Your free business.com+ membership unlocks exclusive tech deals and advisor support
Join Free
BDC Hamburger Icon

Menu

Close
BDC Logo with Name
Search Icon
Search Icon

Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Presented by in Partnership with
Sponsor
Business.com earns commissions from some listed providers. Editorial Guidelines.

Latest: Advice, Tips and Resources in Finance

Article
Overhead Cost and How to Calculate It
By Dock David Treece | January 20, 2026
Overhead costs are expenses tied to things other than the production of goods or services. Here's how to calculate overhead.
Article
What Is General Ledger Accounting?
By Jamie Johnson | January 20, 2026
Maintaining a general ledger helps you gauge a business's financial health and avoid accounting mistakes. Learn what a general ledger is and how it works.
Article
Credit Card Receivables Financing Guide
By Jennifer Dublino | January 20, 2026
Credit card receivables financing advances funding based on future sales with high approval rates. Factor rates tend to be 1.1-1.5 with 10-20% holdback rates.
Article
What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | January 20, 2026
Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.
Article
What Is Retro Pay?
By Danielle Fallon-O’Leary | January 20, 2026
Find out the circumstances under which employers owe employees retro pay, how it differs from back pay, the tax implications and how to calculate it.
Article
How to Improve Your Accounting Skills
By Jennifer Dublino | January 16, 2026
Mathematical skills can determine financial success. Whether or not it comes naturally, here are tips to sharpen your ability.
businessman writing in a notebook and typing on a calculator
Article
What Is Accounting Automation and How Can It Help SMBs?
By Amanda Hoffman | January 15, 2026
Discover how accounting automation helps small businesses save time, reduce errors and improve cash flow.
accountant using a calculator
Article
Why Offering Multiple Payment Methods Is a Must for SMBs
By Amanda Hoffman | January 15, 2026
Discover how to boost sales and loyalty by offering multiple payment options.
Article
Top Small Business Grants
By Simone Johnson | January 15, 2026
Small business grants are basically free money from federal, state or privately funded programs. Learn about small business grants and how to apply.
Article
What Happens if You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | January 15, 2026
Learn what happens when you can't pay back your small business loan from the SBA.
Article
What Do Tax Professionals Cost and How Can They Help Your Business?
By Sally Herigstad | January 14, 2026
No matter what type of taxes you need help preparing, it's crucial to choose the right business tax consultant – and one whose prices fit into your budget.
Article
How to Create Payroll Journal Entries
By Max Freedman | January 13, 2026
Successful businesses must stay on top of their accounting. Learn how to use payroll journal entries to track wages and other financial data.
Article
What Are Payroll Liabilities?
By Julie Thompson | January 13, 2026
Payroll liabilities are payroll-related fees your company owes. Learn payroll liability types, how they differ from payroll expenses, and how to pay them.
Businesswoman with mobile phone in hand
Article
How to Accept Apple Pay
By Jennifer Dublino | January 13, 2026
To accept Apple Pay, ensure your credit card processor supports it, use an NFC-enabled card reader, enable Apple Pay on your account and train your staff.
Article
Pros and Cons of Merchant Cash Advance Loans
By Jamie Johnson | January 13, 2026
Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.
person punching numbers on a calculator
Article
Employer Payroll Taxes: A Guide for Small Businesses
By Sally Herigstad | January 13, 2026
Understanding payroll taxes and deductions is critical for business owners. Learn how payroll taxes work and how to calculate payroll taxes.
Article
How to Calculate Night Shift Differential Pay
By Max Freedman | January 12, 2026
Night shift differential pay applies to employees who don't typically work night shifts. Learn how to calculate and apply night shift differential pay.
Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | January 12, 2026
Many small business loans require the business owner to sign a personal guarantee. Learn about the risks of personally guaranteeing a loan.
Article
Credit Card Processing in High-Risk Industries
By Dachondra Cason | January 12, 2026
High-risk merchant accounts face higher fees, rolling reserves, and stricter terms but can access international markets and find processors like PayKings.
Article
How to Know When an Investor Is Offering You a Good Deal
By Adam Uzialko | January 12, 2026
Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.
Article
How to Do Payroll for a Small Business
By Matt D’Angelo | January 12, 2026
Payroll processing requires an EIN, pay schedule, gross pay calculation, deduction management, and tax withholding. Follow these steps to run payroll.
Article
What Is a High-Risk Business Loan and What Industries Can It Help?
By Julie Thompson | January 12, 2026
If your company is considered too risky by traditional lenders, a high-risk business loan might offer financing options.
Article
Why Small Businesses Need Online Payment Apps
By Donna Fuscaldo | January 09, 2026
Accepting online payment apps like Apple Pay and Google Pay can boost sales and offer convenience, though they have higher fees and security risks.
Article
How to Accept Mobile Payments via SMS
By Jennifer Dublino | January 09, 2026
Text-to-Pay lets customers pay bills via SMS by clicking secure payment links. Requires PCI-compliant processing, TCPA compliance, and customer opt-in consent.
Article
Things to Consider Before Presenting Your Idea to Investors
By Jennifer Dublino | January 09, 2026
Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.
accountant using a calculator
Article
Accounts Payable vs Accounts Receivable: What You Need to Know
By Jamie Johnson | January 09, 2026
Accounts payable is money your business owes, and accounts receivable is money owed to you. Learn how accounts payable and accounts receivable differ.
person using a calculator to do accounting
Review
Quicken Review and Pricing 2026
By Adam Uzialko | January 09, 2026
Quicken accounting software is competitively priced and offers strong payments and invoicing features for small businesses, though customer service is limited.
Article
What Is a Credit Card Imprinter?
By Kimberlee Leonard | January 09, 2026
A credit card imprinter is a physical device that makes an imprint of a credit card onto a carbon copy sales slip to process and track payments manually.
woman in a store with an open sign
Article
Financing Your Retail Store
By Julie Thompson | January 09, 2026
Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.
Article
Everything You Need to Know About NFC Mobile Payments
By Jennifer Dublino | January 09, 2026
NFC mobile payments use Apple Pay and Google Pay through contactless card readers. By 2026, 60% of people globally will use digital wallets for purchases.