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Funding

Everything you need to know about funding for your business from SBA Loans and commercial real estate loans, to finding investors.

Latest: Advice, Tips and Resources

Article
Types of Fast Business Loans
By Max Freedman | May 01, 2024

Find out which fast lending methods you can choose from when you need a business loan and what you need in order to apply.

Article
Capital vs. Operating Grants: Which Does Your Business Need?
By Donna Fuscaldo | May 01, 2024

Capital and operating grants are two different ways to fund your business. Here's what you need to know before applying for a business grant.

Article
Is a Line of Credit or a Term Loan Better For Your Business?
By Donna Fuscaldo | April 23, 2024

You need to know which type of loan is best for your small business's situation. Learn the difference between term loans and lines of credit.

Article
Financing Your Retail Store
By Julie Thompson | April 15, 2024

Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.

Article
How to Structure a Stock Purchase Agreement (Template)
By Max Freedman | April 04, 2024

A stock purchase agreement outlines the sale of company stock to buyers. Here's how to create a stock purchase agreement, along with a helpful template.

Article
What It Means to Default on a Business Loan and What to Do Next
By Kiely Kuligowski | April 04, 2024

Learn what it means to default on a business loan and what options you have available if this happens to you.

Article
What Happens If You Can’t Repay Your SBA Loan?
By Donna Fuscaldo | March 28, 2024

Learn what happens when you can't pay back your small business loan from the SBA.

Article
The SBSS Score Explained: What It Is and Why It Matters When Applying for a Loan
By Jamie Johnson | March 25, 2024

Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.

Article
Top Small Business Grants
By Simone Johnson | March 06, 2024

Small business grants are basically free money from federal, state or privately funded programs. Learn about small business grants and how to apply.

Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | February 12, 2024

Many small business loans require the business owner to sign a personal guarantee. Learn about the risks of personally guaranteeing a loan.

Article
What Is a High-Risk Business Loan and What Industries Can It Help?
By Simone Johnson | February 08, 2024

If your company is considered too risky by traditional lenders, a high-risk business loan might offer financing options.

Article
How to Get PPP Loan Forgiveness
By Donna Fuscaldo | February 02, 2024

The pandemic’s Paycheck Protection Program offered relief to businesses. Here is what you should know about the loan forgiveness process.

Article
How to Calculate Loan Payments
By Mike Berner | February 01, 2024

When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.

Article
Hidden Gotchas in Your Business Loan Repayment Terms
By Adam Uzialko | January 31, 2024

There's more to a loan than paying your monthly installment. Look for these hidden terms and fees a lender might include in a loan agreement.

Article
How to Know an Investor Is Offering You a Good Deal
By Adam Uzialko | January 30, 2024

Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.

Article
Debt vs. Equity Financing
By Max Freedman | January 18, 2024

If you are considering debt or equity financing, it is important to know the pros and cons of each.

Article
What SMBs Need to Know When Choosing a Small Business Loan
By Mike Berner | January 03, 2024

Read what experts say about obtaining funding for a small business.

Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | January 03, 2024

Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.

Article
Grants for Felons
By Sean Peek | January 03, 2024

The government and nonprofits provide funds for felons who want to start a business. Here is a list of options, from grants to crowdfunding to loans.

Article
How to Apply (and Get Approved) for a Business Loan
By Adam Uzialko | January 03, 2024

Applying for a business loan can seem like a daunting task, but following these steps can help you apply and get approved.

Article
The Best Business Grants for Women
By Kiely Kuligowski | January 03, 2024

Women-run businesses make up nearly half of all businesses, yet they're far behind in business funding. Learn about grants for women entrepreneurs to help close the gap.

Article
Pros and Cons of Merchant Cash Advance Loans
By Max Freedman | December 12, 2023

Considering a merchant cash advance for your business? Before accepting one, learn the pros and cons.

Article
What Are Merchant Cash Advances and Working ?
By Max Freedman | November 10, 2023

Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.

Review
Truist Loan Review and Rates
By Mike Berner | November 08, 2023

Truist is a traditional bank lender resulting from the merger of SunTrust Bank and BB&T Bank in late 2019. The company provides a variety of small business financing options, including U.S. Small...

Rapid Finance logo
Review
Rapid Finance Review
By Mike Berner | November 08, 2023

Rapid Finance bills itself as a company offering fast and easy small business loans. The company lends to small businesses in any industry, as long as the business has shown signs of profitability...

Article
SBA Loan Forgiveness for PPP, EIDL and 7(a) Loans
By Jamie Johnson | November 06, 2023

Loan forgiveness can differ depending on whether you’re talking about PPP, EIDL or SBA 7(a) loans. Learn the differences between each of these types.

person signing for a loan
Article
Is Your SBA Loan in Default? Forgiveness Is Possible
By Jason Milleisen | November 02, 2023

Defaulting on an SBA loan is serious; you can face bank levies, wage garnishment and foreclosure. But some cases allow forgiveness. Learn if you qualify.

Article
Business Loans You Can Get With Bad Credit
By Donna Fuscaldo | October 30, 2023

Business loans can be difficult to secure if you have bad credit. Here are financing options for businesses with poor credit history.

Review
Biz2Credit Review and Rates
By Mike Berner | October 05, 2023

Biz2Credit is an online marketplace for small business funding. The company connects small businesses in need of funding with lenders. It can help small businesses obtain a variety of loans,...

Review
Accion Review
By Mike Berner | September 14, 2023

Accion is a small business microloan lender. The company provides two types of loans: one for established businesses and one for startups. Loan types, amounts and requirements vary by state. Each...