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Business Insurance

Every business faces risk, but you can minimize the potential consequences by purchasing the right insurance policies. From general liability insurance to workers' compensation, our insurance guides explain coverage types, exclusions, rates and everything you need to know to protect your business.

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Article
Employment Practices Liability Insurance: Why Small Businesses Need EPLI
By Jamie Johnson | January 15, 2026
EPLI protects your business from lawsuits brought by past or current employees. Learn how EPLI works and why your business needs it.
Article
What Is Intellectual Property Insurance?
By Kimberlee Leonard | January 15, 2026
Intellectual property insurance is vital for businesses that face the risk of infringement because it guards against costly litigation and protects intellectual assets.
Article
What Is Malpractice Insurance?
By Jennifer Dublino | January 15, 2026
Malpractice insurance is a critical policy that all those working in the medical industry should have.
Article
14 Ways to Save Money on Business Insurance
By Kimberlee Leonard | January 15, 2026
Cutting corners on business insurance is inadvisable; however, there are methods to lower insurance premiums without compromising coverage.
Article
What Is an Insurance Rider?
By Kimberlee Leonard | January 13, 2026
Adding a rider to business insurance helps you reduce costs and better protect against losses.
Article
What Is a Workers’ Comp Exemption?
By Kimberlee Leonard | January 13, 2026
Workers’ compensation insurance is often legally required and recommended, but some people are exempt from coverage. Learn how a workers’ compensation exemption works.
Article
Looking for Business Insurance? 10 Questions to Ask a Prospective Broker
By Kimberlee Leonard | January 09, 2026
A small business insurance broker can save you time and money, but only if you find the right person. Here are 10 questions to ask a potential broker.
Article
What Is Coinsurance in Business?
By Nicole Urbanowicz | January 09, 2026
Coinsurance helps cover property and business assets. Here's how it works.
Article
What Is Subrogation in Business Insurance?
By Mark Fairlie | January 09, 2026
Subrogation lets an insurance company recover money for insurance claims from a third party. Learn how subrogation works.
Article
When Is Auto Insurance Tax Deductible?
By Kimberlee Leonard | January 07, 2026
Business expenses allow you to write off certain things on your taxes. Learn what you can deduct from the cost of your work vehicle.
Article
Car Insurance for Business: A Complete Guide to Commercial Auto Insurance
By Nicole Urbanowicz | January 07, 2026
If your business operates vehicles or has employees driving for business reasons, commercial auto insurance is a must.
Article
What Is Errors and Omissions Insurance?
By David Gargaro | January 07, 2026
Errors and omissions insurance protects against lawsuits that disgruntled clients could bring against your business.
Article
What Is a Hold Harmless Agreement?
By Kimberlee Leonard | January 07, 2026
A hold harmless agreement releases a party from the consequences of another’s actions. Learn how and when to use a hold harmless agreement in business.
Article
Do I Need Product Liability Insurance?
By David Gargaro | January 07, 2026
If you manufacture, sell or distribute products, your insurance policy portfolio should include product liability insurance.
Article
What Is Professional Liability Insurance?
By David Gargaro | January 07, 2026
Professional liability insurance provides businesses with coverage against clients' legal claims of negligence, malpractice and misrepresentation.
Article
Business Loans: Questions Lenders Ask Potential Borrowers
By Donna Fuscaldo | January 07, 2026
Getting a business loan isn’t always easy, but you can become a better candidate if you prepare.
Article
Builders Risk Insurance: Not Just for Builders
By Nicole Urbanowicz | January 06, 2026
Anyone with a financial stake in a property being built should consider builder's risk insurance. Here's what you need to know.
Article
How Do Workers’ Compensation Rates Work?
By Kimberlee Leonard | January 06, 2026
Workers' compensation rates stem from various factors, including industry risk, claims history and payroll costs. Here's what you need to know about workers' compensation, and how to keep costs down.
Article
Everything You Need to Know About 7702 Plans
By Max Freedman | January 05, 2026
Learn what a 7702 account really is, how it differs from retirement accounts and whether it's right for your financial goals.
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