Your free business.com+ membership unlocks exclusive tech deals and advisor support
Join Free
BDC Hamburger Icon

Menu

Close
BDC Logo with Name
Search Icon
Search Icon

Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Presented by in Partnership with
Sponsor
Business.com earns commissions from some listed providers. Editorial Guidelines.

Latest: Advice, Tips and Resources in Finance

Article
9 Benefits of Switching to Cloud-Based POS Software
By Sean Peek | January 29, 2026
Cloud-based point-of-sale (POS) software has many advantages over traditional sales technology. Consider these benefits and top systems.
Article
Complete List of POS Charges and Fees
By Jamie Johnson | January 29, 2026
Every size business can benefit from a POS system, and there are various prices and technology suited for every need. Here’s what you need to know.
Article
How to Self-Fund Your Business
By Sean Peek | January 28, 2026
While self-funding a business is difficult, it isn’t impossible. Here are important tips for entrepreneurs considering the idea.
Article
How to Qualify for an Agricultural Loan
By Max Freedman | January 28, 2026
It can be difficult to keep up with the costs associated with running a farm. Low-interest agricultural loans help farmers stay afloat.
Article
You Can Do It: How to Start a Business Without a Loan
By Donna Fuscaldo | January 28, 2026
Debt isn't the only way! Here are alternatives to getting a loan in order to start your business.
Article
5 Restaurant Employee Scams That Will Cost Your Business Big
By Mona Bushnell | January 28, 2026
Learn how five top restaurant employee-theft scams work. We'll show you how to stop losing money to employee theft and retake control of your restaurant.
Article
What Is a Certified Financial Statement? (And How to Get One)
By Skye Schooley | January 27, 2026
Learn what certified financial statements are, when you need them, and how to obtain them. Includes costs, timelines and a complete prep checklist.
person doing taxes
Article
Small Business Tax Credits: Your Complete Guide to Reducing Your Tax Bill Dollar-for-Dollar
By Adam Uzialko | January 27, 2026
These tax credits can reduce your small business’s tax burden, saving you money and helping your business grow.
person doing taxes
Article
The Small Business Owner’s Guide to Tax Season Readiness
By Adam Uzialko | January 27, 2026
This guide covers how to prepare your small business for tax season, including organizing records, working with tax pros, and introducing automation.
Article
5 Best Construction Estimating Tools
By Eduardo Vasconcellos | January 27, 2026
Accurate estimates are key to your construction business's success. Learn about the top five construction estimating software tools.
marketing team
Article
Scaling Your Small Business: Systems and Tools You Need Before Expanding Your Team
By Adam Uzialko | January 26, 2026
Scaling your small business requires the right tools and systems, including payroll, time tracking and accounting tools that can automate repetitive tasks.
Article
Supply Chain Finance or Invoice Factoring: Which Is Better for Managing Cash Flow?
By Sean Peek | January 26, 2026
How to assess if supply chain finance is right for your business or if invoice factoring would work better for your company’s needs?
Article
How to Hire the Right Accountant for Your Business
By Mike Berner | January 23, 2026
An accountant can add financial balance to your life. But how do you pick the right accountant for your business? Here are our tips.
Article
10 Tips for Choosing a Credit Card Processor for Your Construction Company
By Lori Fairbanks | January 23, 2026
Construction firms should choose ISO/MSP processors for large, varied payments and mobile POS systems to accept credit cards in the field and online.
Article
The Complete Guide to Accounts Payable Reporting
By Jamie Johnson | January 22, 2026
An accounts payable reporting process ensures accurate financial data and on-time bill payments. Learn about accounts payable reporting and report types.
Article
What Is an Accounts Payable Process?
By Jamie Johnson | January 22, 2026
Set up an accounts payable process to ensure vendors are paid on time, reduce duplicate payments, and maintain accurate financial records for your business.
Article
Using Form 941 to Pay Quarterly Payroll Taxes
By David Gargaro | January 22, 2026
Businesses must file Form 941 quarterly to report the total taxes withheld from employees' paychecks. Here's everything you need to know about Form 941.
Article
Time to Ditch Cash? Why Credit Cards Only Might Make Sense at Your Restaurant
By Jennifer Dublino | January 22, 2026
Accepting only credit cards can boost restaurant efficiency, reduce theft and speed up service — but it may alienate cash-preferring customers.
Article
How to Plan for Hourly Employees in Your Budget
By Julie Thompson | January 21, 2026
Many businesses hire hourly employees with varying hours. Learn how to determine and calculate the average cost of an hourly employee to your business.
Article
Make More Sales With More E-commerce Payment Options
By Danielle Fallon-O’Leary | January 21, 2026
Completing a payment should be the easiest part of your customer's journey. Try to make it as fast and straightforward as possible for them.
Article
How to Conduct a Payroll Audit
By Max Freedman | January 21, 2026
Payroll audits can be beneficial to your business. Learn how to conduct one with this step-by-step guide and get software recommendations.
Article
Overhead Cost and How to Calculate It
By Dock David Treece | January 20, 2026
Overhead costs are expenses tied to things other than the production of goods or services. Here's how to calculate overhead.
Article
What Is General Ledger Accounting?
By Jamie Johnson | January 20, 2026
Maintaining a general ledger helps you gauge a business's financial health and avoid accounting mistakes. Learn what a general ledger is and how it works.
Article
Credit Card Receivables Financing Guide
By Jennifer Dublino | January 20, 2026
Credit card receivables financing advances funding based on future sales with high approval rates. Factor rates tend to be 1.1-1.5 with 10-20% holdback rates.
Article
What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | January 20, 2026
Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.
Article
What Is Retro Pay?
By Danielle Fallon-O’Leary | January 20, 2026
Find out the circumstances under which employers owe employees retro pay, how it differs from back pay, the tax implications and how to calculate it.
Article
PayPal 1099: How to Report Self-Employment Income to the IRS
By Jamie Johnson | January 16, 2026
You have to report PayPal income to the IRS. Learn how PayPal tracks your income and how to fill out a PayPal 1099.
Article
How to Improve Your Accounting Skills
By Jennifer Dublino | January 16, 2026
Mathematical skills can determine financial success. Whether or not it comes naturally, here are tips to sharpen your ability.
Article
The Ever-Changing Landscape of Bots and Credit Card Testing
By John Canfield | January 16, 2026
Credit card testing fraud, driven by bots, is costly and damaging to SMBs and credit cardholders. Learn how to protect your business and customers.
businessman writing in a notebook and typing on a calculator
Article
What Is Accounting Automation and How Can It Help SMBs?
By Amanda Hoffman | January 15, 2026
Discover how accounting automation helps small businesses save time, reduce errors and improve cash flow.