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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

Article
10 Tips for Choosing a Credit Card Processor for Your Construction Company
By Lori Fairbanks | June 09, 2025

Construction firms should choose ISO/MSP processors for large, varied payments and mobile POS systems to accept credit cards in the field and online.

Article
Square vs. PayPal
By Jennifer Dublino | June 09, 2025

Square suits high-volume businesses with lower online fees and robust POS tools at 2.6% + $0.10. PayPal works for low-volume merchants needing flexibility.

Square POS device
Article
Merchant One vs. Square Comparison
By Jennifer Dublino | June 09, 2025

Merchant One charges interchange-plus pricing with $13.95 monthly fees and 24/7 support. Square offers flat 2.6% + 10¢ rates with no monthly fee on basic plans.

credit card processor
Article
Stripe vs Stax Comparison
By Mike Berner | June 09, 2025

Stax charges flat subscriptions ($99-$199 monthly plus 8-15¢ per transaction) for high-volume businesses. Stripe charges 2.9% + 30¢, better for e-commerce.

Article
The Best Way to Take Payments With Your iPhone
By Jennifer Dublino | June 09, 2025

You can accept iPhone payments with credit card readers from processing companies like Clover Go, Square Reader, PayPal Zettle, Helcim, Payanywhere, or SumUp.

National Processing logo
Review
National Processing Review
By Jennifer Dublino | June 09, 2025

National Processing offers interchange-plus pricing with locked-in low rates and works with new and high-risk businesses. Free SwipeSimple virtual terminal.

Merchant One logo
Review
Merchant One Review and Pricing
By Mike Berner | June 09, 2025

MerchantOne offers custom interchange-plus pricing, 98% approval rate, Clover POS integration, and 175+ shopping cart connections for all business sizes.

person paying by credit card
Article
11 Ways to Help Protect Your Company (and Customers) When You Take Payments Online
By Jennifer Dublino | June 09, 2025

Secure online payments with 2FA, SSL certificates, PCI DSS compliance, cyber insurance, and secure platforms like BigCommerce, Shopify, and WooCommerce.

Quickbooks logo
Review
QuickBooks Payroll Review and Pricing
By Jessica Elliott | May 16, 2025

Pay employees and contractors with Intuit QuickBooks Payroll. See why this is the best payroll solution for businesses seeking an accounting integration.

Xero logo
Review
Xero Accounting Software Review and Pricing
By Mike Berner | May 05, 2025

Xero accounting software offers unlimited users, 1,000+ integrations, and plans from $12-$65/month with user-friendly interfaces for growing businesses.

TouchBistro logo
Review
TouchBistro Review and Pricing
By Jamie Johnson | March 20, 2025

TouchBistro is a customizable POS system for restaurants of all sizes. Learn how TouchBistro works and the different features it offers.

Clover logo
Review
Clover POS System Review and Pricing
By Jamie Johnson | March 05, 2025

Clover is an all-in-one POS system for restaurants, retail stores and service-based businesses. Learn more about Clover and how it works.

Article
Fixed and Variable Expenses: What Do These Terms Mean?
By Sammi Caramela | March 03, 2025

Find out the definitions and see examples of fixed, variable and mixed expenses. Read on to learn how to save on these costs.

Article
1099-MISC vs. 1099-NEC Tax Form Guide
By Julie Thompson | February 26, 2025

How do 1099-MISC and 1099-NEC tax forms differ? Learn the differences between 1099-MISC and 1099-NEC, which affect independent contractors and freelancers.

Article
Using Form 941 to Pay Quarterly Payroll Taxes
By David Gargaro | January 23, 2025

Businesses must file Form 941 quarterly to report the total taxes withheld from employees' paychecks. Here's everything you need to know about Form 941.

Article
Cash Register Buying Guide: POS vs. Cash Registers vs. Tablet mPOS
By Jennifer Dublino | January 23, 2025

Your brick-and-mortar business must provide quick, seamless customer checkout options. Learn if cash registers or POS systems are right for your business.

Article
How to Plan for Hourly Employees in Your Budget
By Julie Thompson | January 23, 2025

Many businesses hire hourly employees with varying hours. Learn how to determine and calculate the average cost of an hourly employee to your business.

Article
Importance of a Strong Finance Team for Accounting and Seeking Capital
By Jennifer Dublino | January 17, 2025

To achieve financial goals you might need a top-notch finance department. Learn how your company can become more competitive.

accountant using a calculator
Article
How to Choose Accounting Software
By Jamie Johnson | January 16, 2025

The best accounting software makes it easy for a business to track expenses, send invoices and collaborate with their accountant. Here’s what to consider.

Article
The Complete Guide to Accounts Payable Reporting
By Jamie Johnson | January 15, 2025

An accounts payable reporting process ensures accurate financial data and on-time bill payments. Learn about accounts payable reporting and report types.

Article
Assets in Business Accounting: Types & Determining Value
By Sean Peek | January 15, 2025

Assets refer to resources that can be converted into cash. Learn how assets work, the various types of assets, how to determine an asset's value and more.

Article
Make More Sales With More E-commerce Payment Options
By Danielle Fallon-O’Leary | January 15, 2025

Completing a payment should be the easiest part of your customer's journey. Try to make it as fast and straightforward as possible for them.

Article
What Is an Accounts Payable Process?
By Jamie Johnson | January 15, 2025

Set up an accounts payable process to ensure vendors are paid on time, reduce duplicate payments, and maintain accurate financial records for your business.

Accountant using a calculator
Article
FreshBooks vs. Xero Comparison
By Tom Anziano | January 14, 2025

FreshBooks and Xero are two top accounting software programs for small businesses. Here’s how they compare.

Article
How to Choose a POS Cash Register
By Jennifer Dublino | January 13, 2025

Choosing a processing system to handle payments is an important part of your business. But there is a register to fit every establishment’s needs.

Article
Supply Chain Finance or Invoice Factoring: Which Is Better for Managing Cash Flow?
By Sean Peek | January 07, 2025

How to assess if supply chain finance is right for your business or if invoice factoring would work better for your company’s needs?

hand using a calculator and notebook
Article
What’s a Healthy Level of Business Debt?
By Matt D’Angelo | January 06, 2025

Healthy business debt is often necessary for growth. Learn how to distinguish good and bad business debt and determine a healthy debt amount to carry.

Article
Best Business Loans for Bad Credit
By Donna Fuscaldo | January 03, 2025

Business loans can be difficult to secure if you have bad credit. Here are financing options for businesses with poor credit history.

Businesswoman looking at a line chart on a computer screen
Article
How to Wrap Up Your Fiscal Year and Start the New One Right
By Max Freedman | December 19, 2024

Follow these tips to end your fiscal year the right way and kick off your next one primed for success.

Article
14 Accounting and Cash Flow Management Lessons From CEOs
By Catherine vanVonno | December 17, 2024

Learn the best practices for handling cash flow and other accounting issues. These useful tips and strategies will help you manage business finances.