Business Basics

This guide breaks down the basics of business insurance and what you should look for when searching for a policy.

High-deductible health plans can be cheaper for employers to offer, but employees don't always like them.

Many small businesses need funding to get started. Learn about the different financing options to decide which would work best for your small business.

Having a safe working environment is essential, which is why you should have a plan to reduce the risks of injury.

It's stressful when employees have work-related illnesses or injuries, which is why it is important to have a clear understanding of how the workers' compensation process works.

A certificate of insurance demonstrates that your business holds an insurance policy, and includes key coverage details.

General liability insurance is a critical policy that most businesses should have.

Professional liability insurance provides businesses with coverage against clients' legal claims of negligence, malpractice and misrepresentation.

Errors and omissions insurance protects against lawsuits that disgruntled clients could bring against your business.

A business owner's policy offers the coverage of liability insurance and property insurance in one package.

If you manufacture, sell or distribute products, your policy portfolio should include product liability insurance.

Workers' compensation insurance is a key policy that most businesses are required to have.