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Business Funding

Launching and growing a business takes capital, and there are a lot of places to find it. Determining which source of funding is right for your business can be a challenge. Fortunately we’ve made it easy to learn about your financing options and identify which ones will set your business up for long-term success.

Latest: Advice, Tips and Resources

Article
Capital vs. Operating Grants: Which Does Your Business Need?
By Donna Fuscaldo | January 07, 2026

Capital and operating grants are two different ways to fund your business. Here's what you need to know before applying for a business grant.

Article
18 Small Business Grants for Minorities
By Adam Uzialko | January 07, 2026

Business grants help provide free funding to minority business owners. Check out the most updated list of minority business and how to apply.

Article
What Is a Hard Money Loan?
By Simone Johnson | January 07, 2026

Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key for this type of lending.

Article
Types of Fast Business Loans
By Max Freedman | January 06, 2026

Find out which fast lending methods you can choose from when you need a business loan and what you need in order to apply.

Article
What to Do If You Can’t Get a Business Loan
By Donna Fuscaldo | January 06, 2026

Here's what to do if you can't get a business loan, and why being turned away isn't the end of the world.

Article
What It Means to Default on a Business Loan and What to Do Next
By Kiely Kuligowski | January 06, 2026

Learn what it means to default on a business loan and what options you have available if this happens to you.

Article
What Are Cash Advances and How Do They Work?
By Donna Fuscaldo | January 05, 2026

Cash advances are short-term loans that don't need an application or credit check, but they aren't always a good option. Learn cash advance pros and cons.

Article
Everything to Know About Farm Equipment Loans
By Donna Fuscaldo | December 18, 2025

Farm equipment is costly, and for many in the agriculture industry, it's imperative to find affordable financing. Read our guide on farm equipment loans.

Article
How to Apply (and Get Approved) for a Business Loan
By Adam Uzialko | December 18, 2025

Applying for a business loan can seem like a daunting task, but following these steps can help you apply and get approved.

Article
How to Keep Your Business Out of Bankruptcy
By Danielle Fallon-O’Leary | December 18, 2025

Proper budgeting and cash flow management can help protect your business from bankruptcy. Learn the steps you can take to avoid it.

Article
How Small Business Owners Can Use a HELOC to Fund Growth
By Adam Uzialko | December 17, 2025

A home-equity line of credit offers easy access to capital to start your business, but it puts your most important personal asset – your home – at risk.

person signing for a loan
Article
Is Your SBA Loan in Default? Forgiveness Is Possible
By Nicole Fallon | December 16, 2025

Defaulting on an SBA loan is serious; you can face bank levies, wage garnishment and foreclosure. But some cases allow forgiveness. Learn if you qualify.

two colleagues discussing while looking at papers
Article
Everything You Need to Know About Angel Investors
By Donna Fuscaldo | December 16, 2025

Angel investors are accredited investors who use their money to help businesses they view as worthwhile. Learn how to find and work with them.

Article
How to Get PPP Loan Forgiveness
By Donna Fuscaldo | November 20, 2025

The pandemic’s Paycheck Protection Program offered relief to businesses. Here is what you should know about the loan forgiveness process.

Article
Alternative Lending: A Small Business Guide
By Donna Fuscaldo | November 06, 2025

Alternative lenders offer more flexible terms and faster approval and funding than traditional banks. Discover more about alternative loans.

Article
What to Know Before You Refinance Your Business Loans
By Max Freedman | November 04, 2025

Evaluate these five elements before you move forward with refinancing.

Article
The Best Business Grants for Women in 2026
By Sammi Caramela | October 17, 2025

Top business grants for women include Amber Grant ($10,000 monthly), Cartier Women's Initiative ($100,000), IFundWomen, and Tory Burch Foundation programs.

Article
SBA Loan Forgiveness for PPP, EIDL and 7(a) Loans
By Jamie Johnson | September 29, 2025

PPP loans are fully forgivable if requirements are met. EIDL loans advance up to $15,000 don't require repayment. Other SBA loans must be repaid in full.

Article
Types of Business Loans and How to Choose
By Donna Fuscaldo | June 06, 2024

Learn how to choose the best business loan for your unique business.

Article
Unsecured Small Business Loans for Startups From $50,000 to $100,000
By Donna Fuscaldo | June 06, 2024

Every new business needs capital, but starting out with a large amount of debt can be a burden. Here's a rundown of small loan options to consider.

Article
How to Decide Which Type of Business Loan Is Right for You
By Donna Fuscaldo | June 06, 2024

Finding the right sources of funding for your business can be difficult. Learn how to choose the right one for you.

Article
Business Loan Terms You Should Know
By Simone Johnson | March 06, 2024

When seeking a business loan for your small business, it's important to understand the terms banks use. Learn the most important business loan terms.

Article
What SMBs Need to Know When Choosing a Small Business Loan
By Mike Berner | January 03, 2024

Read what experts say about obtaining funding for a small business.

Founder vs. Investor book cover
Article
Founder vs. Investor: A Playbook for Getting Capital and Not Losing Your Company
By Dawn Allcot | October 03, 2023

A Q&A with authors Elizabeth Joy Zalman and Jerry Neumann

Article
Private Equity vs. Venture Capital: What’s the Difference?
By Donna Fuscaldo | April 07, 2023

Businesses can get a capital infusion via private equity and venture capital funding. Learn the differences between the two to choose the right option.