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Shopify vs. Square: Which POS Is Best for Your Business?

Square and Shopify provide popular POS systems. Learn how they work and which option is best for your growing business.

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Written by:
Jamie Johnson, Senior Analyst
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Editor verified:
Shari Weiss,Senior Editor
Last Updated Sep 17, 2026
Business.com earns commissions from some listed providers. Editorial Guidelines.
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Check out The Best POS Systems of 2026 business.com recommends.

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A modern point-of-sale (POS) system can help take your business to the next level. A cloud-based POS system provides the hardware and software necessary to accept customer payments and track sales while helping you connect online and offline sales.

Shopify and Square are two of the best POS systems for businesses in various industries. We researched both extensively to compare their pricing, hardware, e-commerce functionality and customer support to help you decide which option is best for your growing business.

Searching for a POS system and not sure where to start? Tell us a little more about your business and get customized quotes from qualified providers.

Shopify vs. Square Highlights

CriteriaShopifySquare
Best for Large retailers and e-commerce businesses with offline componentsSmall retailers and brick-and-mortar businesses that also sell online
Pricing$39 to $399 monthly for full-featured plans $5 monthly for Shopify Starter (for “casual” sellers)Free: $0 per month; Plus: $49 per location per month; Premium: $149 per location per month
Free trialYes (three days)Yes (30 days for Plus and Premium)
Third-party integrationsYes (over 8,000)Yes (over 400)
Customer service24/7 chat support Online help centerChat and email support; phone support 6 a.m.-6 p.m. PT Monday through Friday for the first 90 days on Free and ongoing with Plus; 24/7 phone support with Premium; Support Center, Seller Community and video resources available
Mobile appYes (iOS and Android)Yes (iOS and Android)

Who Is Shopify For?

Shopify is a solid option for e-commerce businesses of all sizes and businesses with both e-commerce and brick-and-mortar stores. 

If you’re an e-commerce business owner, you’re likely already familiar with the Shopify e-commerce platform – notable for helping business owners set up an online store and customize its settings. Its drag-and-drop store builder makes setting up a professional website easy, with an insightful dashboard delivering detailed analytics about your business.

But even if you don’t have or want a Shopify store, the platform’s POS hardware and software can help you accept payments online and in person using Shopify Payments for payment processing. Our Shopify review explains the platform’s seamless checkout options and other features. 

Shopify App Store

The Shopify App Store provides over 8,000 apps that help with product design, SEO strategy, checkout and social selling. Source: Shopify

Who Is Square For?

Square is an excellent POS system for small businesses, restaurants and retailers interested in e-commerce. Square supports online sales and ordering, making it easy to connect your online and in-person operations through the same POS system.

Square makes payment acceptance seamless and offers extensive customization options, allowing businesses to support numerous payment options, loyalty programs, gift cards, invoicing, online sales and more. Its POS hardware is sleek and adaptive, making it ideal for mobile payment acceptance via chip cards and contactless payments like NFC mobile payments.

We were impressed that Square offers a Free plan with no monthly subscription fee, which is incredibly helpful for smaller businesses that would benefit from a free POS system. Businesses that need more advanced features can upgrade to Plus or Premium. Our Square review details its POS software features, pricing and hardware options.

FYIDid you know
Square's POS mobile app connects to its hardware, making accepting credit card payments with your phone seamless while on the go.

Shopify vs. Square Service Comparisons

Here’s a closer look at each vendor’s pricing, hardware, customer support and e-commerce features, and how they compare.

Plans and Pricing

Shopify

We like Shopify’s transparent pricing and terms, which make it easier for businesses to evaluate the platform’s POS functionality versus its costs.

Here’s an overview of its plans and pricing, including Shopify Payments processing fees. Every tier comes with a POS Lite software subscription with in-person selling features. You’ll pay an additional $89 monthly if you upgrade to a Shopify POS Pro subscription, which includes more robust in-person features like customer loyalty insights. 

Service plan

Monthly fee

Rate

Features

Basic 

$39

Online transactions: 2.9 percent + $0.30 In-person transactions: 2.6 percent + $0.10

Online store; unlimited products, multiple sales channels, standard analytics, Shopify Lite POS software with in-person selling features, gift card support, QR code product details

Grow

$105

Online transactions: 2.7 percent + $0.30 In-person transactions: 2.5 percent + $0.10

All Basic features, plus: additional staff accounts, shipping discounts, additional shipping features, lower processing rates

Advanced

$399

Online transactions: 2.5 percent + $0.30 In-person transactions: 2.4 percent + $0.10

All Grow features, plus: 15 staff accounts, eight inventory locations, advanced reporting tools, third-party calculated shipping rates

Outside of its primary offerings, as noted above, Shopify has several more niche offerings, including the following: 

  • Starter: $5 monthly. This plan is aimed at casual sellers who want to start taking secure mobile and in-person payments. 
  • Plus: $2,300 monthly. This plan is for omnichannel businesses and enterprises with high sales volume, and offers software for up to 20 locations.
  • POS Pro (optional add-on): $89 monthly. This plan is for primarily in-store retailers, although a limited online store is included.   

