Credit Cards
Credit can be an important part of building your business. These resources can help you find the business credit cards and lines of credit to grow your operation, as well as supply the knowledge you need to deftly manage your business credit.
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7 Things to Know About Small Business Credit Card Payment Processing
By Jennifer Dublino | June 05, 2026
Credit card processing fees range 1.7-2.05% in-person and 2.25-3.25% online. PCI non-compliance costs $10-100/month; security breach audits average $36,000.
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Minimum Requirements for Business Credit Cards
By Adam Uzialko | June 05, 2026
Learn the minimum requirements for a business credit card, including credit score expectations, revenue qualifications and ways to improve your approval odds.
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When to Upgrade Your Business Credit Card
By Adam Uzialko | June 05, 2026
Learn the signs you've outgrown your business credit card, how upgrades work and what to consider before switching to a card that better fits your needs.
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How to Optimize Rewards Across Multiple Business Credit Cards
By Adam Uzialko | June 05, 2026
Learn how to optimize rewards across multiple business credit cards by matching cards to spending categories, managing employee cards and maximizing redemptions.
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Business Credit Card vs. Line of Credit
By Adam Uzialko | June 03, 2026
Compare business credit cards and lines of credit, including interest rates, borrowing limits, approval requirements and when each is the better choice.
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How to Separate Personal and Business Credit
By Adam Uzialko | June 03, 2026
Learn how to separate personal and business credit, build business credit in your company's name, protect liability protection and simplify bookkeeping and taxes.
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Business Credit Cards for S Corporations
By Adam Uzialko | June 02, 2026
Learn how business credit cards work for S corporations, including application requirements, personal guarantees, business credit reporting, bookkeeping benefits and tips for choosing the right card.
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Using an SSN vs. EIN for Business Credit Cards
By Adam Uzialko | June 02, 2026
Most business credit cards require an SSN, even if your business has an EIN. Learn how issuers use each number, when EIN-only approval is possible, how personal guarantees work and what it takes to...
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How to Manage Multiple Business Credit Cards
By Adam Uzialko | June 02, 2026
Multiple business credit cards can boost rewards, increase available credit and simplify expense tracking. Learn how to manage them effectively and avoid common pitfalls.
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How to Apply for a Business Credit Card
By Dock David Treece | February 25, 2026
A business credit card has distinct advantages, like simplified accounting. Learn how to choose, apply for and qualify for a business credit card.
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Spend Wisely: How to Get the Most Out of Your Business Credit Cards
By Jennifer Dublino | February 20, 2026
Business credit cards help manage cash flow, build credit and offer rewards. Use them wisely by paying balances in full and monitoring employee spending.
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How to Properly Use a Credit Card to Finance Your Small Business
By Ruth Hoffmann | February 20, 2026
Credit cards offer an effective way to fund a small business, but only if you pay off your balance each month and take advantage of the available perks.
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Which Business Credit Card Fees Are Tax-Deductible?
By Sally Herigstad | February 10, 2026
Businesses can deduct credit card annual fees and other fees as business expenses. Learn how to deduct business credit card fees on your taxes correctly.
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How to Apply for a Business Credit Card as a Sole Proprietor
By Andrew Martins | January 30, 2026
Sole proprietors can use a business credit card to build credit, earn rewards and even out cash flow. Learn how to improve your chances of qualifying.
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How to Apply for a Business Credit Card if You Have Bad Credit
By Donna Fuscaldo | January 30, 2026
Qualifying for a business credit card with bad credit is hard but not impossible. Learn about card options if you have bad credit, such as secured cards.
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Time to Ditch Cash? Why Credit Cards Only Might Make Sense at Your Restaurant
By Jennifer Dublino | January 22, 2026
Accepting only credit cards can boost restaurant efficiency, reduce theft and speed up service — but it may alienate cash-preferring customers.
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The Ever-Changing Landscape of Bots and Credit Card Testing
By John Canfield | January 16, 2026
Credit card testing fraud, driven by bots, is costly and damaging to SMBs and credit cardholders. Learn how to protect your business and customers.
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There’s a Fee for That: Pros and Cons of Surcharging Credit Cards
By Jennifer Dublino | January 12, 2026
Credit card surcharging shifts processing costs to customers but can cause legal issues, competitive disadvantages and customer dissatisfaction.
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What Is a Credit Card Imprinter?
By Kimberlee Leonard | January 09, 2026
A credit card imprinter is a physical device that makes an imprint of a credit card onto a carbon copy sales slip to process and track payments manually.
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Should You Use a Business Credit or Debit Card?
By Donna Fuscaldo | December 18, 2025
Discover which is best for your business – a business debit card or a credit card.