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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Latest: Advice, Tips and Resources in Finance

Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | August 05, 2026
Learn the differences between business loans and grants, including eligibility requirements, funding timelines, repayment obligations and how to choose the right option for your business.
BusinessLoans.com logo
Review
BusinessLoans.com Review
By Mike Berner | August 05, 2026
BusinessLoans.com is a lending marketplace that helps small businesses compare financing options from multiple lenders through a guided self-service application. Read our review to see if it's the...
Review
Epos Now Review and Pricing
By Skye Schooley | August 04, 2026
Epos Now is a top point-of-sale (POS) system known for excellent integrations. Learn about Epos Now's features, limitations, pricing, support and more.
person swiping a credit card on a POS system
Review
Genius POS: Best POS for New Businesses
By Natalie Hamingson | August 04, 2026
Genius POS is a user-friendly point of sale system that makes it easy to take transactions, along with a range of back office operational tools.
Review
Worldpay Review
By Max Freedman | August 04, 2026
Worldpay is a strong payment processing choice for retailers, businesses building customer loyalty programs and businesses dealing in multiple currencies.
graphic of someone signing a paper
Article
Need a Loan? Lending Trends That Are Increasing Your Chances of Getting the Funds You Need
By Jennifer Dublino | August 04, 2026
From tighter lending criteria to the rise of payment processors, many changes are underway in small business lending.
Intuit QuickBooks logo
Review
QuickBooks Workforce Review and Pricing
By Jessica Elliott | August 03, 2026
OnDeck offers fast term loans and lines of credit for fair-credit borrowers, but average APRs near 56% can make it a pricey option. Learn more in this review.
GoDaddy logo
Review
GoDaddy POS Review and Pricing
By Skye Schooley | July 29, 2026
GoDaddy POS offers free software with no monthly fee and a 2.5 percent flat rate. Smart Terminals start at $275, with lower 2.3 percent rates on the Plus plan.
Review
OnDeck Review
By Matt D’Angelo | July 27, 2026
OnDeck offers fast term loans and lines of credit for fair-credit borrowers, but average APRs near 56% can make it a pricey option. Learn more in this review.
Stax logo
Review
Stax Payments Review and Pricing
By Mike Berner | July 27, 2026
Stax is a POS system provider that offers payment options for businesses. Business.com reviews the platform, discussing pricing, features, and pros and cons.
Article
Business Credit Card Fees Explained
By Adam Uzialko | July 23, 2026
Business credit card fees can quickly add up. Learn how annual fees, APR, cash advance fees and other charges affect a card's true cost before you apply.
Review
SurePayroll Review and Pricing
By Matt D’Angelo | July 20, 2026
Our SurePayroll review covers 2026 pricing, plans, features and support to help you decide if this Paychex-backed payroll service fits your small business.
credit card processor
Article
Stax vs. Square: Credit Card Processor Comparison
By Jennifer Dublino | July 17, 2026
Stax and Square give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.
Article
PayPal Credit Card Processing: How to Accept Card Payments With PayPal
By Adam Uzialko | July 16, 2026
The digital payment service, PayPal, also offers credit card processing. Small businesses will find this payment processor option affordable and easy to use.
hands typing on a keyboard
Article
Month-End Close Checklist for Growing Small Businesses
By Adam Uzialko | July 16, 2026
Learn the eight steps of a month-end close, how to fix common bottlenecks and how to build a close calendar your team will follow.
Article
How to Calculate Loan Payments
By Mike Berner | July 16, 2026
When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.
person using a calculator to do accounting
Article
FreshBooks vs. QuickBooks Comparison
By Mike Berner | July 16, 2026
FreshBooks and QuickBooks are two of the best accounting software programs for small businesses. Here’s how they compare.
Article
18 Small Business Grants for Minorities
By Adam Uzialko | July 16, 2026
Business grants help provide free funding to minority business owners. Check out the most updated list of minority business and how to apply.
person punching numbers on a calculator
Article
How to Build a Rolling Cash Flow Forecast for Your Small Business
By Adam Uzialko | July 16, 2026
Learn how to build a rolling cash flow forecast that shows you shortfalls weeks early, while you still have time to act.
Article
Free Small Business Budget Template and How to Create Your Startup’s Budget
By Jamie Johnson | July 15, 2026
Need a free business budget template download? Get it here and learn how to use it to track your monthly and annual business revenue and expenses.
Article
The SBSS Score Explained: What It Is and Why It Matters When Applying for a Loan
By Jamie Johnson | July 14, 2026
Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.
person using a calculator
Article
What Is a Business Savings Account?
By Adam Uzialko | July 14, 2026
Business savings accounts are useful for maintaining an operational reserve, saving for tax expenditures and planning for emergencies while also keeping your money in an interest-bearing account.
person holding a credit card
Article
Using an SSN vs. EIN for Business Credit Cards
By Adam Uzialko | July 14, 2026
Most business credit cards require an SSN, even if your business has an EIN. Learn how issuers use each number, when EIN-only approval is possible, how personal guarantees work and what it takes to...
person working at a desk in a wheelchair
Article
The Complete Guide to Small Business Invoice Management
By Chad Brooks | July 14, 2026
Invoice management can get messy as a small business grows, but establishing a clear invoice management system can ensure you stay organized and get paid on time.
accountant using a calculator
Article
How Offering Multiple Payment Options Results in Faster Payments
By Adam Uzialko | July 14, 2026
Providing your customers with multiple payment options increases the likelihood they pay quickly, strengthening your cash flow and reducing invoice follow up.
businessperson calculating an invoice
Article
The Steep Costs of Late Payments for Small Businesses
By Adam Uzialko | July 14, 2026
Timely payments are critical for small businesses, which rely on healthy cash flow to survive. The costs of late payments can add up and threaten a business’s survival.
Article
Is a Line of Credit or a Term Loan Better For Your Business in 2026?
By Donna Fuscaldo | July 13, 2026
Lines of credit and term loans could be useful for your business in 2026. This guide explains which is best based on your needs.
Article
4 Ways to Boost Your Balance Sheet
By Donna Fuscaldo | July 13, 2026
Want to improve cash flow or look good in the eyes of the bank or investors? Here's how to strengthen your balance sheet.
Fora Financial logo
Review
Fora Financial Review
By Mike Berner | July 09, 2026
Fora Financial offers short-term loans up to $1.5 million to SMBs that have been in business for as little as 6 months and drive $240,000 in annual revenue.
payment gateway
Article
What Is a Payment Gateway? How It Works for Small Businesses
By Adam Uzialko | July 09, 2026
Learn how payment gateways work, what they cost and how to choose a secure, scalable payment setup for your e-commerce business.