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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Latest: Advice, Tips and Resources in Finance

Article
5 Restaurant Employee Scams That Will Cost Your Business Big
By Mona Bushnell | January 28, 2026
Learn how five top restaurant employee-theft scams work. We'll show you how to stop losing money to employee theft and retake control of your restaurant.
Article
What Is a Certified Financial Statement? (And How to Get One)
By Skye Schooley | January 27, 2026
Learn what certified financial statements are, when you need them, and how to obtain them. Includes costs, timelines and a complete prep checklist.
person doing taxes
Article
Small Business Tax Credits: Your Complete Guide to Reducing Your Tax Bill Dollar-for-Dollar
By Adam Uzialko | January 27, 2026
These tax credits can reduce your small business’s tax burden, saving you money and helping your business grow.
marketing team
Article
Scaling Your Small Business: Systems and Tools You Need Before Expanding Your Team
By Adam Uzialko | January 26, 2026
Scaling your small business requires the right tools and systems, including payroll, time tracking and accounting tools that can automate repetitive tasks.
Article
Supply Chain Finance or Invoice Factoring: Which Is Better for Managing Cash Flow?
By Sean Peek | January 26, 2026
How to assess if supply chain finance is right for your business or if invoice factoring would work better for your company’s needs?
Article
10 Tips for Choosing a Credit Card Processor for Your Construction Company
By Lori Fairbanks | January 23, 2026
Construction firms should choose ISO/MSP processors for large, varied payments and mobile POS systems to accept credit cards in the field and online.
Article
What Is an Accounts Payable Process?
By Jamie Johnson | January 22, 2026
Set up an accounts payable process to ensure vendors are paid on time, reduce duplicate payments, and maintain accurate financial records for your business.
Article
Using Form 941 to Pay Quarterly Payroll Taxes
By David Gargaro | January 22, 2026
Businesses must file Form 941 quarterly to report the total taxes withheld from employees' paychecks. Here's everything you need to know about Form 941.
Article
Time to Ditch Cash? Why Credit Cards Only Might Make Sense at Your Restaurant
By Jennifer Dublino | January 22, 2026
Accepting only credit cards can boost restaurant efficiency, reduce theft and speed up service — but it may alienate cash-preferring customers.
Article
How to Plan for Hourly Employees in Your Budget
By Julie Thompson | January 21, 2026
Many businesses hire hourly employees with varying hours. Learn how to determine and calculate the average cost of an hourly employee to your business.
Article
Make More Sales With More E-commerce Payment Options
By Danielle Fallon-O’Leary | January 21, 2026
Completing a payment should be the easiest part of your customer's journey. Try to make it as fast and straightforward as possible for them.
Article
How to Conduct a Payroll Audit
By Max Freedman | January 21, 2026
Payroll audits can be beneficial to your business. Learn how to conduct one with this step-by-step guide and get software recommendations.
Article
Overhead Cost and How to Calculate It
By Dock David Treece | January 20, 2026
Overhead costs are expenses tied to things other than the production of goods or services. Here's how to calculate overhead.
Article
Credit Card Receivables Financing Guide
By Jennifer Dublino | January 20, 2026
Credit card receivables financing advances funding based on future sales with high approval rates. Factor rates tend to be 1.1-1.5 with 10-20% holdback rates.
Article
What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | January 20, 2026
Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.
Article
What Is Retro Pay?
By Danielle Fallon-O’Leary | January 20, 2026
Find out the circumstances under which employers owe employees retro pay, how it differs from back pay, the tax implications and how to calculate it.
Article
How to Improve Your Accounting Skills
By Jennifer Dublino | January 16, 2026
Mathematical skills can determine financial success. Whether or not it comes naturally, here are tips to sharpen your ability.
businessman writing in a notebook and typing on a calculator
Article
What Is Accounting Automation and How Can It Help SMBs?
By Amanda Hoffman | January 15, 2026
Discover how accounting automation helps small businesses save time, reduce errors and improve cash flow.
Article
Top Small Business Grants
By Simone Johnson | January 15, 2026
Small business grants are basically free money from federal, state or privately funded programs. Learn about small business grants and how to apply.
Article
What Happens if You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | January 15, 2026
Learn what happens when you can't pay back your small business loan from the SBA.
Article
What Do Tax Professionals Cost and How Can They Help Your Business?
By Sally Herigstad | January 14, 2026
No matter what type of taxes you need help preparing, it's crucial to choose the right business tax consultant – and one whose prices fit into your budget.
Article
How to Create Payroll Journal Entries
By Max Freedman | January 13, 2026
Successful businesses must stay on top of their accounting. Learn how to use payroll journal entries to track wages and other financial data.
Businesswoman with mobile phone in hand
Article
How to Accept Apple Pay
By Jennifer Dublino | January 13, 2026
To accept Apple Pay, ensure your credit card processor supports it, use an NFC-enabled card reader, enable Apple Pay on your account and train your staff.
Article
What Are Payroll Liabilities?
By Julie Thompson | January 13, 2026
Payroll liabilities are payroll-related fees your company owes. Learn payroll liability types, how they differ from payroll expenses, and how to pay them.
Article
Pros and Cons of Merchant Cash Advance Loans
By Jamie Johnson | January 13, 2026
Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.
person punching numbers on a calculator
Article
Employer Payroll Taxes: A Guide for Small Businesses
By Sally Herigstad | January 13, 2026
Understanding payroll taxes and deductions is critical for business owners. Learn how payroll taxes work and how to calculate payroll taxes.
Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | January 12, 2026
Many small business loans require the business owner to sign a personal guarantee. Learn about the risks of personally guaranteeing a loan.
Article
Credit Card Processing in High-Risk Industries
By Dachondra Cason | January 12, 2026
High-risk merchant accounts face higher fees, rolling reserves, and stricter terms but can access international markets and find processors like PayKings.
Article
How to Know When an Investor Is Offering You a Good Deal
By Adam Uzialko | January 12, 2026
Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.
Article
How to Do Payroll for a Small Business
By Matt D’Angelo | January 12, 2026
Payroll processing requires an EIN, pay schedule, gross pay calculation, deduction management, and tax withholding. Follow these steps to run payroll.