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Business Funding

Launching and growing a business takes capital, and there are a lot of places to find it. Determining which source of funding is right for your business can be a challenge. Fortunately we’ve made it easy to learn about your financing options and identify which ones will set your business up for long-term success.

Latest: Advice, Tips and Resources

Article
How to Self-Fund Your Business
By Sean Peek | January 28, 2026
While self-funding a business is difficult, it isn’t impossible. Here are important tips for entrepreneurs considering the idea.
Article
How to Qualify for an Agricultural Loan
By Max Freedman | January 28, 2026
It can be difficult to keep up with the costs associated with running a farm. Low-interest agricultural loans help farmers stay afloat.
Article
You Can Do It: How to Start a Business Without a Loan
By Donna Fuscaldo | January 28, 2026
Debt isn't the only way! Here are alternatives to getting a loan in order to start your business.
hand using a calculator and notebook
Article
What’s a Healthy Level of Business Debt?
By Matt D’Angelo | January 26, 2026
Healthy business debt is often necessary for growth. Learn how to distinguish good and bad business debt and determine a healthy debt amount to carry.
Article
Supply Chain Finance or Invoice Factoring: Which Is Better for Managing Cash Flow?
By Sean Peek | January 26, 2026
How to assess if supply chain finance is right for your business or if invoice factoring would work better for your company’s needs?
Article
What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | January 20, 2026
Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.
Article
Meet the Angels: Silicon Valley’s Most Well-Known Investors
By Jennifer Dublino | January 15, 2026
Silicon Valley is home to some of the most powerful investors in the nation. Check out this list of some of the most well-known investors in the Valley.
person handing someone cash
Article
Differences Between an Angel Investor and a Venture Capitalist
By Will Jiang | January 15, 2026
To know which financing option is right for your business, it's important to understand the differences between angel investors and venture capitalists.
Article
Top Small Business Grants
By Simone Johnson | January 15, 2026
Small business grants are basically free money from federal, state or privately funded programs. Learn about small business grants and how to apply.
Article
What Happens if You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | January 15, 2026
Learn what happens when you can't pay back your small business loan from the SBA.
Article
Pros and Cons of Merchant Cash Advance Loans
By Jamie Johnson | January 13, 2026
Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.
Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | January 12, 2026
Many small business loans require the business owner to sign a personal guarantee. Learn about the risks of personally guaranteeing a loan.
Article
How to Know When an Investor Is Offering You a Good Deal
By Adam Uzialko | January 12, 2026
Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.
Article
What Is a High-Risk Business Loan and What Industries Can It Help?
By Julie Thompson | January 12, 2026
If your company is considered too risky by traditional lenders, a high-risk business loan might offer financing options.
Article
The SBSS Score Explained: What It Is and Why It Matters When Applying for a Loan
By Jamie Johnson | January 09, 2026
Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.
Article
Things to Consider Before Presenting Your Idea to Investors
By Jennifer Dublino | January 09, 2026
Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.
Article
Financing Your Retail Store
By Julie Thompson | January 09, 2026
Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.
Article
Do You Understand the Fine Print of Your Loan Agreement?
By Siri Hedreen | January 09, 2026
Important information is tucked away in the fine print of a loan agreement. Learn what to look for and what you're agreeing to before you sign it.
Article
Business Loan vs. Crowdfunding: Which Is Best for You?
By Julie Thompson | January 09, 2026
When your small business needs a funding source, you may consider a loan or try crowdfunding. Learn how to choose the right option for your business.
Article
What Is a Hard Money Loan?
By Simone Johnson | January 07, 2026
Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key for this type of lending.
Article
What to Do If You Can’t Get a Business Loan
By Donna Fuscaldo | January 06, 2026
Here's what to do if you can't get a business loan, and why being turned away isn't the end of the world.
Article
What It Means to Default on a Business Loan and What to Do Next
By Kiely Kuligowski | January 06, 2026
Learn what it means to default on a business loan and what options you have available if this happens to you.
Article
What Are Cash Advances and How Do They Work?
By Donna Fuscaldo | January 05, 2026
Cash advances are short-term loans that don't need an application or credit check, but they aren't always a good option. Learn cash advance pros and cons.
Article
How to Keep Your Business Out of Bankruptcy
By Danielle Fallon-O’Leary | December 18, 2025
Proper budgeting and cash flow management can help protect your business from bankruptcy. Learn the steps you can take to avoid it.
two colleagues discussing while looking at papers
Article
Everything You Need to Know About Angel Investors
By Donna Fuscaldo | December 16, 2025
Angel investors are accredited investors who use their money to help businesses they view as worthwhile. Learn how to find and work with them.
person signing for a loan
Article
Is Your SBA Loan in Default? Forgiveness Is Possible
By Nicole Fallon | December 16, 2025
Defaulting on an SBA loan is serious; you can face bank levies, wage garnishment and foreclosure. But some cases allow forgiveness. Learn if you qualify.
Article
How to Get PPP Loan Forgiveness
By Donna Fuscaldo | November 20, 2025
The pandemic’s Paycheck Protection Program offered relief to businesses. Here is what you should know about the loan forgiveness process.
Article
Small Business Guide to Alternative Lending
By Donna Fuscaldo | November 06, 2025
Alternative lenders offer more flexible terms and faster approval and funding than traditional banks. Discover more about alternative loans.
Article
What to Know Before You Refinance Your Business Loans
By Max Freedman | November 04, 2025
Evaluate these five elements before you move forward with refinancing.
Article
The Best Business Grants for Women in 2026
By Sammi Caramela | October 17, 2025
Top business grants for women include Amber Grant ($10,000 monthly), Cartier Women's Initiative ($100,000), IFundWomen, and Tory Burch Foundation programs.