Buying Guides

Credit card processing fees range 1.7-2.05% in-person and 2.25-3.25% online. PCI non-compliance costs $10-100/month; security breach audits average $36,000.

Credit card receivables financing advances funding based on future sales with high approval rates. Factor rates tend to be 1.1-1.5 with 10-20% holdback rates.

PayPal charges 2.89% + $0.29 per online transaction and 2.29% + $0.09 for POS payments. No monthly fees make it affordable for startups and small businesses.

Accept credit cards on your phone using mobile readers and apps from Square, PayPal, or Chase. Download the app, connect a reader and start processing payments.

Square suits high-volume businesses with lower online fees and robust POS tools at 2.6% + $0.10. PayPal works for low-volume merchants needing flexibility.

NFC mobile payments use Apple Pay and Google Pay through contactless card readers. By 2026, 60% of people globally will use digital wallets for purchases.

Stax charges flat subscriptions ($99-$199 monthly plus 8-15¢ per transaction) for high-volume businesses. Stripe charges 2.9% + 30¢, better for e-commerce.

Merchant One charges interchange-plus pricing with $13.95 monthly fees and 24/7 support. Square offers flat 2.6% + 10¢ rates with no monthly fee on basic plans.

Text-to-Pay lets customers pay bills via SMS by clicking secure payment links. Requires PCI-compliant processing, TCPA compliance, and customer opt-in consent.

Businesses should accept contactless payments, mobile wallets like Apple Pay and Google Pay, peer-to-peer payments like Venmo and cryptocurrency to meet demand.

National Processing offers interchange-plus pricing with locked-in low rates and works with new and high-risk businesses. Free SwipeSimple virtual terminal.

MerchantOne offers custom interchange-plus pricing, 98% approval rate, Clover POS integration, and 175+ shopping cart connections for all business sizes.

PayPal functions as a digital wallet with higher transaction fees than merchant accounts but offers simpler setup with no monthly fees for basic accounts.

You can accept iPhone payments with credit card readers from processing companies like Clover Go, Square Reader, PayPal Zettle, Helcim, Payanywhere, or SumUp.

Secure online payments with 2FA, SSL certificates, PCI DSS compliance, cyber insurance, and secure platforms like BigCommerce, Shopify, and WooCommerce.

GPS fleet tracking software lets you track vehicles and monitor driving behaviors. Here's what to look for in a GPS fleet tracking system.

Toast, Lightspeed, and TouchBistro provide restaurant POS systems with order management, inventory tracking and customer loyalty programs.

Employee attrition occurs when someone leaves a company, for any reason and through any means, and is not replaced by another employee.

Non-U.S. residents can form a business in the United States, but there are a few things they need to consider. Learn what with this guide.

Set effective employee performance goals using MBO and continuous feedback. Top HR software includes BambooHR, Paychex Flex, GoCo, and monday.com for tracking.

Have you ever considered starting a genealogy business? This guide will walk you through the steps of starting a home-based genealogy business.

Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.

Goal setting and tracking tools enable you to project achievements, record progress, and establish key performance indicators. Here are some of the best.

Happy employees can benefit your business in many ways. Here are five strategies to keep them happy.

Here are five tips for upgrading your reception area and making waiting a more positive experience for your customers.

Big data can be an effective tool for HR professionals to hire and retain top talent. Learn some smart ways to use big data in human resources.

Crisis communication strategies include being transparent, acting quickly, training spokespeople and using social media to maintain trust and control.

Here’s everything you need to know about results-only work environments, and whether it’s right for your business.

Decision support systems use AI and data analysis to help businesses predict trends, optimize decisions and tailor strategies across key operations.

Small businesses spend 13.2% of IT budgets on cybersecurity. Experts suggest focusing on employee training, MFA,and practical defenses over costly tech.