Your free business.com+ membership unlocks exclusive tech deals and advisor support
Join Free
BDC Hamburger Icon

Menu

Close
BDC Logo with Name
Search Icon
Search Icon

Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Presented by in Partnership with
Sponsor
Business.com earns commissions from some listed providers. Editorial Guidelines.

Latest: Advice, Tips and Resources in Finance

Britecap logo
Review
BriteCap Financial Review: Best Lender for Accessible Funding
By Natalie Hamingson | May 05, 2026
BriteCap Financial provides term loans and lines of credit to small businesses, often as quickly as the same business day.
startup team
Article
How Does Crowdfunding Work? Platforms, Types and Tips
By Adam Uzialko | May 04, 2026
Crowdfunding platforms can help find funding for your business, project or charity. Discover which platforms are best and how to design effective campaigns.
Article
Understanding PayPal Credit Card Fees
By Adam Uzialko | May 01, 2026
Learn how PayPal credit card processing works, including transaction fees, monthly costs, chargebacks, contract terms and ways small businesses can reduce processing expenses.
Article
Payment Processing Laws and Regulations
By Jennifer Dublino | May 01, 2026
Learn the payment processing laws every business should know, from PCI DSS and ACH rules to surcharge laws, FTC oversight and fraud prevention requirements.
Article
How to Accept Credit Card Payments Using Your Phone
By Simone Johnson | May 01, 2026
Learn how to accept credit card payments with your phone, including setup steps, mobile payment tools, processing costs and tips for choosing the right provider.
accountant using a calculator
Article
Top Wave Accounting Software Alternatives
By Jamie Johnson | April 28, 2026
Wave is a good option for accounting software, but it has certain limitations. Consider seven Wave alternatives that can grow with your business.
Article
10 Critical Elements of Professional Invoices
By Megan Totka | April 28, 2026
Invoicing is crucial for small business cash flow. Learn how to create an effective professional invoice that increases the likelihood of timely payments.
business credit image
Article
What Is Business Credit and Why Does It Matter?
By Adam Uzialko | April 21, 2026
Learn what business credit is, how business credit scores work, and how to build credit for your company. Get practical steps, timelines, and common mistakes to avoid.
Article
A Guide to Accounting Software Features and Benefits
By Donna Fuscaldo | April 17, 2026
Learn the key features and benefits of accounting software, from invoicing and reporting to automation tools that help you manage your business finances more efficiently.
online vs trad banks
Article
Online Banks vs. Traditional Banks for Business
By Adam Uzialko | April 10, 2026
Learn the difference between traditional and business banks.
Gusto dashboard
Article
Gusto vs. ADP: Which Payroll Software Is Right for Your Business?
By Tom Anziano | April 08, 2026
This comparison guide breaks down the similarities and differences between ADP and Gusto payroll solutions for small businesses.
AI agent graphic
Article
Using AI Agents for Financial Reporting
By Adam Uzialko | April 06, 2026
AI agents can improve financial reporting and layer in predictive analytics to help your business take its fiscal management to the next level.
business bank account graphic
Article
When to Switch Business Banks
By Adam Uzialko | April 02, 2026
It may be time to switch business banks when you’re paying high fees, customer service is lacking or you’ve outgrown the services your current bank offers.
business bank account graphic
Article
Business Bank Account Denied: What to Do
By Adam Uzialko | April 02, 2026
Being denied for a business bank account could be a major setback, but you’re legally entitled to an explanation that outlines why you were denied and how you can fix it.
Man using a calculator for finances
Article
Business Checking vs. Business Savings: Which Do You Need?
By Adam Uzialko | March 31, 2026
Business checking and savings accounts may both have a place in your business, but they’re used for very different purposes. Here’s what you need to know.
accountant using a calculator
Article
Do You Need a Separate Bank Account for Your Business?
By Adam Uzialko | March 31, 2026
Separating your personal and business finances is an important first step in accounting best practices, and having a dedicated business bank account can help.
Review
PayPal Business Loans Review
By Matt D’Angelo | March 27, 2026
PayPal offers two small business loan products with fast funding and flexible qualifications. Read our review to learn about rates, terms, and more.
Man using a calculator for finances
Article
How to Apply a Break-Even Analysis to Your Small Business
By Simone Johnson | March 24, 2026
A break-even analysis offers financial insight to a business. Learn why it’s essential to making informed decisions and how to apply it within your company.
Review
Paychex Payroll Software Review and Pricing
By Jessica Elliott | March 18, 2026
Paychex offers enterprise-grade onboarding, payroll and HR features. Learn why it’s our top pick for larger businesses needing payroll services.
Article
1099-MISC vs. 1099-NEC Tax Form Guide
By Julie Thompson | March 10, 2026
How do 1099-MISC and 1099-NEC tax forms differ? Learn the differences between 1099-MISC and 1099-NEC, which affect independent contractors and freelancers.
Article
How to Create and Send Invoices With PayPal
By Jennifer Dublino | March 06, 2026
Want to send a professional invoice via PayPal? Follow this guide to learn how
Article
Should Your Restaurant Accept Bitcoin?
By Mark Fairlie | March 05, 2026
Some restaurants have started accepting Bitcoin as payment. Learn the pros and cons of accepting Bitcoin in restaurants and how to get started.
Article
Everything to Know About Farm Equipment Loans
By Donna Fuscaldo | March 05, 2026
Farm equipment is costly, and for many in the agriculture industry, it's imperative to find affordable financing. Read our guide on farm equipment loans.
Article
Bookkeeper vs. Accountant: What the Differences Are & Why You Need Both
By Dachondra Cason | March 05, 2026
Understanding the distinction between accountants and bookkeepers can save your business a lot of money.
Article
Fixed and Variable Expenses: What Do These Terms Mean?
By Sammi Caramela | March 02, 2026
Find out the definitions and see examples of fixed, variable and mixed expenses. Read on to learn how to save on these costs.
Article
Venmo for Business: Is It Right for You?
By Jennifer Dublino | February 26, 2026
Venmo for Business lets small businesses accept payments easily with low fees, quick setup, no approval needed and access to a large, young customer base.
person using a calculator to do accounting
Article
Hitting the Books: A Guide to Retail Accounting
By Jill Bowers | February 26, 2026
Learn about the methods of calculating and tracking inventory that are used in retail accounting.
Businesswoman looking at a line chart on a computer screen
Article
How to Wrap Up Your Fiscal Year and Start the New One Right
By Max Freedman | February 25, 2026
Follow these tips to end your fiscal year the right way and kick off your next one primed for success.
Article
K-1s and How They Are Used
By Jennifer Dublino | February 24, 2026
Partnerships use schedule K-1 tax forms to avoid tax penalties by distinguishing business income and personal income.
Article
Small Business Credit Card Processing: What You Need to Know in 2026
By Elizabeth Crumbly | February 24, 2026
Credit card processing allows businesses to accept debit and credit card transactions, boosting sales and customer satisfaction in the process. Here’s how it works.