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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Latest: Advice, Tips and Resources in Finance

Article
Financing Your Retail Store
By Julie Thompson | January 09, 2026
Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.
Article
Everything You Need to Know About NFC Mobile Payments
By Jennifer Dublino | January 09, 2026
NFC mobile payments use Apple Pay and Google Pay through contactless card readers. By 2026, 60% of people globally will use digital wallets for purchases.
Article
Do You Understand the Fine Print of Your Loan Agreement?
By Siri Hedreen | January 09, 2026
Important information is tucked away in the fine print of a loan agreement. Learn what to look for and what you're agreeing to before you sign it.
Article
Business Loan vs. Crowdfunding: Which Is Best for You?
By Julie Thompson | January 09, 2026
When your small business needs a funding source, you may consider a loan or try crowdfunding. Learn how to choose the right option for your business.
Article
Restaurant Accounting: How It’s Different From Other Industries & Best Practices
By Dock David Treece | January 07, 2026
Restaurant accounting has specific needs and features. Here's a look at restaurant accounting methods and expenses, how tips factor in, and more.
Article
Medical Billing Process Step by Step
By Natalie Hamingson | January 07, 2026
The medical billing process can be complicated. Follow this step-by-step process to ensure you do it correctly.
Article
What Is a Hard Money Loan?
By Simone Johnson | January 07, 2026
Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key for this type of lending.
Article
How to Charge Late Fees and Interest on Unpaid Invoices
By Jennifer Dublino | January 06, 2026
Learn about late payment charges, late charge fee policies and maximum allowable invoice late fees by state, including legal limits and best practices.
Article
What to Do If You Can’t Get a Business Loan
By Donna Fuscaldo | January 06, 2026
Here's what to do if you can't get a business loan, and why being turned away isn't the end of the world.
Article
What It Means to Default on a Business Loan and What to Do Next
By Kiely Kuligowski | January 06, 2026
Learn what it means to default on a business loan and what options you have available if this happens to you.
person opening a paycheck
Article
What Is a Discretionary Bonus?
By David Gargaro | January 05, 2026
A nuanced understanding is crucial when offering compensation beyond employees' agreed-upon salary or wages.
Article
What Are Cash Advances and How Do They Work?
By Donna Fuscaldo | January 05, 2026
Cash advances are short-term loans that don't need an application or credit check, but they aren't always a good option. Learn cash advance pros and cons.
Article
Financial Accounting: What You Need to Know
By Dock David Treece | January 02, 2026
Learn what every business owner needs to know about financial accounting, accounting software and financial statements.
Article
Digital Receipts: Why Retailers Are Embracing Them
By Sean Peek | January 02, 2026
The latest digital receipt technology enables retailers to include marketing messaging. Learn the benefits and get software recommendations.
Article
Smarter Bookkeeping with AI-Powered Reconciliation
By Miranda Fraraccio | January 02, 2026
AI-powered integrations and features in modern bookkeeping software like QuickBooks can make account reconciliation easier, faster and more accurate.
Article
How to Get Paid as a Construction Contractor
By Karina Fabian | January 02, 2026
Cash flow is critical for construction contractors. Learn best practices for ensuring your clients pay you and tips for dealing with nonpaying customers.
Article
POS Systems for Small Construction Businesses
By Donna Fuscaldo | January 02, 2026
With a POS system installed on your phone or tablet, you can accept payments on the job, send digital receipts, and accurately record payment details.
Paychex mobile app
Article
Gusto vs. Paychex Comparison: Comparing Two of Our Top HR Solutions
By Skye Schooley | December 18, 2025
Gusto and Paychex are excellent HR solutions with payroll and essential human resources features. Here's how they compare in pricing, usability and more.
person punching numbers on a calculator
Article
Revenue vs. Income: What’s the Difference?
By Dock David Treece | December 18, 2025
Learn how the relationship between revenue and income affects your business and its value.
Article
Forget the Checks: 5 Reasons Why Your Construction Company Should Accept Credit Card Payments
By Sean Peek | December 18, 2025
Accepting credit cards helps construction firms boost cash flow, reduce bounced checks and offer clients flexible, secure payment options.
Article
Should You Use a Business Credit or Debit Card?
By Donna Fuscaldo | December 18, 2025
Discover which is best for your business – a business debit card or a credit card.
Article
How to Keep Your Business Out of Bankruptcy
By Danielle Fallon-O’Leary | December 18, 2025
Proper budgeting and cash flow management can help protect your business from bankruptcy. Learn the steps you can take to avoid it.
person handing someone a pile of cash
Article
How to Improve Your Small Business’s Cash Flow
By Sean Peek | December 18, 2025
Cash flow is critical for businesses, so managing it is key. Here's how to improve your business's cash flow situation.
Article
20 Tips to Avoid a Tax Audit of Your Small Business Return
By Andrew Martins | December 17, 2025
IRS audits are stressful and costly. Learn best practices and tips that will reduce your chances of getting audited by the IRS and help you stay compliant.
Article
Digital Payment Guide: Best Payment Methods & Why to Accept Them
By Sammi Caramela | December 16, 2025
Learn about digital payment methods your business should consider accepting.
Article
What Is Meta Pay? A Complete Guide to Meta’s Payment Platform
By Donna Fuscaldo | December 16, 2025
Meta Pay lets businesses accept secure, fee-free payments across Meta’s platforms, making social selling easier with simple setup and purchase protection.
person texting on a smartphone
Article
Should Your Restaurant Accept Mobile Payments?
By Jamie Johnson | December 16, 2025
Mobile payments provide a fast and easy way for restaurants to receive payments, but there are pros and cons to this method. Here is what you need to know.
two colleagues discussing while looking at papers
Article
Everything You Need to Know About Angel Investors
By Donna Fuscaldo | December 16, 2025
Angel investors are accredited investors who use their money to help businesses they view as worthwhile. Learn how to find and work with them.
person signing for a loan
Article
Is Your SBA Loan in Default? Forgiveness Is Possible
By Nicole Fallon | December 16, 2025
Defaulting on an SBA loan is serious; you can face bank levies, wage garnishment and foreclosure. But some cases allow forgiveness. Learn if you qualify.
Article
How to Get PPP Loan Forgiveness
By Donna Fuscaldo | November 20, 2025
The pandemic’s Paycheck Protection Program offered relief to businesses. Here is what you should know about the loan forgiveness process.