Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Latest: Advice, Tips and Resources in Finance

Article

How to Charge Late Fees and Interest on Unpaid Invoices

By Jennifer Dublino | September 10, 2026

If your customers haven’t paid you there can still recoup your money. Here’s what you should know about charging interest and late fees on outstanding invoices.

Article

Cash Register Buying Guide: POS vs. Cash Registers vs. Tablet mPOS

By Jennifer Dublino | September 10, 2026

With so many checkout options, which is right for your business’s needs? Learn if a POS, a traditional cash register or a tablet mPOS system is the best fit.

Article

Should You Use a Business Credit or Debit Card?

By Donna Fuscaldo | September 10, 2026

Discover which is best for your business – a business debit card or a credit card.

Article

How to Apply for a Business Credit Card if You Have Bad Credit

By Donna Fuscaldo | September 10, 2026

Qualifying for a business credit card with bad credit is hard but not impossible. Learn about card options if you have bad credit, such as secured cards.

Article

How to Optimize Rewards Across Multiple Business Credit Cards

By Adam Uzialko | September 10, 2026

Learn how to optimize rewards across multiple business credit cards by matching cards to spending categories, managing employee cards and maximizing redemptions.

Article

Business Credit Cards for S Corporations

By Adam Uzialko | September 10, 2026

Learn how business credit cards work for S corporations, including application requirements, personal guarantees, business credit reporting, bookkeeping benefits and tips for choosing the right card.

Article

Which Business Credit Card Fees Are Tax-Deductible?

By Sally Herigstad | September 10, 2026

Businesses can deduct credit card annual fees and other fees as business expenses. Learn how to deduct business credit card fees on your taxes correctly.

Article

The Ever-Changing Landscape of Bots and Credit Card Testing

By John Canfield | September 09, 2026

Credit card testing fraud, driven by bots, is costly and damaging to SMBs and credit cardholders. Learn how to protect your business and customers.

Article

What to Do If You’re Behind on Your Taxes

By Sally Herigstad | September 09, 2026

Getting behind on your taxes can result in penalties, including liens and levies on your business. Here’s what to do if you’re past due.

Article

How to Apply for a Business Credit Card as a Sole Proprietor

By Andrew Martins | September 09, 2026

Sole proprietors can use a business credit card to build credit, earn rewards and even out cash flow. Learn how to improve your chances of qualifying.

Article

How Human Intelligence and AI Work Together to Solve Accounting Problems

By Adam Uzialko | September 09, 2026

The combination of human and artificial intelligence can be a powerful asset when it comes to solving challenging accounting problems.

Article

Using AI Tools to Uncover Tax Deductions You May Not Have Known About

By Adam Uzialko | September 09, 2026

Artificial intelligence can help you uncover tax deductions you’re entitled to by tracking transactions and recognizing patterns, saving you money on your tax bill.

Article

The Complete Guide to Accounts Payable Reporting

By Jamie Johnson | September 09, 2026

An accounts payable reporting process ensures accurate financial data and on-time bill payments. Learn about accounts payable reporting and report types.

Article

Top Wave Accounting Software Alternatives

By Jamie Johnson | September 09, 2026

Wave is a good option for accounting software, but it has certain limitations. Consider seven Wave alternatives that can grow with your business.

Article

7 Things to Know About Small Business Credit Card Payment Processing

By Jennifer Dublino | September 09, 2026

Credit card processing fees range 1.7-2.05% in-person and 2.25-3.25% online. PCI non-compliance costs $10-100/month; security breach audits average $36,000.

Article

Asset Management for Your Construction Firm: 8 Tips for Success

By Mark Fairlie | September 09, 2026

Learn valuable tips for managing assets for your construction business.

Article

How Business Debt Consolidation Works

By Julie Thompson | September 08, 2026

Debt consolidation offers many benefits, but it is not appropriate for all businesses. This is what you should consider before your company begins the process.

Article

Small Business Guide to Alternative Lending

By Donna Fuscaldo | September 08, 2026

Alternative lenders generate financing options for small businesses that don’t qualify for loans with traditional banks or the SBA. Learn more in this guide.

Article

Employee Bonuses Guide

By David Gargaro | September 08, 2026

Employee bonuses are any compensation paid in excess of an employee's base salary or hourly wage. Learn how to structure and implement employee bonuses.

Article

What Is a Discretionary Bonus?

By David Gargaro | September 08, 2026

A nuanced understanding is crucial when offering compensation beyond employees' agreed-upon salary or wages.

Article

Payment Terms and Invoice Workflows That Shorten Your Collection Cycle

By Adam Uzialko | September 04, 2026

Deposits, net terms, early-payment discounts and enforceable late fees — how to structure invoice workflows so you get paid faster.

Article

How to Improve Your Small Business’s Cash Flow

By Sean Peek | September 04, 2026

Cash flow is critical for businesses, so managing it is key. Here's how to improve your business's cash flow situation.

Article

Budget Planning: A Small Business Budgeting Guide

By Sean Peek | September 04, 2026

Learn how to create a business budget with this step-by-step guide. Discover budgeting best practices, essential planning tools, key financial metrics and tips for forecasting revenue, managing...

Article

How to Process Accounts Receivable: A Step-by-Step Guide

By Jamie Johnson | September 04, 2026

Learn how the accounts receivable process works and how accounting software can streamline your business’s ability to track and collect money owed.

Woman accountant use calculator and computer with holding pen on

Article

How to Get Professional Guidance for Your SMB on a Budget

By Amanda Hoffman | September 04, 2026

Discover budget-friendly ways for small businesses to access expert financial guidance.

Article

How to Accept Credit Card Payments Using Your Phone

By Simone Johnson | September 04, 2026

Learn how to accept credit card payments with your phone, including setup steps, mobile payment tools, processing costs and tips for choosing the right provider.

Article

Which Bookkeeping Tasks Should Be Automated (And Which Shouldn’t)?

By Adam Uzialko | September 03, 2026

Not every bookkeeping task should run unsupervised. Use this three-tier framework to decide what to automate, what to queue for review and what to keep.

Article

QuickBooks vs. Xero Comparison

By Mike Berner | September 03, 2026

QuickBooks and Xero are two of the most popular accounting software choices for small businesses. Here is how they compare.

Article

Gusto vs. Paychex Comparison: Comparing Two of Our Top HR Solutions

By Skye Schooley | September 02, 2026

Gusto and Paychex are excellent HR solutions with payroll and essential human resources features. Here's how they compare in pricing, usability and more.

Article

Gusto vs. ADP: Which Payroll Software Is Right for Your Business?

By Tom Anziano | September 02, 2026

This comparison guide breaks down the similarities and differences between ADP and Gusto payroll solutions for small businesses.

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