Square

Here’s a breakdown of Square’s plans and other costs:

Square Plans

Plan

Pricing

Key Features

Square Free

$0 per month

  • Payment processing
  • POS app
  • Online selling
  • Invoicing
  • Booking
  • Basic inventory tools
  • Square Banking

Square Plus

$49 per month per location

Everything in Free, plus:

  • Advanced POS features
  • Staff management
  • Loyalty tools
  • Email and text marketing 
  • Lower processing rates

Square Premium

$149 per month per location

Everything in Plus, plus:

  • Advanced business tools
  • 24/7 phone support 
  • Square’s lowest standard in-person processing rate

Credit Card Processing Fees

Square uses flat-rate processing, with rates that vary by plan:

Transaction type

Square Free

Square Plus

Square Premium

In person

2.6 percent + $0.15

2.5 percent + $0.15

2.4 percent + $0.15

Online

3.3 percent + $0.30

2.9 percent + $0.30

2.9 percent + $0.30

Online API

2.9 percent + $0.30

2.9 percent + $0.30

2.9 percent + $0.30

Manual entry or card on file

3.5 percent + $0.15

3.5 percent + $0.15

3.5 percent + $0.15

Hardware

Square also offers a range of proprietary POS hardware. New Square accounts may qualify for one free magstripe reader, while additional hardware starts at $59.

  • Square Reader: $59
  • Square Kiosk: $149
  • Square Stand: $149
  • Square Terminal: $299
  • Square Handheld: $399
  • Square Register: $899

Free and Paid Add-Ons

Square also offers an array of add-ons, including the following: 

Service or add-on

Price

Virtual Terminal

No monthly fee; processing fees apply

Square Payroll

$35 per month + $6 per person paid

Square Kiosk App

$50 per device per month with Plus; $30 with Premium

Square KDS App

$30 per device per month with Plus; $20 with Premium

ACH invoice payments

1 percent, $1 minimum; $10 cap with Plus and Premium

Text marketing

Plus includes 500 messages, then $0.03 each; Premium includes 2,500 messages, then $0.015 each

Gift card loads

2.5 percent with Free and Plus; no load fee with Premium

Square Restaurant Inventory by MarketMan

$99 per month per location with Plus or Premium

Square POS app

The Square POS app for iOS lets you accept contactless payments via your smartphone and the Square Reader. Source: Apple App Store

Best for Pricing
Square
Square wins when it comes to pricing for growing businesses. Its Free plan has no monthly subscription fee and includes POS software, online selling and other core business tools. As your business grows, you can upgrade to Plus or Premium for more advanced features.
Did You Know?Did you know
The cost of a new POS system involves several components, including software, hardware and transaction fees. Be sure to take all of those into consideration when comparing POS systems.

Hardware

Square

Square offers a range of POS hardware for businesses that accept credit card payments in person or on the go. New Square accounts may qualify for a free magstripe reader. Additional Square hardware includes:

  • Square Reader for magstripe: First reader may be free for new Square accounts; additional readers cost $10
  • Square Reader for contactless and chip: $59
  • Square Stand: $149
  • Square Kiosk: $149
  • Square Terminal: $299
  • Square Handheld: $399
  • Square Register: $899
Square register

The Square Register is an all-in-one POS system with two user-friendly displays, intuitive software and built-in payments. Source: Square

Shopify

In addition to its free tap-to-pay iPhone functionality, Shopify offers the following POS hardware:

  • Tap & Chip card reader: This $49 device connects wirelessly to mobile devices to accept chip and contactless payments. 
  • Shopify POS Terminal: For $349, this customer-facing countertop system allows tap, chip or swipe payments.
  • Countertop Kit: For $459, you get a POS terminal with a tablet stand and power adapter. 
Shopify POS Go

The Shopify POS Go enables efficient, user-friendly in-store transactions and facilitates effortless payment processing. Source: Shopify

Best Hardware
Tie
The two companies are fairly evenly matched when it comes to hardware. Both Square and Shopify provide high-quality, affordable hardware. However, Square provides a free magstripe.

Customer Support

Shopify

Shopify provides 24/7 chat support on all service plans and offers online resources, including video tutorials and webinars, to help you get started. You can request a callback via the Help Center, but there’s no direct line for phone support. You also have access to the Shopify Community, where you can get your questions answered by other Shopify users. 

Square

Square offers chat and email support on all plans. Free customers have phone support from 6 a.m. to 6 p.m. PT Monday through Friday for the first 90 days, while Plus customers receive ongoing phone support during those hours. Premium customers receive 24/7 phone support. Square also offers a Support Center, Seller Community and video resources.

