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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Latest: Advice, Tips and Resources in Finance

Article
Importance of a Strong Finance Team for Accounting and Seeking Capital
By Jennifer Dublino | June 26, 2026
To achieve financial goals you might need a top-notch finance department. Learn how your company can become more competitive.
person signing for a loan
Article
Secured vs. Unsecured Business Loans: Key Differences
By Adam Uzialko | June 26, 2026
One thing you should decide before applying for a business loan is whether you need a secured or unsecured one. Learn how to determine which works best for you.
loan rate graphic
Article
Business Loan Interest Rates: What to Expect in 2026
By Adam Uzialko | June 26, 2026
Explore current business loan interest rates in 2026, what’s driving them and how to qualify for the lowest rates across banks, SBA loans and online lenders.
startup loan graphic
Article
Startup Loans: Options for New Businesses With No Revenue
By Adam Uzialko | June 26, 2026
Getting a startup loan without revenue isn’t easy, but it’s possible. Here’s how to find funding, qualify and improve your approval odds.
person using a calculator
Article
Financial Tracking 101: Top Implementation Practices and Best Tools
By Donna Fuscaldo | June 26, 2026
Whether you do it yourself or rely on accounting software, finance tracking is essential for small business owners.
Article
Unique Ways Small Businesses Can Increase Cash Flow
By Mark Fairlie | June 26, 2026
Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.
Businesswoman looking at a line chart on a computer screen
Article
What Is a Profit and Loss Statement?
By Jamie Johnson | June 26, 2026
Learn how to create, read and analyze a profit and loss statement (P&L), including key formulas, real-world examples and accounting software recommendations.
Article
Assets in Business Accounting: Types & Determining Value
By Sean Peek | June 25, 2026
Assets refer to resources that can be converted into cash. Learn how assets work, the various types of assets, how to determine an asset's value and more.
person signing a contract
Article
Business Credit Card vs. Line of Credit
By Adam Uzialko | June 25, 2026
Compare business credit cards and lines of credit, including interest rates, borrowing limits, approval requirements and when each is the better choice.
accounting program on a table
Article
AI in Accounting: What Small Businesses Should Actually Expect in 2026
By Adam Uzialko | June 25, 2026
Amidst the hype and doom, it can be difficult to understand what AI can actually do for your business. In terms of AI accounting, here’s what you can expect.
Woman accountant use calculator and computer with holding pen on
Article
How to Use Real-Time Financial Dashboards to Make Better Business Decisions
By Adam Uzialko | June 25, 2026
Real-time financial dashboards support better business decision making. Here’s how these analytics tools work and how to make the most of them.
people looking at analytics on the screen
Article
User Permissions and Financial Controls: How Growing Teams Can Share the Books Without Losing Control
By Adam Uzialko | June 25, 2026
Financial data is sensitive, and as your team grows you need to control who has access to which information. That’s where role-based access control comes in.
TouchBistro logo
Review
TouchBistro Review and Pricing
By Jamie Johnson | June 25, 2026
Learn about TouchBistro's pricing, features, pros and cons to determine whether it's the best restaurant POS system for your business.
person signing a contract
Article
How to Separate Personal and Business Credit
By Adam Uzialko | June 24, 2026
Learn how to separate personal and business credit, build business credit in your company's name, protect liability protection and simplify bookkeeping and taxes.
Article
QuickBooks Desktop vs. Online: Which Should You Use?
By Mark Fairlie | June 24, 2026
Learn the differences between QuickBooks Desktop and QuickBooks Online, including pricing, features, user limits and who each version is best suited for.
Article
How to Accept Credit Card Payments for Small Businesses
By Adam Uzialko | June 24, 2026
This guide tells small business owners everything they need to know about credit card processing, including how to choose a processor and set up your system.
Article
When Does Your Business Credit Score Matter?
By Donna Fuscaldo | June 23, 2026
Your business credit score is related to but separate from your personal credit score. Learn what a business credit score is and why it matters.
Article
How Small Business Owners Can Use a HELOC to Fund Growth
By Adam Uzialko | June 23, 2026
A home-equity line of credit offers easy access to capital to start your business, but it puts your most important personal asset – your home – at risk.
person signing a contract
Article
SBA Loan Forgiveness for PPP, EIDL and 7(a) Loans
By Jamie Johnson | June 22, 2026
The U.S. SBA offers many loan programs to help small businesses. Learn the basics about PPP, EIDL and 7(a) loans and which of these include loan forgiveness.
accountant using a calculator
Article
How to Automate Your Accounts Payable Process as a Small Business
By Chad Brooks | June 18, 2026
Automating your accounts payable can save you time and help you avoid manual errors. Here’s how you can easily automate your SMB’s AP.
Article
What Is the Triple Bottom Line?
By Paula Fernandes | June 16, 2026
Customers often choose businesses that contribute positively to society. Here is how you can embrace the triple bottom line and become more socially conscious.
person swiping a credit card on a POS system
Article
How to Choose a POS Cash Register
By Jennifer Dublino | June 15, 2026
Learn how to choose a POS cash register for your business. Compare fixed and mobile systems, evaluate hardware and software requirements, understand POS costs and payment processing fees, and find a...
Article
Samsung Pay vs. Google Pay vs. Apple Pay: Which Is Best?
By Adam Uzialko | June 15, 2026
Learn all about the features Samsung Pay, Google Pay and Apple Pay offer and which digital contactless payment method will work best for your business’s needs.
person signing a contract
Article
The True Cost of Business Financing: How to Compare Loans Beyond the Interest Rate
By Adam Uzialko | June 03, 2026
There’s more to comparing business loan costs than checking the interest rate. This guide explains APR, factor rates, fees, prepayment penalties and more.
hands punching numbers on a calculator
Article
Why Every Company Should Have a Business Savings Account
By Jamie Johnson | June 03, 2026
Learn why it makes fiscal sense for your company to have a dedicated business savings account.
accountant using a calculator
Article
How to Choose Scalable Accounting Software for Business Growth
By Adam Uzialko | June 02, 2026
Choosing accounting software that can scale as your business grows can save you time and money down the line. Here’s how to find scalable accounting software.
accountants working at a desk
Article
How to Manage Intercompany Transactions Effectively
By Adam Uzialko | June 02, 2026
Sending money between subsidiaries requires careful accounting. Here’s what you need to know about managing intercompany transactions.
Man using a laptop
Article
Essential ERP Features Your Business Needs in 2026
By Adam Uzialko | June 02, 2026
Today’s ERP platforms are cloud-native, AI-powered and designed to consolidate everything from financial management and payroll to inventory tracking and customer relationships into a single...
accountant using a calculator
Article
What Is an ERP System? A Complete Guide for Growing Businesses
By Adam Uzialko | June 02, 2026
ERP systems represent a level up from small business accounting software. Here’s what you need to know about ERPs for your growing business.
Woman accountant use calculator and computer with holding pen on
Article
Why Your ERP Should Be Cloud-Based in 2026
By Adam Uzialko | June 02, 2026
Cloud-based enterprise resource planning systems combine the powerful features of ERPs with the lightweight IT architecture of SaaS.