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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Latest: Advice, Tips and Resources in Finance

person punching numbers on a calculator
Article
How to Build a Rolling Cash Flow Forecast for Your Small Business
By Adam Uzialko | July 16, 2026
Learn how to build a rolling cash flow forecast that shows you shortfalls weeks early, while you still have time to act.
Article
Free Small Business Budget Template and How to Create Your Startup’s Budget
By Jamie Johnson | July 15, 2026
Need a free business budget template download? Get it here and learn how to use it to track your monthly and annual business revenue and expenses.
Article
The SBSS Score Explained: What It Is and Why It Matters When Applying for a Loan
By Jamie Johnson | July 14, 2026
Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.
person using a calculator
Article
What Is a Business Savings Account?
By Adam Uzialko | July 14, 2026
Business savings accounts are useful for maintaining an operational reserve, saving for tax expenditures and planning for emergencies while also keeping your money in an interest-bearing account.
person holding a credit card
Article
Using an SSN vs. EIN for Business Credit Cards
By Adam Uzialko | July 14, 2026
Most business credit cards require an SSN, even if your business has an EIN. Learn how issuers use each number, when EIN-only approval is possible, how personal guarantees work and what it takes to...
person working at a desk in a wheelchair
Article
The Complete Guide to Small Business Invoice Management
By Chad Brooks | July 14, 2026
Invoice management can get messy as a small business grows, but establishing a clear invoice management system can ensure you stay organized and get paid on time.
accountant using a calculator
Article
How Offering Multiple Payment Options Results in Faster Payments
By Adam Uzialko | July 14, 2026
Providing your customers with multiple payment options increases the likelihood they pay quickly, strengthening your cash flow and reducing invoice follow up.
businessperson calculating an invoice
Article
The Steep Costs of Late Payments for Small Businesses
By Adam Uzialko | July 14, 2026
Timely payments are critical for small businesses, which rely on healthy cash flow to survive. The costs of late payments can add up and threaten a business’s survival.
Article
Is a Line of Credit or a Term Loan Better For Your Business in 2026?
By Donna Fuscaldo | July 13, 2026
Lines of credit and term loans could be useful for your business in 2026. This guide explains which is best based on your needs.
Article
4 Ways to Boost Your Balance Sheet
By Donna Fuscaldo | July 13, 2026
Want to improve cash flow or look good in the eyes of the bank or investors? Here's how to strengthen your balance sheet.
Fora Financial logo
Review
Fora Financial Review
By Mike Berner | July 09, 2026
Fora Financial offers short-term loans up to $1.5 million to SMBs that have been in business for as little as 6 months and drive $240,000 in annual revenue.
Clover logo
Review
Clover Credit Card Processing Review and Pricing
By Mike Berner | July 09, 2026
Clover offers robust credit card processing services, with various plans for its POS system. See our full review of features, pricing and limitations.
colleagues talking in front of a laptop
Article
Accounting Cycle 101
By Dachondra Cason | July 09, 2026
Learn how the accounting cycle works, from recording transactions and preparing trial balances to closing the books, plus how accounting software can simplify the process.
Review
OnPay Review and Pricing
By Jessica Elliott | July 08, 2026
OnPay is a payroll and tax filing service that simplifies workflows and automates compliance. We reviewed OnPay's features, pricing and ease of use.
Advance Funds logo
Review
Advance Funds Network Review in 2026
By Natalie Hamingson | July 06, 2026
Advance Funds Network is an alternative lender known for extremely fast application approval turnaround, sometimes as quickly as just a few hours.
Review
Wix Review
By Jeremy Bender | July 02, 2026
Wix is a capable website builder, with a rich template library and a functional AI assistant. See our full review of features, pricing and limitations.
Shopify logo
Review
Shopify POS Review and Pricing 2026
By Jeremy Bender | June 30, 2026
Shopify POS is a tool that offers businesses many options. It has several plans and it syncs seamlessly with Shopify. Learn more about its features and costs.
Article
What Is SUTA Tax? How Do You Calculate It?
By David Gargaro | June 29, 2026
When you do payroll, you’ll need to manage state unemployment tax, also known as SUTA tax. Learn how to stay compliant and calculate your state’s tax properly.
Article
Meet the Angels: Silicon Valley’s Most Well-Known Investors
By Jennifer Dublino | June 26, 2026
Silicon Valley is home to some of the most powerful investors in the nation. Check out this list of some of the most well-known investors in the Valley.
Article
Everything You Need to Know About the Statement of Shareholders’ Equity
By Donna Fuscaldo | June 26, 2026
A statement of shareholder equity can tell you if your business is doing well or if it's time to fine-tune some of your activities.
Accountant using a calculator
Article
Scaling From One Location to Many: Financial Management Strategies for Businesses with Multiple Locations
By Chad Brooks | June 26, 2026
Managing finances for a multi-entity business as it grows is no easy feat. Advanced accounting software features can help you manage the complexities.
Article
Which Is Better: Cash- or Accrual-Based Business Accounting?
By Sean Peek | June 26, 2026
Cash- and accrual-based business accounting are two methods for tracking financial performance. Learn which is right for your business.
Article
Financial Accounting: What You Need to Know
By Dock David Treece | June 26, 2026
Learn what every business owner needs to know about financial accounting, accounting software and financial statements.
person punching numbers on a calculator
Article
Revenue vs. Income: What’s the Difference?
By Dock David Treece | June 26, 2026
Learn how the relationship between revenue and income affects your business and its value.
person handing someone cash
Article
Differences Between an Angel Investor and a Venture Capitalist
By Will Jiang | June 26, 2026
To know which financing option is right for your business, it's important to understand the differences between angel investors and venture capitalists.
Article
What Is GAAP? A Guide to Generally Accepted Accounting Principles
By Jamie Johnson | June 26, 2026
It is important for small businesses to understand Generally Accepted Accounting Principles (GAAP). This guide will explain it and teach you the fundamentals.
Article
Importance of a Strong Finance Team for Accounting and Seeking Capital
By Jennifer Dublino | June 26, 2026
To achieve financial goals you might need a top-notch finance department. Learn how your company can become more competitive.
person signing for a loan
Article
Secured vs. Unsecured Business Loans: Key Differences
By Adam Uzialko | June 26, 2026
One thing you should decide before applying for a business loan is whether you need a secured or unsecured one. Learn how to determine which works best for you.
loan rate graphic
Article
Business Loan Interest Rates: What to Expect in 2026
By Adam Uzialko | June 26, 2026
Explore current business loan interest rates in 2026, what’s driving them and how to qualify for the lowest rates across banks, SBA loans and online lenders.
startup loan graphic
Article
Startup Loans: Options for New Businesses With No Revenue
By Adam Uzialko | June 26, 2026
Getting a startup loan without revenue isn’t easy, but it’s possible. Here’s how to find funding, qualify and improve your approval odds.