Business Insurance
Every business faces risk, but you can minimize the potential consequences by purchasing the right insurance policies. From general liability insurance to workers' compensation, our insurance guides explain coverage types, exclusions, rates and everything you need to know to protect your business.
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How Do Commercial Car Insurance Deductibles Work?
By Kimberlee Leonard | January 09, 2026
Commercial car insurance deductibles work just like personal auto insurance deductibles. Learn about collision and comprehensive claims deductibles.
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Commercial Car Insurance Laws by State
By Mark Fairlie | January 09, 2026
What are your state's requirements for commercial auto insurance coverage? Learn what you and your business need to do to avoid penalties.
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What Is Fiduciary Liability Insurance?
By Kimberlee Leonard | January 09, 2026
Fiduciary liability insurance protects a business from claims that a benefits plan was mismanaged. Learn what fiduciary liability insurance covers.
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What Is Risk in Business Insurance?
By Mark Fairlie | January 09, 2026
Insurance risk is the probability of an adverse event that causes an insurance claim. Learn how business insurance risk is assessed and how to lower it.
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What Is Subrogation in Business Insurance?
By Mark Fairlie | January 09, 2026
Subrogation lets an insurance company recover money for insurance claims from a third party. Learn how subrogation works in various insurance types.
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What Is a Surety Bond?
By Mark Fairlie | January 09, 2026
Surety bonds act as a legally enforceable guarantee that help small business owners secure third-party contracts. Learn how they work.
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Why Your Business Needs Indemnity Insurance
By Mark Fairlie | January 09, 2026
A key component of an insurance policy is restitution for those who have a claim against you. Here’s how indemnity insurance provides that.
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What Is Directors and Officers Liability Insurance?
By Kimberlee Leonard | January 09, 2026
If a lawsuit targets a firm's directors and officers, directors and officers insurance protects their personal assets. Learn how D&O insurance works.
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Understanding Data Breach vs. Cyber Liability Insurance
By Kimberlee Leonard | January 09, 2026
Cyber and data breach insurance cover data breach costs, but cyber adds more protection. Learn how to choose the right insurance for your business.
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When Is Auto Insurance Tax Deductible?
By Kimberlee Leonard | January 07, 2026
Auto insurance can be tax deductible when you use your vehicle for business. Learn what you can write off and how to find the best tax strategy for you.
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Car Insurance for Business: A Complete Guide to Commercial Auto Insurance
By Nicole Urbanowicz | January 07, 2026
Commercial auto insurance is critical for businesses that operate vehicles and have employees driving for work purposes. Here is what you need to know.
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What Is Commercial Property Insurance? A Complete Guide to Insurance on Commercial Building
By Mark Fairlie | January 07, 2026
Commercial property insurance covers the building and items that you own or lease against such perils as fire, explosions, theft, and vandalism.
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What Is Errors and Omissions Insurance?
By David Gargaro | January 07, 2026
E&O insurance guards your business against lawsuits brought by dissatisfied customers. Find out what it covers and costs, and whether you really need it.
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What Is a Hold Harmless Agreement?
By Kimberlee Leonard | January 07, 2026
A hold harmless agreement releases a party from the consequences of another's actions. Learn how and when to use a hold harmless agreement in business.
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Do I Need Product Liability Insurance?
By David Gargaro | January 07, 2026
Product liability insurance is needed for businesses that make, sell or distribute products. Learn about what it covers and how much it costs.
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What Is Professional Liability Insurance?
By David Gargaro | January 07, 2026
An insurance policy that service-related businesses need is professional liability insurance. Learn about what it covers and protects against.
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Business Owners’ Guide to Workers’ Compensation
By David Gargaro | January 07, 2026
If your business has employees, nearly every state requires you to have workers' compensation insurance. Learn about what it covers and how much it costs.
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Business Loans: Questions Lenders Ask Potential Borrowers
By Donna Fuscaldo | January 07, 2026
Here's a look at seven questions lenders ask small business borrowers and the reason for each one.
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Builders Risk Insurance: Not Just for Builders
By Nicole Urbanowicz | January 06, 2026
If a property is at risk for loss or damage during construction, consider builder's risk insurance. Learn what builder's risk covers and who needs it.
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What Is a Business Owner’s Insurance Policy?
By Max Freedman | January 06, 2026
A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance coverage. Learn more here.
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How Do Workers’ Compensation Rates Work?
By Kimberlee Leonard | January 06, 2026
Workers' compensation rates are affected by several factors. Learn what workers' compensation covers, and how to calculate rates and meet requirements.
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Everything You Need to Know About 7702 Plans
By Max Freedman | January 05, 2026
A 7702 plan, also called a Section 7702 plan, is a privately issued, standalone life insurance policy. Learn how it differs from typical retirement plans.
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Average Commercial Car Insurance Costs
By Kimberlee Leonard | January 05, 2026
The average cost of commercial car insurance depends on vehicle, location, driving record, industry, and more. Learn how to choose the right coverage.
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What Is a Loss Payee on an Insurance Claim?
By Nicole Urbanowicz | November 07, 2023
The loss payee has the first-in-line legal rights to an insurance claim payout. Here's what you need to know.