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Donna Fuscaldo profile picture

Donna Fuscaldo

Senior Finance Writer
New York City, NY
I've covered business finance for nearly two decades. My areas of expertise include accounting, funding, and business loans.
Introduction
About Me

Donna Fuscaldo, who has 25 years of experience navigating the convergence of business, finance, and technology, is a trusted advisor to small business owners. Her expertise in business borrowing, funding, and investment strategies equips her to provide reliable counsel on everything from business loans to accounting and retirement benefits.

Her analysis has graced publications like The Wall Street Journal, Dow Jones Newswires, Bankrate, Investopedia, Motley Fool, Fox Business and AARP, solidifying her authority in the field. Beyond her contributions to the financial landscape, Fuscaldo also lends her wisdom on employment matters, with her expertise sought after by platforms like Glassdoor and others.

Armed with a bachelor’s degree in communication arts and journalism, Fuscaldo has the unique ability to simplify complex business and career-related topics into actionable insights. This makes her a valuable resource for professionals seeking practical solutions in today’s dynamic business environment.

Business Description

At business.com, our mission is to help people grow their business, plain and simple. This is why millions of professionals in growing companies rely on business.com to acquire the knowledge they need to run and advance their businesses and careers. Additionally, our vibrant community of business owners, marketers, and sales experts help further that knowledge through first-hand advice and engaging discussion.

Experience
AARP App Editor at AARP
January 2022 - Present
Senior Business Finance Writer at business.com
August 2020 - January 2022
Reporter at HerMoney
October 2019 - January 2022
Editor at Interesting Engineering
July 2019 - January 2022
Contributor at The Motley Fool
July 2019 - January 2022
Contributor at Forbes
September 2018 - January 2022
Freelance Writer at Money Crashers
July 2017 - January 2022
Freelance Writer at PYMNTS
July 2016 - July 2019
Freelance Writer at Investopedia
July 2015 - September 2018
Writer at Glassdoor
November 2012 - August 2016
Reporter at Midnight Trader
January 2015 - December 2015
Freelance Journalist at FoxBusiness.com
May 2009 - February 2015
Senior Reporter at FoxBusiness.com
September 2007 - March 2009
Technology Reporter at Dow Jones Newswires
December 1999 - August 2007
Education
St. John's University
B.S.
Communication Arts, Journalism
Donna's Activity
Vanguard 401k Review and Pricing - thumbnail
review
Vanguard 401k Review and Pricing Review
Vanguard is well-known for its low-cost index funds. It offers a wide range of investment services, including 401(k) plans.
Updated September 13, 2023
How to Get PPP Loan Forgiveness - thumbnail
article
How to Get PPP Loan Forgiveness
The pandemic’s Paycheck Protection Program offered relief to businesses. Here is what you should know about the loan forgiveness process.
Updated February 02, 2024
When Does Your Business Credit Score Matter? - thumbnail
article
When Does Your Business Credit Score Matter?
Your business credit score is related to but separate from your personal credit score. Learn what a business credit score is and why it matters.
Updated July 31, 2023
Should You Use a Business Credit or Debit Card? - thumbnail
article
Should You Use a Business Credit or Debit Card?
Discover which is best for your business – a business debit card or a credit card.
Updated December 21, 2023
The Solopreneur’s Guide to Retirement Funds - thumbnail
article
The Solopreneur’s Guide to Retirement Funds
How do self-employed people plan for retirement? Here are a few retirement plan options for the solopreneur.
Updated April 23, 2024
How a Cash Advance Works - thumbnail
article
How a Cash Advance Works
Cash advances are short-term loans that don't need an application or credit check, but they aren't always a good option. Learn cash advance pros and cons.
Updated November 10, 2023
4 Ways to Boost Your Balance Sheet - thumbnail
article
4 Ways to Boost Your Balance Sheet
Want to improve cash flow or look good in the eyes of the bank or investors? Here's how to strengthen your balance sheet.
Updated February 01, 2024
Flagship Merchant Services Review and Pricing - thumbnail
review
Flagship Merchant Services Review and Pricing Review
Flagship Merchant Services offers favorable month-to-month terms to all its merchants, with no setup, gateway setup or early termination fees. This full-service credit card processing company has low rates and offers tiered and interchange-plus pricing.
Updated September 13, 2023
You Can Do It: How to Start a Business Without a Loan - thumbnail
article
You Can Do It: How to Start a Business Without a Loan
Debt isn't the only way! Here are alternatives to getting a loan in order to start your business.
Updated November 03, 2023
Small Business Guide to Alternative Lending - thumbnail
article
Small Business Guide to Alternative Lending
Alternative lenders offer more flexible terms and faster approval and funding than traditional banks. Discover more about alternative loans.
Updated November 01, 2023
How to Get Your Business Loan Application Approved - thumbnail
article
How to Get Your Business Loan Application Approved
These steps will help you get your business loan application approved and secure the funding your business needs.
Updated June 06, 2024
Unsecured Small Business Loans for Startups From $50,000 to $100,000 - thumbnail
article
Unsecured Small Business Loans for Startups From $50,000 to $100,000
Every new business needs capital, but starting out with a large amount of debt can be a burden. Here's a rundown of small loan options to consider.
Updated June 06, 2024
Before the Business Loan: Questions That Must Be Asked - thumbnail
article
Before the Business Loan: Questions That Must Be Asked
Here's a look at seven questions lenders ask small business borrowers and the reason for each one.
Updated April 23, 2024
How to Choose a POS Cash Register - thumbnail
article
How to Choose a POS Cash Register
Choosing a processing system to handle payments is an important part of your business. But there is a register to fit every establishment’s needs.
Updated November 28, 2023
Private Equity vs. Venture Capital: What’s the Difference? - thumbnail
article
Private Equity vs. Venture Capital: What’s the Difference?
Businesses can get a capital infusion via private equity and venture capital funding. Learn the differences between the two to choose the right option.
Updated May 17, 2023
What Is Meta Pay (Formerly Facebook Pay)? - thumbnail
article
What Is Meta Pay (Formerly Facebook Pay)?
Learn how Facebook Pay works, its pros and cons, and whether a small business should consider this alternative to PayPal as a checkout option.
Updated April 15, 2024
Capital vs. Operating Grants: Which Does Your Business Need? - thumbnail
article
Capital vs. Operating Grants: Which Does Your Business Need?
Capital and operating grants are two different ways to fund your business. Here's what you need to know before applying for a business grant.
Updated May 01, 2024
How to Decide Which Type of Business Loan Is Right for You - thumbnail
article
How to Decide Which Type of Business Loan Is Right for You
Finding the right sources of funding for your business can be difficult. Learn how to choose the right one for you.
Updated June 06, 2024
How to Apply for a Business Credit Card if You Have Bad Credit - thumbnail
article
How to Apply for a Business Credit Card if You Have Bad Credit
Qualifying for a business credit card with bad credit is hard but not impossible. Learn about card options if you have bad credit, such as secured cards.
Updated November 01, 2023
20 Businesses You Can Start on the Cheap - thumbnail
article
20 Businesses You Can Start on the Cheap
You don't need a ton of cash to launch a business. Opportunities abound to become a business owner with less than $500. See business ideas and pro tips.
Updated January 22, 2024