash Flow Management Lessons From CEOs
By Catherine vanVonno | February 10, 2026
Many small businesses struggle with cash flow and other accounting issues. There are useful tips and strategies to help you manage business finances effectively.
Article
Hidden Gotchas in Your Business Loan Repayment Terms
By Adam Uzialko | February 10, 2026
Discover hidden terms and fees in loan agreements to avoid surprises beyond your monthly payments. Learn what lenders might include.
Article
The Best Way to Take Payments With Your iPhone
By Jennifer Dublino | February 10, 2026
Mobile businesses can save time and money by accepting payments with their iPhones.
Article
PayPal vs. Merchant Account: What’s the Difference?
By Jennifer Dublino | February 10, 2026
PayPal and merchant accounts offer different ways to process customer payments — here’s how they compare.
Article
Common Payroll Discrepancies and How to Fix Them
By Sean Peek | February 10, 2026
Payroll is a critical business process that can be prone to errors. Here are some common payroll discrepancies as well as how to avoid and fix them.
Article
Six Simple Steps to Valuing Your Small Business
By Russell Smith | February 09, 2026
If you're looking for investors or want to sell your business, you must determine its value. Follow these four steps to calculate it.
Article
The Best PayPal Alternatives
By Anna Baluch | February 03, 2026
Many businesses use PayPal to facilitate payments, but a better option for your business might exist.
Article
How to Calculate Gross and Net Pay
By Julie Ritzer Ross | January 30, 2026
To pay your employees the correct amount each pay period, you need to know how to calculate their gross and net pay.