Stripe is ideal for online businesses needing customization, while Square suits in-person sellers with free POS tools, transparent pricing and fast setup.
Top PayPal alternatives include Stripe, Authorize.Net, Shopify Payments, Braintree and Payoneer. Each payment facilitator is ideal for different business needs.
Accepting credit cards helps construction firms boost cash flow, reduce bounced checks and offer clients flexible, secure payment options.
Stax offers flat-rate subscription pricing for high-volume businesses, while Stripe is better for startups needing developer tools and global payment options.
Meta Pay lets businesses accept secure, fee-free payments across Meta’s platforms, making social selling easier with simple setup and purchase protection.
Venmo for Business lets small businesses accept payments easily with low fees, quick setup, no approval needed and access to a large, young customer base.
PayPal charges 2.29% plus 9¢ for in-person payments and higher rates for online transactions. Chargeback fees are $20; cross-border processing adds more costs.
Businesses can easily accept credit card payments on phones using mobile readers and apps from processors like Square and PayPal. Setup is simple and flexible.
Credit card processing laws ensure secure payments by requiring PCI compliance, fraud prevention, and adherence to federal and state regulations.
Businesses accept credit cards by choosing a processor, setting up a business bank account and selecting payment hardware like POS systems or mobile readers.
To accept Apple Pay, ensure your credit card processor supports it, use an NFC-enabled card reader, enable Apple Pay on your account and train your staff.
You can accept credit card payments over the phone by securely keying the customer's card details into your POS terminal, mobile app or virtual terminal.
To accept credit cards with PayPal, set up a business account, connect to PayPal’s payment gateway, and use PayPal Zettle for in-person or online payments.
Merchant One offers low fees and 24/7 support for established businesses. Square has no monthly fee and easy setup, making it ideal for startups and retailers.
Small businesses must prioritize two-factor authentication, secure platforms and employee training to protect online payments and reduce cybersecurity risks.
Mobile businesses can accept payments using an iPhone with a compatible card reader and app. Top processors like Clover and Square facilitate iPhone payments.
Credit card receivables financing lets businesses access funds based on future credit card sales, with fast approval and flexible repayments tied to revenue.
Mobile SMS payments let businesses send invoices and accept secure payments via text, integrating with POS and CRM systems for fast, contactless transactions.
Mobile credit card payment processing apps for Android include PayPal, Square, SumUp, QuickBooks and Shopify, offering varied fees, hardware and features.
Accepting online payment apps like Apple Pay and Google Pay can boost sales and offer convenience, though they have higher fees and security risks.
NFC mobile payments, including Apple Pay and Google Pay, are becoming mainstream due to their convenience, security and support for contactless transactions.
PayPal and merchant accounts offer different ways to accept payments. PayPal is fast and simple, while merchant accounts provide lower fees and more control.
Contactless, mobile wallets, peer-to-peer payments and crypto are shaping digital payments. Businesses must adapt to appeal to consumers' preferred methods.
Square is a better value for high-volume businesses with lower online fees and robust POS tools. PayPal suits low-volume merchants needing flexible options.
Construction firms should choose ISO/MSP processors for large, varied payments and mobile POS systems to accept credit cards in the field and online.
Finding a credit card processor in certain industries can be challenging. Here are the pros and cons of a high-risk merchant account.
If you plan to accept credit cards online, you’ll need to familiarize yourself with payment gateways and payment processors. Here’s the difference between them and why you need them.
Lightspeed, Helcim and Clover offer retail POS systems with inventory management, sales analytics and customer engagement features.
Square, Clover and Toast offer coffee shop POS systems with order customization, inventory management and loyalty program features.
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