Best for Customer Support
Square
Both companies provide excellent customer service. However, Shopify does not offer phone support, while Square offers phone support with all plans, with availability varying by subscription tier. Square Premium customers receive 24/7 phone support, so we're giving Square the win here.
FYIDid you know
Square’s cloud-based POS software supports a variety of business types, including restaurants, retailers and service businesses. Its Free, Plus and Premium plans offer industry-specific features, allowing businesses to choose the functionality they need without using separate POS products.

E-Commerce

Shopify

Shopify is an excellent option for e-commerce businesses that want to use its e-commerce features in addition to its POS functionality. The company provides:

  • Excellent shopping cart software
  • Easy setup for custom websites
  • A custom domain
  • Website hosting
  • Order management
  • Third-party integrations

Square

Square is also a multifaceted solution with payment processing, e-commerce and POS functionality. E-commerce businesses will appreciate the following features:

  • Web hosting 
  • Numerous e-commerce integrations
  • Inventory and order tracking
  • Inventory and order management
  • Reporting dashboard with insights into your business
Best for E-commerce
Shopify
Shopify wins this category. It offers a broader spectrum of e-commerce features than you'll get with Square. 
FYIDid you know
One of the unique things about Square is its industry-specific cloud-based POS software. Square has three industry-specific offerings: Square for Retail, Square for Restaurants and Square Appointments. While Shopify doesn't offer industry-specific packages, it does offer some industry-specific features in its POS app.

Shopify vs. Square Summary

Both Shopify and Square offer POS hardware and software that make it easy to sell in person and online. The better solution for your business will depend on your specific needs.

Shopify is best for businesses heavily focused on e-commerce.

Shopify is ideal for e-commerce businesses and anyone who wants to set up an online store. The drag-and-drop web builder makes it easy for beginners, and the service works well for businesses of all sizes. Shopify is also a good choice for businesses that want to try social selling along with in-store and online sales. Shopify will most appeal to businesses that want an all-in-one solution to handle e-commerce functions, in-store sales, payment processing and POS functionality.

Square is best for industry-specific features, limited budgets and online sales.

Square is an excellent option for brick-and-mortar retailers that want a straightforward way to accept payments while expanding into online sales. Square can be a good fit for businesses with a limited budget thanks to its Free plan and POS software that works on mobile devices. Square also suits businesses that want industry-specific features for retailers, restaurants and appointment-based businesses.

FAQ

The difference between Shopify and Square comes down to their costs and feature sets. Shopify and Square both offer POS systems for online and brick-and-mortar businesses. Square offers a Free plan with no monthly subscription fee, while Shopify charges a monthly fee. Shopify is the better option for e-commerce businesses, while Square is better for brick-and-mortar businesses.
Whether Square or Shopify is cheaper depends on which plan you sign up for and what equipment you purchase. Hardware and software costs vary — some of Square's hardware is more expensive than what Shopify offers, but Square doesn't charge a monthly fee for its Free plan. Also, new Square accounts may qualify for a free magstripe reader.
How much Shopify and Square take per sale varies between vendors, plans and transaction types. If you sign up for Shopify’s Basic plan, you’ll pay 2.9 percent plus $0.30 per transaction and 2.6 percent + $0.10 for in-person transactions. The transaction fee gets cheaper if you upgrade your plan, but you’ll pay more in monthly fees. With Square, in-person processing costs 2.6 percent + $0.15 with Free, 2.5 percent + $0.15 with Plus and 2.4 percent + $0.15 with Premium. Online transactions and invoices cost 3.3 percent + $0.30 with Free and 2.9 percent + $0.30 with Plus and Premium. Custom pricing is available for businesses that process over $250,000 in credit card transactions.
There are many other POS systems to consider if you're not sold on Shopify or Square. If you're looking for a restaurant-focused POS system, consider TouchBistro. Read our TouchBistro review for specifics on pricing and features. Additionally, Clover is a top-notch all-in-one POS system with durable hardware and a robust mobile app. Our Clover review takes a deep dive into its features and options.

Jeremy Bender contributed to the reporting and writing in this article.

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author image
Written by: Jamie Johnson, Senior Analyst
Jamie Johnson has spent more than five years providing invaluable financial guidance to business owners, leading them through the financial intricacies of entrepreneurship. From offering investment lessons to recommending funding options, business loans and insurance, Johnson distills complex financial matters into easily understandable and actionable advice, empowering entrepreneurs to make informed decisions for their companies. As a business owner herself, she continually tests and refines her business strategies and services. At business.com, Johnson covers accounting practices, budgeting, loan forgiveness and more. Johnson's expertise is also evident in her contributions to various finance publications, including Rocket Mortgage, InvestorPlace, Insurify and Credit Karma. Moreover, she has showcased her command of other B2B topics, ranging from sales and payroll to marketing and social media, with insights featured in esteemed outlets such as the U.S. Chamber of Commerce, CNN, USA Today, U.S. News & World Report and Business Insider.
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Check out The Best POS Systems of 2026 business.com recommends.